Get free answers to your Collections legal questions from lawyers in your area.
I visited the laundromat recently and while wating for my wash to finish I grabbed what I thought wa my phone and went across the street to get something to eat. When I came out I seen the police standing behind my car.They asked for my id I asked "Why what did do?" The officer said... View More 
answered on Sep 26, 2023
Was the officer wearing a bodyCam? If so, there may be a provable case, though the extent of recovery may make it not viable.
A business texted, harassed, and threatened customer regarding money owed. They then filed a lawsuit. How do you address the improper collection actions with the court?
answered on Sep 26, 2023
You can bring a cross complaint. But, first, make certain what they did was illegal, and that the are the type of creditor that is precluded from those actions.
Consider consulting with experienced debt collect defense/FDCPA attorneys in the state where this occurred.
The judgement was from a landlord because she broke a lease and the judgement was for 9K. This was five years ago. She just got a car so she can drive her child to where they need to go and it was taken. The car is only worth about 2K. That said, if she gets another car, can that take that one as... View More
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answered on Sep 22, 2023
Friend needs a competent TN attorney to file a Notice of Exempt Property with the Court and creditor.
I made a deal with Nathan & Nathan for 3 installments in return for them to settle the debt and drop the judgement. Only papers were served, no judgement was awarded yet. So I'm wondering if when I show up to court on the date in my served papers if judges (ever do or can) still lower the... View More
answered on Aug 22, 2023
Judges are not likely to change the terms of the agreement. And, depending on the terms of the agreement, they may have no authority to do so.
I do not remember ever doing one with them and said it was turned over to collections in 2019. They said it is for over $900 and if i do not pay it they will have me served and i will have to go to court and it will be well over $4000 then. I tried looking company that called up online with no... View More
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answered on Jul 12, 2023
You might ask the collection outfit to send you a copy of your alleged check loan. SOL on worthless check criminal charge has passed. If you ever acknowledged the debt, then 6 year SOL for suing starts then. If sued, make a sworn denial to be filed at Court and served. You will need an... View More
We are a co-defendant in a garnishment. Plaintiff states that we are the co-defendant's employer. The defendant is a consultant (1099 employee) and we do not garnish wages for consultants. We want to get dismissed from this lawsuit without the need to hire an attorney.
answered on May 16, 2023
You have indicated you are a co-defendant in a garnishment. I am not clear on what you mean. I will assume that you are not a defendant - but rather you received a garnishment in regard to party that had a judgment entered against them.
If that is the case, you need to respond to the... View More
I got sue from the fitness center from breaking the 3 year agreement when I'm not even signed I was out of the country when the agreement was signed it was my husband who signed the contract so my question is,is this contract valid?
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answered on Apr 28, 2023
If there is a judgment, then you must attack it for lack of jurisdiction. The merits may not help. Hire an attorney or prepare to be garnished/executed upon, where you need to assert your exemptions.
The end of your probation period can you go to jail?
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answered on Apr 7, 2023
If it is a Civil Warrant for General Sessions Court, then a VOP is not an issue. However once a Judgment for money is entered, post-judgment asset discovery is a possibility where contempt of Court is a possibility. Nonpayment of Court Costs can affect your Licenses. The Court Clerk is after... View More
I paid for legal services with a credit card for an individual with the agreement being that said individual would pay the payments. Now this person refuses to pay.
answered on Jan 3, 2023
Depending on the amount owed, this would probably be a small claim in general sessions court. There are civil warrants available online that you can fill out and file with the clerk's office at the county courthouse. A clerk can also walk you through how to complete the paperwork. Although,... View More
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answered on Jan 1, 2023
Hire an experienced collection attorney to either pursue it or forget about it. Apparently you do not know anything about the judgment debtor's financial situation, which you need to even to consider the collection process.
2-fold issue. I sold a car to Carvana 5/16/21 — they failed to register it to the new owner. It's still in my name, has been impounded somewhere in California and also failed to do a back-out with Bridgecrest on the loan. I've received letters from the CA DMV, San Bernadino Police Dept.... View More
answered on Nov 10, 2022
Time to retain an attorney. It seems you've hit the wall with Carvana.
Hacked. I made then aware i would be it soon but dealt with an accident in the family and then had covid. I have a court date for next week but can I just not pay this and not have to go to court. I just started a new job as well and cannot miss work. Thank you for your guidance with this matter.
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answered on Nov 2, 2022
Probably need to go to Court, pay everything and get it dismissed. Hire an attorney to handle this, but expect to attend Court.
Have a foot not healing from surgery, I think stress maybe a factor in it not healing
answered on Aug 8, 2022
A Tennessee attorney could advise best, but your question remains open for two weeks. You would need to check with a local attorney if the phone calls violate Tennessee collection laws in terms of hours, tactics, etc. and whether the conduct is egregious enough to rise to the level of mental... View More
Remaining Probation fee’s is there something I can do because they refused to take my money a
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answered on Jul 25, 2022
Hire an attorney to go to Court, Docket or not, and handle the entire problem at once.
I supposedly have a judgement against me over $100 even though I've never seen it. The law firm called my job and talked bad about me. Then I agreed to pay $125 I kept paying it, but did not sign a contract stating I would. Last month I only paid $50 because again I didnt sign anything. My job... View More
answered on Jul 19, 2022
You are entitled to protections under the Fair Debt Collections Practices Act - including obtaining in writing the full basis for any claimed debt or debt validation. But you must write them to request.... View More
I paid $2,000 down on a used vehicle was incarcerated Miss first payment and it was repossessed is this legal
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answered on Jun 6, 2022
You will need to read your finance contract for the repossession terms. But that contract is between you and your lender, not the State or County. Missing payments because of incarceration is not the lender's problem, and a proper self help repo while you are jailed is not illegal.
I put a down payment on a car and 2 weeks later they called and said they were taking it back because I changed jobs. I was told it was illegal for them to keep my down payment. Is that true? Because they shouldn't be allowed to keep my money if they take the car for no reason. They have done... View More
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answered on May 31, 2022
Both Parties can argue they are entitled to the money. But it is up to you to file for breach of contract, conversion, etc. in General Sessions Court, where you will have the burden of proof.
I’m in tennessee. The case is in June
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answered on May 9, 2022
Only Bankruptcy enjoins debt collection. Debt Consolidation does not prohibit collection, but only gets the creditors to voluntarily agree to hold off. But if they sue, it is not a defense. Hire a competent attorney to represent you, as obviously you are trying to deal with this yourself.
I make 1635 a month for 2 people and I have 4 loans that total 700 per month and my home and utilities are 600. Im not behind yet but i just can't keep up. I know it would damage my credit but can I alternate payments every other month or would bankruptcy be my best option?
answered on Apr 3, 2022
Take all your financial info to a bankruptcy lawyer. Most offer a free consultation snd can help you decide what to do.
Did the creditor win a judgement against anyone with that name at my address or against specifically the person who made the contract. Can I be considered liable for the debt? Do I need to countersue this creditor for the mistake?
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answered on Mar 14, 2022
You must hire an attorney. Setting aside such a Judgment will be difficult and will require some very precise pleadings. You will have to go to Court and prove you are not the proper Judgment Debtor. Time is running against you.
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