There is a garnishment that could take place and they could possible take the max 25% which would prevent me from taking care of my children and myself.....i was reading about head of household exemptions and did not know if VA recognized this and if so what would the qualifications be for this.
We purchased a used 2017 SUV for just under $18,000. We put a $4,000 deposit down and financed the roughly $14,000 remainder. We were pre-approved through Capital One's auto loan program. The dealership ran our pre-approval and finalized our loan. Our first payment is supposed to be due the... Read more »
The court date is a couple weeks away, just found out. I am POA and full-time caregiver for mom (she has dementia), we live in her house, she gets SS and small pension, no assets other than house. Could offer 3k lump sum to settle, but is that the right move? Do I even need to worry about her... Read more »
I purchased a car for a reputable car dealership. When purchasing my car, they agreed to pay of my existing car loan in the amount of $2480. That was the amount I signed and agreed to on all of my paperwork. I got a letter in the mail today saying that they sent the bank a check for $2840 in error... Read more »
They have the right to hold out for the whole amount, like apparently they are doing.
Your only remedy for that specific car is to very quickly file a Chapter 13 bankrutpcy and that would get the car back and get you three years, or five, to pay the car off. Since that's not a very...Read more »
The company had lots of Black Friday incentives to earn prizes or codes that the company advertised as being able to be used on the promotions that would be offered during Black Friday. I have a screenshot of me winning the game that was titled The Black Friday Dragon Slayer and a printed coupon... Read more »
The Virginia Consumer Protection law is a false advertising law. It gives you the right to triple your money back PLUS legal fees. You can read more about that law, here. https://law.lis.virginia.gov/vacodepopularnames/virginia-consumer-protection-act/.
A lady wants to sell a bar of gold in country of Ghana.She is informed she needs a "bank guarantee" to sell them.She says she has to pay $4000 dollars to gain access to buyers of the gold. Is this valid or not?
We divorced 6 years ago. He has made two ranks in the navy since and his pay grade has increased. My income has stayed the same. He has filed for bankruptcy with his current wife. He has been paying less than what the courts said he had to pay. The mediator said it was supposed to be $700 a month... Read more »
He has been unemployed and is now planning to pay his monthly plus some additional for arrears. If he’d payed it before I would have used it to pay my mom money back she has used to help me, paid for dental needs, or made student loan payments and/or kept my home! What is likely to happen? Best... Read more »
No will.went court house filed paper work.properties in my name. Mom has a mortgage that is behind .I am desperatly looking for work. Can bankruptcy stop the creditor from putting me out of my home in V.A.?-
You can file Chapter 13 which will give you five years to catch up the house. Obviously that only works if you have income. (And you are only eligible if you have regular income, too, but hope you will soon enough.)
Chapter 7 could stop the foreclosure for a few months, maybe long enough...Read more »
He should go to court, for sure, on the warrant in debt, and ask for a trial. On his grounds of defense and at the trial he should say the outfit on the warrant in debt does NOT own the debt. And show that letter. That SHOULD make him a winner at the court date.
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