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Questions Answered by Kenneth V Zichi
1 Answer | Asked in Real Estate Law and Banking for Michigan on
Q: What does MCL 600.6023 (1)(H) mean in layman's terms?
Kenneth V Zichi
Kenneth V Zichi
answered on Aug 13, 2022

I don't know that there is a good 'short' layman's explanation, but the closest I can come to is that if you have a judgment against you, a judgment creditor cannot execute against a piece of property that has a mortgage against it.

In other words, you can't avoid...
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2 Answers | Asked in Estate Planning for Michigan on
Q: Do I have to do an individual power of attorney for my parents.
Kenneth V Zichi
Kenneth V Zichi
answered on Aug 6, 2022

Are you asking if you need to have separate PoAs to name your parents as your agents?

No.

Are you asking if you can create a document to allow you to act for one or both parents?

The answer provided is correct: you can’t do that.

If you have questions or you...
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2 Answers | Asked in Probate and Estate Planning for Michigan on
Q: When my mother passed away the deed to the house was in her name and my brothers name was on it in survivorship only,

My brother has recently passed away he never put the deed in his name so is it part of his estate or would it be my mother's estate?

Kenneth V Zichi
Kenneth V Zichi
answered on Aug 1, 2022

If the deed was 'mom for life and remainder interest to son' and son lived longer than mom, then the deed WAS in son's name at the time mom passed. The fact no death certificate or new deed was recorded is not relevant for the analysis here (although that should have been done it... View More

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2 Answers | Asked in Estate Planning and Probate for Michigan on
Q: Is an estate lawyer required to provide a copy of a Will to a person named in the Will?

The law office that took care of my father’s will will not provide a copy of any of the children listed. He said I needed to contact the lawyer of the co-representative of the estate that had nothing to do with drawing it up

Kenneth V Zichi
Kenneth V Zichi
answered on Jul 27, 2022

Mr Harris is correct, but there is one additional duty -- the drafting attorney IF AND ONLY IF he holds the original will -- needs to release that original will to the Court with jurisdiction in a Probate estate. There is no duty to 'third party' persons such as the named beneficiaries.... View More

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1 Answer | Asked in Real Estate Law and Contracts for Michigan on
Q: If I ordered a manufactured home a yr ago n still won’t be in till maybe mid Sept can I cancel and get deposit back
Kenneth V Zichi
Kenneth V Zichi
answered on Jul 25, 2022

The answer is 'maybe, and then again, maybe not.'

What are the agreed upon delivery terms? Was there to be a 'firm' delivery date? What happens under the terms of your agreement should one party not fulfill the obligations in the agreement?

Without reading the...
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1 Answer | Asked in Real Estate Law for Michigan on
Q: Can I sue a HOA for a unsafe bylaw? They won’t change. We HAVE to have wood shingles. Fire chief says unsafe!

A vote was taken but not enough owners returned their ballot so it failed.

Kenneth V Zichi
Kenneth V Zichi
answered on Jul 25, 2022

You point out yet another reason HOAs are a thing to be avoided.

And while you can 'sue' the chances of success depend a lot on how the by-laws are written, what 'administrative remedies' are needed before a suit can be maintained, and what exactly you're looking...
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1 Answer | Asked in Landlord - Tenant, Consumer Law and Insurance Bad Faith for Michigan on
Q: My storage was broken into, I filed a claim & made a police report. My claim was denied.

The thieves broke off both my locks and put their own locks on so I couldn't get into my storage. The storage company siding with the insurance company which I pay insurance on my storage monthly. My claim was denied.

Kenneth V Zichi
Kenneth V Zichi
answered on Jul 25, 2022

What exactly is your question?

I can’t imagine a storage company ‘siding with’ anyone. Had you paid your storage bill? The scenario is unclear.

If you didn’t pay your bill they COUKD have auctioned off you’d stuff for back rent and Re rented the unit to someone else who...
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2 Answers | Asked in Probate for Michigan on
Q: Dear Lawyer, What are the consequences for the appointed representative failing to close an estate properly?

I have a probate issue that I have to appear in court for at the end of the month. I was appointed as the administrator of my mom's estate and i didn't handle every aspect properly. I'm not sure of what to expect when I appear in court for this matter.

Kenneth V Zichi
Kenneth V Zichi
answered on Jul 20, 2022

It all depends on what you didn’t do.

Your BEST option will be to hire a local probate attorney to help you complete everything. That attorney can look at all the facts and help you understand and ideally also ‘fix’ the problems.

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2 Answers | Asked in Real Estate Law for Michigan on
Q: What happens if I'm selling my house and a bomb shelter is found buried on the property?

This house is in town on a small lot in an older neighborhood

Kenneth V Zichi
Kenneth V Zichi
answered on Jul 16, 2022

What exactly are you concerned about?

Is the shelter on YOUR property?

Unless it is a ‘hazard’, nothing will ‘happen’. It is as if you ‘discovered’ an additional room.

If it encroaches on a neighbor property there might be an issue.

If you have...
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2 Answers | Asked in Estate Planning for Michigan on
Q: My husband & I have a joint revocable trust, with our son as the beneficiary. My husband just died.

Do I need to do anything? If so what and why?

Kenneth V Zichi
Kenneth V Zichi
answered on Jul 15, 2022

While it is true that every trust is unique and needs to be reviewed before definitive answers can be given, some things are 'a given'.

1) you should review your estate plan and trust regularly whether or not someone has died, but when there is a death it is CRITICAL to review...
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2 Answers | Asked in Real Estate Law for Michigan on
Q: How do we sever/retain the mineral rights on land before selling the property? No other sever records found on record

We believe there are methane pockets on our 4.9 acres of land. It is not yet verified, but we would like to retain the mineral rights to the property before we sell it.

Our realtor told us it is better to sever the rights while we still own the property and before we have a buyer, or it... View More

Kenneth V Zichi
Kenneth V Zichi
answered on Jul 14, 2022

Mineral rights owned by someone other than the surface owner are rights said to be ‘severed.’

There is no 'special' way to do this other than with an appropriate deed, but the process is complex. That said, you do NOT need to do that before you 'sell' the land. The...
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2 Answers | Asked in Estate Planning, Probate and Tax Law for Michigan on
Q: My father passed away at the end of May of this year. He was retired, so received Social Security and a small pension.

Will I need to file income tax on his SS and pension earnings or will this be taken care of in Probate? Thank you.

Kenneth V Zichi
Kenneth V Zichi
answered on Jul 8, 2022

If he made enough money to need to file taxes in those first few months, OR if you anticipate there will be a refund of withheld taxes then the personal representative is responsible for filing whatever tax returns are necessary to finish his affairs.

If neither of those applies, then...
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1 Answer | Asked in Contracts and Real Estate Law for Michigan on
Q: I found out the lady I’m buying a house from on land contract has two mortgages on the house and now owes more than I do

She has been trying to get me to move out every since my husband passed. She wants me to sighn a new contract that is more money and higher payments because the contract is expired

Kenneth V Zichi
Kenneth V Zichi
answered on Jul 7, 2022

Something sounds fishy here. Land contracts don't typically 'expire' -- they mature at some point and you get a deed when the payments are all made.

I STRONGLY urge you to consult with a licensed local attorney familiar with real estate law! SOMETHING doesn't ring true...
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2 Answers | Asked in Real Estate Law for Michigan on
Q: Is a land contract legally binding in MI if owner dies or is incapacitated? Does it have to be entered into their will?

We were advised by another free legal aid that it has to be entered into their will in order to be binding in a court of law if the next of kin wanted to challenge it. I printed out a Codicil for the seller. Is that sufficient?

Kenneth V Zichi
Kenneth V Zichi
answered on Jun 26, 2022

You don't 'enter' a land contract 'into a will'.

And a codicil is usually the 'worst of all possible worlds' to avoid a will challenge.

And finally, preparing a legal document for someone else potentially constitutes the practice of law which, if...
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2 Answers | Asked in Real Estate Law and Civil Litigation for Michigan on
Q: A year almost and nothing done and I’m still getting damage done every time with heavy rains

Court order a culvert install under the new drive way they installed and all water must flow to the drainage ditch with the new culvert installed they have done nothing it will be a year in 2 months and when the spring comes again I will have major water problems again Do I need to contact a... View More

Kenneth V Zichi
Kenneth V Zichi
answered on Jun 13, 2022

I concur your best results will be with a local real estate attorney in your corner.

But be prepared to provide that lawyer with facts like a copy of the judgment, who 'they' are and why YOU can't just install the culvert and charge them the cost (I assume because they did...
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1 Answer | Asked in Probate for Michigan on
Q: In Michigan. For a small probate estate do you have to list value for old bed sheets and towels and costume jewelry?
Kenneth V Zichi
Kenneth V Zichi
answered on Jun 2, 2022

Do these items have significant value or will they be an issue in how the estate is divided?

At most ‘misc. personal/household goods’ is probably fine but … there are probably lots of other pitfalls that you’re not considering.

I’d strongly recommend you consult with a...
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3 Answers | Asked in Real Estate Law for Michigan on
Q: I’d like to keep house I bought with girlfriend but she will not let me buy her out nor will she agree to sell…

She is 50/50 on deed in Michigan and Mortgage is in just my name …Do I have options ?

Kenneth V Zichi
Kenneth V Zichi
answered on Jun 2, 2022

50/50 Tenants in common or 50/50 Joint tenants with rights of survivorship? Based on the facts you provide it is impossible to answer your question.

The distinction matters, and the 'magic language' is not something that people other than lawyers ever really think about! Get thee...
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2 Answers | Asked in Family Law and Probate for Michigan on
Q: Hello. Im in Michigan and I am filling out informal probate / personal representative form 558. I'm stuck on question 9.

I am on question 9. It states " I nominate _____ as personal representative, who is qualified and has the following priority for appointment _____. I am a only child and this news for my mom's estate. Do I just put then I am the only child

Kenneth V Zichi
Kenneth V Zichi
answered on May 23, 2022

The 'priority' for appointment is based on the Michigan Probate statute. If there is a will, the person named in the will has priority. If there is no will a surviving spouse does. If there is no surviving spouse all surviving children have equal priority.

If you don't...
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2 Answers | Asked in Real Estate Law for South Carolina on
Q: Man dies in MI. owns land worth $4,000 in SC does land auto go to spouse or has to file probate. His estate under $20k

A man passed in Michigan where he and his wife were living at that time. He and his wife own land in SC worth $4,000. Does the land automatically go to her without filing probate in MI? His entire estate was less than $20,000.

The wife is trying to sell the land in SC but this issue arose... View More

Kenneth V Zichi
Kenneth V Zichi
answered on May 16, 2022

Mr Harris is correct, and indeed, if there is no Michigan property to probate, you may be able to JUST file a SC probate action to deal with the property there despite the residency of the deceased.

Again, get that SC attorney opinion to verify what and how you should proceed. It would be...
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1 Answer | Asked in Estate Planning, Family Law and Elder Law for Michigan on
Q: Can a sibling sign herself up for POA over a parent who has dementia without informing her other siblings?
Kenneth V Zichi
Kenneth V Zichi
answered on May 12, 2022

No -- and there are several issues rattling around in your question that SCREAMS your family need to get real advice from a local estate planning attorney.

If someone lacks 'testamentary capacity' because of dementia or any other illness, they cannot create estate planning...
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