Her name is on the deed and his name is on the actual mortgage loan he wants to do a quick sale on the house but is it possible for him to do so without her consent with her name not being on the actual mortgage loan ?
He also claimed that he stopped paying the mortgage about 5 months ago... Read more »
Your mom needs to call and consult with a lawyer that is familiar with real estate and bankruptcy law. If she is on title, he cannot sell without her permission. If he stopped paying the mortgage, she needs to pay the arrears if she wants to stay in the house. If there is equity in the house and...Read more »
My fiance took out a car loan and when we went to pick up the truck, after already trading in our other vehicle, they changed the terms and asked for an additional $4k. I wrote a check from my personal checking account for the additional monies, but when we reviewed the paperwork, it was not in the... Read more »
if you are asking whether a debt that is not yours can be reported on your credit, the answer is no.... but given the facts you listed it sounds a bit more complicated and you will need to call and speak to a lawyer to better evaluate your situation.
My school contacted me in 2019 about an outstanding debt, claiming one of my Grant's was refused after I graduated and paid off my loan. But I graduated in 2009. So they are informing me very late. I chose to ignore them and just now I have recieved and email saying if I dont settle my debt,... Read more »
Can I go after my car finance company ..my car was a total loss in November 2020 my insurance did there part and paid My finance company what they owed so it left a balance to pay off 6,959 which my gap is trying to pay but My finance company does not have my contract on file and then they have... Read more »
you need to contact a consumer protection attorney that has experience with debt collections and credit reporting issues. after a substantive consultation and review of the documents, the attorney may be able to answer your question.
My grandfather passed away. He and my grandma were the two mortgagors (borrowers) to the home my grandma lives in now. The house is in CA a community property state, however the house is not paid off. What do we have to do to ensure she keeps the house.
My ex husband quit claimed a piece of property to me 10 years ago. The agreement was that he would continue to pay the taxes in my name as he was going to keep the rental income. I just got a letter from his attorney stating that I need to give the property back now. She stated that I was his... Read more »
I am currently in a child custody dispute with my child's father. We co-own a house as of 2018 (never married) and after two years of domestic abuse I left with my daughter. We share 50/50 custody but am finding it difficult to aquire permanent reasonable housing for myself and my daughter.... Read more »
If you were never married, your rights to the property would be based on real estate laws and you have the right to ask the court to partition (i.e. have the property sold now) and have the equity distributed based on title ownership. So if he does not cooperate with you by 1) allow you to live in...Read more »
I traded my vehicle to a dealership on 2/15/21 and I received a call from them yesterday 2/25/21 asking me if I could put more money down or get a co-signer. What happens if they call me today saying they could get financing since it is no longer within the 10 days?
Since they called you on 2.25.21 asking for more money, you will have a hard time proving they did not "cancel" within 10 days since 2.25 was day 10. At this stage, the dealer can ask for the car back and give you back anything you paid/ traded in, or the dealer can choose to become the...Read more »
no, they do not have such a requirement. if you are facing a collections law suit, you may need to consider filing bankruptcy to eliminate the debt or call them and negotiate the debt. in either event you will want to speak to an attorney that is familiar with both bankruptcy and debt collection...Read more »
I am not familiar of any court website that says do not reply if you cannot pay. If you don't reply there will be a default judgment against you and can attach to any property (real or personal) you may have now and in the future.
Last month I collected all the paperwork to file with a lawyer, but now my husband just told me he wants a divorce & for me to leave. We rent this house, but owner sides with him. The lawyer I was going to hire changed his mind today because I now have to move to northern california with... Read more »
Call for a free consultation to really go over your facts in detail. It sounds like you should be able to file a chapter 7, especially if you and your husband are now separated and his assets are not community property, and even if they are, there are ways to make it work. In California, separate...Read more »
Get a copy of the loan and see who signed it and who it was given to. Are you the only person on title to the vehicle? Check your credit to see if this loan is being reported on your credit reports (go to annualcreditreport.com). You may need to hire an attorney to sort all this out. Time is...Read more »
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