Get free answers to your Foreclosure legal questions from lawyers in your area.
We are losing the house to back taxes.
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answered on Aug 15, 2024
It's really tough when you're facing the possibility of losing a home due to unpaid property taxes. Unfortunately, if your name isn't on the house and you aren't the principal owner, you don't have the legal authority to turn a tax bill into a negotiable instrument. The... View More 
by a third party/bounty hunter company?
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answered on Apr 18, 2024
The laws regarding tax sale property surplus funds and the fees that third-party companies can charge for assisting owners in claiming those funds vary by state and jurisdiction. Many states do have limits on the fees that can be charged, but the specifics differ.
For example:
1. In... View More
answered on Feb 21, 2022
You failed to say which or what kind of court, what kind of notice for court appearance or any details from which an answer can be derived.
Try again.
Thanks
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I am behind on payments and the seller wants to enforce foreclosure laws of their state. They were included in our contract.
answered on Feb 24, 2019
You are bound by the laws where the property is located.
Can u file again chapter 7 get rid of credit cards again and stop the foreclosure too save my house and then maybe sell it in a few years. But mostly I don’t want too loose my house and it’s going so quickly, is chapter 7 best way too save house or I also see so much talk online about it being... View More
answered on Dec 15, 2018
You can file s Chapter 7 once every 8 years. Depending on your income, equity and financial situation, you may be able to do exactly what you propose.
I received a severely delinquent letter from the bank stating my landlord hasn't been paying . And I rent I need to know my rights.
answered on Jul 31, 2018
If your landlord is not paying the mortgage on the property, it is not an issue for you until the foreclosure proceedings begin. If the property you are living in is foreclosed on successfully by the bank or mortgage holder, your landlord will have violated the lease agreement as they can no longer... View More
The contractor kicked in my door after deeming my very evident ally lived in home, abandoned. Broke my window AC units and all my stuff is inside. The bank is now threatening me by saying they will illegally throw away all my stuff. They cannot start the eviction process until Dec 18 because of the... View More
Sent to the Sheriff. Can we go ahead and move out of the house?
answered on Aug 15, 2017
Yes. You do not have to wait on the sale. You should notify the attorney doing the foreclosure and the sheriff office that you are vacating the property. Also, turn off the power and water. If you had a bankruptcy lawyer, tell them that you are moving out. Good luck!
I want to keep the property and reinstate it. The mortgage company doesn't seem willing to work with me.
answered on Jun 7, 2017
You will need to see a bankruptcy lawyer before the foreclosure date to determine if you qualify to file a bankruptcy case. Chapter 13 is most likely going to be the best way to stop the foreclosure and maybe keep the rental property. The IRS repayment can be dealt with in a chapter 13 plan and the... View More
they have been repeatedly late on payments and now will not return calls how do I go about evicting and should I have anymore contact with them?
answered on Feb 28, 2017
The best advice that can be given in this situation is that you should consult a local Indiana attorney to assist you and ensure that the matter is handled correctly.
In short, if your tenant is not paying his or her rent, you have every right to evict him or her. Indiana Code 32-31-1-6... View More
answered on Sep 14, 2012
What you are talking about is a Deed in Lieu of foreclosure. It is unlikely that the bank would go for it because they are still taking it subject to the second bank's mortgage. If you file a bankruptcy your bankruptcy attorney will be able to help you surrender the house as part of the... View More
What options in reinstating the loan and re-obtaining our property? We have not seen a copy of the note, only in writing in the judgment from the court documents, stating that Deutsche is the registered holder of Ameriquest Mortgage Securities Inc. Asset-Backed Pass Through Certificates.
answered on Sep 14, 2012
It is not at all uncommon for no one to show up at the sheriff's sale and for the bank to buy the property for what it's owed. At this point re-instating the loan is not an option. Your rights to the house have been foreclosed. You may try to contact Deutsche Bank to try to get a... View More
The house hs been vacant an the court has a dismissal of the defendent.
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answered on Jul 7, 2011
This means that those persons who were occupying the house have been dismissed from the case. An example would be when a Plaintiff names a tenant without knowing that the house had been vacated.
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answered on Jul 10, 2011
I am speculating but ti sounds as if you are asking how to give a deed in lieu. Mostlenders have their own procedures and qualifying requirements for accepting a deed in lieu. You need to contact your lender. Be prepared to provide a substantial amount of information and for a somewhat time... View More
US Bank sent five brothers company to landlord property having no title while in foreclosure and had tenant locked out without prior notice and said agent told police to arrest for trespass as US BANK was the owner although all public records and court case show that landlord is still the owner of... View More
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answered on Jul 10, 2011
I am sorry that no one answered this sooner. Hopefully, you did receive help independently from Justia Answers. Regardless, in the event that you still need help, please repost with information concerning the county where you live.
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answered on Jul 10, 2011
Possibly. However the answer depends on large part on the modification process status as it relates to the timing of the foreclosure proceeding.
We NEED that money and they said to write a letter of hardship and it would be brought up at the quarterly meeting. We did just that and we paid $18.00 to send it priority, they signed for it and DIDN'T bring it up at the quarterly meeting!!!! This may have been our last chance before our... View More
answered on May 16, 2011
While the Internal Revenue Code does permit, in order to maintain tax-qualified status, some plans to allow for certain hardship distributions (e.g., 401(k) plans), it is unusual for a defined benefit or annuity-type plan to provide for such distributions. If this plan so provides, whether or not... View More
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