Who is a retention letter sent to?
Friend borrowed my truck. Accident now since live in midland and stay Gladwin sometimes progressive is sending my premiums back and saying no insurance for accident
answered on Nov 29, 2023
A Michigan attorney should advise here, but your question remains open for two weeks. If the accident is being denied, and you had coverage in effect at the time, you should consider trying to arrange a free initial consult with an attorney. Ordinarily, the other truck driving off and leaving the... View More 
answered on Oct 30, 2023
Yes. because you should not have been driving if you were so tired that you would fall asleep.
My car was totaled in front of my home due to speeders. Two lane road and turn lane. Speed limit 35 most do 55. We were denied a circle driveway because our in and out driveway would not be 100: feet apart. I feel like it is a life and death, safety issue. Road commisssion says too bad and denied... View More
answered on Sep 28, 2023
A Michigan attorney could advise best, but your question remains open for a week. One option may be to look into other agencies - whether on a state or other level. It's possible the process could need the support of someone with expertise in traffic engineering and possibly civil... View More
My vehicle was totaled (Not at fault) due to an accident in Michigan. My vehicle is 100% paid off and I did not have collision coverage as part of my auto insurance. Can I file a Mini Tort or Small Claims for the book value of my vehicle at the time of the accident?
Since I do not have... View More
answered on Jul 24, 2023
Yes. If anyone borrows anything, they are responsible for the damage.
This case may end up in federal court
answered on Jul 10, 2023
A Michigan attorney could advise best, but your question remains open for a week. It could be difficult for attorneys here to offer their services to you - the forum isn't set up like a referral service. The format is Q & A. If you've already been searching, you could supplement your... View More
if your in a car accident and the accident caused your pastemaker to move and caused you to have breathing problems and to be on oxygen and then to have surgery doesn't that qualify for pain and suffering
if a person who passes away before a deposition can't a family member... View More
answered on Apr 22, 2023
A Michigan attorney could advise best, but your question remains open for a week. Until you're able to consult with a local attorney, pain and suffering is generally an element of a bodily injury claim. It would depend on demonstrating the fault of the other party. In terms of the connection... View More
No long term medical issues occurred; however, basic emergency room costs amounted to ~$20k (~$5k after applied insurance). A campus police report is available but cannot be provided without request from insurance. We are currently awaiting word from BCBS subrogation dept.
answered on Mar 26, 2023
Only a Michigan attorney could advise, since states could differ as to PIP (personal injury protection) benefits, depending on the type of jurisdiction. But your question remains open for a week, and it sounds like you may be trying to arrange immediate medical care. In no-fault jurisdictions, the... View More
answered on Jan 1, 2023
A Michigan attorney could advise best, but your question remains open for two weeks. The more pressing question could be whether he was able to insure and register car. Not being insured could reduce the scope of available money damages in some jurisdictions. Only a local attorney could advise... View More
Hello...
A woman ran into my house after a police chase. I am not even sure if she has a license or her own insurance, but not likely. She has a long rap sheet (she was arrested at the scene). The truck wasn't hers - her sister let her borrow from her friend. The owner of that truck... View More
answered on Oct 17, 2022
You will likely be entitled to restitution upon the woman's conviction. Whether you actually see that money or not is a different question. Your homeowner's insurance, though, is your primary contact.
There was no storm, the tree was dying and neglected by the neighbor, causing it to snap and fall on my daughters car, completely destroying her sunroof and back window. Can we sue the neighbor for the damages in small claims court? We have lots of pictures and videos.
answered on Sep 6, 2022
It is probably best that you file a claim with your insurance company (auto or home) and then let the insurance company through subrogation, substitute in to bring the claim against your neighbor if warranted. Try that first.
answered on Jun 1, 2022
You can, although I don't know how successful you will be. You'll probably need to file a claim against Toyota.
Insurance is telling my daughter her 2007 kia rio is only worth 1200 yet her estimates range from 4700 to 5200 to repair. So they claim they only have to pay out 1200. I cant find anything that says either way for a minitort claim.
answered on Apr 19, 2022
Mini-tort is a remedy against an at-fault driver, not your insurance company. Your insurance company is effectively telling you the car is totaled, and they are only obligated to pay you what your car is worth, not how much it costs to fix it. This happens when the cost to repair exceeds the value... View More
These numbers don’t sound right
answered on Apr 14, 2022
This is something a Michigan attorney could advise best on, but your question remains open for two weeks. You could ask your attorney to sit down with you and go over the figures with you. It sounds like you have a large lien(s) on the case. Without knowing more, it could be from any number of... View More
answered on Mar 18, 2022
You can sue them if you like---anyone can sue----the issue is whether or not you will win (or a judgment would be rendered in your favor)----that is based on the facts of the case as presented to the trier of fact (judge/jury). Since most accident attorneys provide a free initial consultation, I... View More
Someone hit my car in my driveway. The lady claims she blacked out. Come to find out from her insurance company, she was excluded from the policy and shouldn't be driving. Do I take her to small claims court? The mini tort limit in warren Michigan looks to be $1000 and I wouldn't be able... View More
answered on Dec 13, 2021
You would be making a claim on your insurance policy. You could sue her under mini tort as you stated. You can, and probably should, do both.
I was struck by another car in an intersection while I had a green arrow. Im getting a failure to yield because of the cops evaluation, he believes I am at fault. I have witnesses that saw the other person run a red light, but I also don't want to take things to chance. Can I get this thrown... View More
answered on Sep 29, 2021
No. Focus on the facts. See if there was a camera at the intersection. And if you were hurt contact a member of the Michigan Assn for Justice--they give free consults.
They say we were dragracing and they Have an eyewitness. Before the Accident, like a mile and a half. The other car Flew around me, I did hit the gas to catch up to him but at the time the accident we weren’t doing any of that, we slowed down because cars were approaching ahead. The others guy... View More
answered on May 25, 2021
One thing you need to realize is that more than one person may be legally liable to another. It's possible that the person suing you is also suing the other driver. Regardless, you are now in a position where your defense may be "it wasn't me, it was this other guy". Whenever... View More
Was doing the posted speed limit. Tried to swerve out of the way due to lack of time to brake properly. Haphazardly told them (off record) that I would help them out but then reconsidered because they hit me. No pictures were taken of any damages. Only info given was my first name and phone number.... View More
answered on Apr 19, 2021
How do you know the other car wasn't insured? If you have received paperwork starting a lawsuit, you should consult immediately with a local attorney. It's possible to raise as a defense the fact that they weren't insured.
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