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answered on Aug 13, 2019
I don't believe it is; I've seen a number of SC deeds and don't remember seeing names of attorneys that prepared them). I'm curious why you have this question. Are you looking to void your purchase? If so, you're likely outside the rescission period, but may have other options.
The owner says someone purchased his home at an auction. The person now has a foreclosure on credit report despite the fact the mortgage is current. What recourse does the individual have?
answered on May 17, 2019
Likely, the mortgage is not a lien on the property if it is precisely as you so stated.
answered on Apr 16, 2019
The real issue is whether you are on the note or guaranteed the loan. If you did agree to be liable for the debt, then, you would be liable. Usually, if a spouse is not on the mortgage they are not on the note or otherwise guaranteed the loan.
Of course, in any foreclosure, the lender... View More
answered on Dec 30, 2018
If you own an undivided 1/3 interest in the real estate, then you are free to convey it to whomever you want, provided that the grantee wants to accept your 1/3 interest in the real estate.
answered on Jul 5, 2018
In New York at least, there are penalties if the lender fails to discharge a satisfied mortgage of record within a certain period of time. You may wish to investigate that in South Carolina.
The homeowner is 2 payments behind
answered on Jul 5, 2018
No, a mortgage company should not enter a property unless it appears to be abandoned or unoccupied. The rule is that the mortgage company has the right to protect its collateral. Of course, the mortgage company is going to claim that they did not think the property was occupied.
The... View More
Delinquent tax notice came on door
answered on May 23, 2018
You are required to pay rent because your rent obligation is determined through the contract you have with the landlord. The past taxes are the responsibility of the landlord, but this will not relieve you of your obligation to perform under your rental agreement as contracted with the landlord.... View More
Dad passed away last year and mom is living in the house they both paid for. There is no mortgage or lien against the home. All of my siblings received a form for quitclaim deed. What is quitclaim and why would we receive this? Does the house my mom and dad paid for not belong to her? What... View More
answered on Mar 23, 2018
Without seeing the deed; it is likely that the house would belong to the mother alone. You should consult an attorney to determine your rights before you sign anything.
I have 3/4 of the money they are ask for the house.
answered on Mar 18, 2018
Your question is unclear about the status of the foreclosure. If the property has been sold at a foreclosure sale and the lender has purchased the property, the lender can agree to any terms it wishes to accept. On the other hand, if the property is going to be sold at foreclosure sale, the... View More
Consideration
answered on Jan 13, 2018
My suggestion is to speak with the timeshare's management company. I've assisted with several of these in Florida, and often the management company will place requests that are not required by Florida law. As a result, the timeshare will often have all of these forms ready for you when... View More
if i stop paying them will it affect my credit score
answered on Dec 18, 2017
On a refinancing, there are refinance loans where no money is given to the borrower. There is also cash out refinances where you refinance and also take out money against the equity in your home.
Based on the limited information you provided, I would guess that you had a straight... View More
answered on Oct 26, 2017
I believe that this would be possible. I don't have much info here, so I will say that if you have an attorney, I would recommend that you show him or her this article: https://www.targheelaw.com/article
It's something I wrote for attorneys to better understand options when it... View More
Mom died in March. Several years back she changed her deed to me while retaining a life tenancy. I'm getting ready to sell her house. Didn't probate her estate as that was her only asset and in passed to me outside probate. I was only beneficiary and personal rep. It's not my... View More
answered on Sep 14, 2017
"Establishing" FMV is determining what a willing buyer and willing seller would agree to for a price. YOU are the seller. You can sell your own property for whatever YOU think is 'fair' but you may want to get an appraisal or otherwise compare what the market is supporting for... View More
I have a timeshare with westgate resort and can no longer afford to pay the monthly or annual fees. Can I get out of it?
answered on Sep 18, 2017
It's possible to get out of this contract. I wrote an article for the state bar association a while back that will have valuable information for you and your attorney. You can access it here: https://www.targheelaw.com/article.
Have documented responses from ZILLOW- they acknowledge deficiencies in their "systems" but refuse to take corrective action. WILDLY varying "Zestimates" in similar, side by side properties - and NO coherent response?? ZILLOW penalizes diligent homeowners who properly... View More
answered on Aug 24, 2017
I don't see it--it's an estimate. They can use whatever metrics they want. If you feel your property is worth more then the agent selling it for you can promote it appropriately. They aren't required to change just because you took advantage of the tax system to challenge the... View More
I recently stopped by & the house has brown granite, floors, and beige walls. Builder acknowledges the error but is refusing to make any changes due to the cost. Please advise what my rights are.
answered on Jul 14, 2017
Normally, with new construction the contract contains an inclusions list. If your inclusions list reads gray granite, floors and walls, you may have rights against the builder. If this however, was only verbal, then you had better get used to what he installed.
The mortgage was gotten about 20 years ago. He passed away 7 years ago and I continued to live in the house for 2 years before allowing someone to move in and take over the payments. The company never allowed me to put the mortgage in my name and the person has since defaulted on the payments and... View More
answered on May 14, 2017
The issue is whether you were liable for the repayment of the money. This is done in most instances by a separate note so that a lender can go after someone, even if the property becomes worthless. Simply inheriting the interest of your deceased spouse does not make you liable for repayment of... View More
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