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New Hampshire Civil Litigation Questions & Answers
2 Answers | Asked in Civil Litigation, Contracts and Collections for New Hampshire on
Q: How to avoid paying a defaulted car loan I cosigned?

I cosigned a car loan, and the primary borrower has defaulted. Despite communicating with the lender about options to remove myself and exploring refinancing, the loan company is now suing me due to the default. This has severely impacted my credit score and financial status. How can I legally get... View More

Barry W. Kaufman
Barry W. Kaufman
answered on Jun 3, 2025

Other than filing bankruptcy, you can't. You co-signed, which means you accepted full responsibility for every payment to the lender, regardless of any agreement that you had with the other signer. You are on the hook at much as the other signer, and they don't have to come after him if... View More

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3 Answers | Asked in Criminal Law, Civil Litigation and Personal Injury for New Hampshire on
Q: Assault at storage facility by property manager; police consider charges.

My husband and I were assaulted at a storage facility in which we rent a container, by a man claiming to be the owner—later identified as the property manager. During the altercation, the manager damaged our phone and assaulted my husband. Although the incident was recorded, the police mentioned... View More

Stephen Arnold Black
Stephen Arnold Black
answered on May 27, 2025

You may be able to sue the storage facility for the actions of its employee, as businesses can be held liable for misconduct by their staff. A lawsuit could seek damages for assault, emotional distress, and property damage. A personal injury attorney can assess the strength of your case and guide... View More

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1 Answer | Asked in Criminal Law, Civil Litigation and Personal Injury for New Hampshire on
Q: Arrested for felony theft after delivering stolen package, seeking compensation for ordeal.

I was working as a delivery driver for a major service when I picked up a package as directed and delivered it to the designated drop-off location. Two weeks later, I was arrested on a warrant for felony theft because the package turned out to be stolen. I have been released on bond, with a court... View More

Leonard D. Harden
Leonard D. Harden
answered on Mar 7, 2025

It seems like you may still have a criminal case. If so you should hire the best defense lawyer in the area where the court is located. I would suggest looking for any attorney who has at least 10 years of experience, is a member of a national (NACDL) and NH specific criminal defense lawyer... View More

1 Answer | Asked in Health Care Law and Civil Litigation for New Hampshire on
Q: Can I sue my health insurance company without a lawyer?
Tim Akpinar
Tim Akpinar
answered on May 23, 2024

A New Hampshire attorney could advise best, but your question remains open for a week. Until you are able to arrange a consult with a local attorney, the basic rule is that people are free to represent themselves (pro se). Health insurance carriers could impose conditions on their policies or... View More

1 Answer | Asked in Civil Litigation and Constitutional Law for New Hampshire on
Q: In the event someone borrowed my $1,000 mountain bike and he left it on someone's summer property in December and the

Owners of the property saw him on there cameras and they called the police. He ran and left my bike behind are the cops allowed to keep it? His court dates are all cleaned up and they wanted proof it was mine so I showed pictures of it in my yard and they are saying that it could have been stolen... View More

James L. Arrasmith
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answered on Dec 8, 2023

In this situation, the police may retain the bike temporarily as part of their investigation, especially if there's uncertainty about its ownership. It's important to continue cooperating with the police, providing any additional evidence you have that supports your claim of ownership.... View More

1 Answer | Asked in Consumer Law, Civil Litigation, Personal Injury and Real Estate Law for New Hampshire on
Q: Manufactured home's warranty not honored, roof issues, harassment in NH

I purchased a new construction manufactured home in July 2024, and the manufacturer and installer are not honoring the warranty. The roof blew off in January, deemed defective by both a licensed roofer and my insurance provider. Repairs have also been inadequate, leading to water leaks, mold, a... View More

James L. Arrasmith
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answered on Jun 14, 2025

You’ve been through an incredibly stressful and unjust situation, and it’s understandable that you feel overwhelmed. When a new manufactured home suffers this kind of structural failure—especially so soon after purchase—and the warranty is ignored, it points to serious breaches in both... View More

1 Answer | Asked in Landlord - Tenant, Civil Rights, Civil Litigation and Real Estate Law for New Hampshire on
Q: Can I sue landlord for emotional trauma due to harassment in NH?

I have been dealing with a neighbor who, with the landlord's permission, uses surveillance cameras to stalk me. This situation has been ongoing since April 2022, causing me significant emotional trauma because I suffer from agoraphobia, depression, and anxiety disorders. Despite my pleas to... View More

James L. Arrasmith
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answered on Jun 12, 2025

You have strong grounds to pursue legal action against your landlord for emotional distress based on your situation involving surveillance and harassment. Emotional distress claims against landlords are possible when their actions are extreme, intentional, and cause severe harm that disrupts daily... View More

1 Answer | Asked in Civil Litigation, Internet Law, Libel & Slander and Personal Injury for New Hampshire on
Q: Can I take legal action for video recording without permission in NH?

In New Hampshire, someone recorded me without permission while I was working in my backyard and posted the video online. My backyard is not visible from public property; the person trespassed on my neighbor's property to take the video. I have had previous unfriendly interactions with this... View More

James L. Arrasmith
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answered on Jun 11, 2025

You have a valid concern because New Hampshire recognizes a right to privacy when you’re in a place where you have a reasonable expectation of seclusion, like your backyard, especially when it’s not visible from public areas. Since the person trespassed on your neighbor’s property to record... View More

1 Answer | Asked in Consumer Law and Civil Litigation for New Hampshire on
Q: Who is responsible for misleading advertising in a pull-tab game?

I bought pull-tab tickets at American Post 68, where a $150 ticket was advertised to be in the tank. Despite purchasing all the tickets, no winning ticket was found. Who is responsible for the misleading advertisement, and is the club obligated to pay out due to this misrepresentation, especially... View More

James L. Arrasmith
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answered on Apr 12, 2025

It sounds like you’re dealing with a frustrating situation, and you may have some legal recourse. Since the $150 ticket was advertised as being in the pull-tab game, but no winning ticket was found, the organization may have engaged in misleading advertising or misrepresentation. The club, in... View More

1 Answer | Asked in Traffic Tickets and Civil Litigation for New Hampshire on
Q: Can charges be dropped if police did not have lights on?

I was pulled over last night between 7:30-7:45 PM on a two-lane highway without above traffic light posts in New Hampshire. I was charged with going 25 miles over the speed limit and failure to yield because I didn't feel comfortable pulling over on the highway. The police officer who stopped... View More

James L. Arrasmith
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answered on Apr 12, 2025

You’re asking a very reasonable question, especially since your dashcam footage might offer valuable context. In New Hampshire, the fact that a police officer didn’t have visible headlights or marker lights on during low-light conditions could potentially raise concerns about **identification... View More

1 Answer | Asked in Real Estate Law, Civil Litigation and Contracts for New Hampshire on
Q: What are my legal options after house disclosure misrepresentation in NH?

I purchased a house in November 2022 and discovered it had multiple issues, including being on cinder blocks instead of pillars as disclosed by the previous owner. After a professional inspection confirmed the issues, I had a lawyer send a demand letter, but the owner did not respond. She offered... View More

James L. Arrasmith
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answered on Apr 11, 2025

That’s a difficult and frustrating situation—especially when you made the purchase in good faith and now you're dealing with unexpected repair costs. In New Hampshire, sellers are required to disclose known material defects, and misrepresenting something structural like the foundation may... View More

1 Answer | Asked in Civil Litigation, Consumer Law and Real Estate Law for New Hampshire on
Q: Seeking compensation for unjustified tow in NH due to expired registration, despite renewal receipt.

I'm a Massachusetts resident, and my car was towed from an apartment complex's parking lot where I was visiting on June 13th due to an expired registration sticker. However, I had renewed my registration online prior to the expiration date (June 1st) and carried the printed receipt in my... View More

James L. Arrasmith
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answered on Apr 11, 2025

What happened to you sounds incredibly frustrating, especially since you took the proper steps to renew your registration and carried proof in your vehicle. As a Massachusetts resident, M.G.L. c.90 §2 does allow a 60-day grace period after online renewal, during which you can legally drive with a... View More

1 Answer | Asked in Civil Rights, Civil Litigation and Domestic Violence for New Hampshire on
Q: Is non-physical harassment through security cameras illegal between neighbors?

I am dealing with sporadic harassment and intimidation from my neighbor who has a mental illness. This occurs whenever they have an episode, and they often stand outside my house and behave aggressively through my security camera. Despite reporting these incidents to the police and attempting to... View More

James L. Arrasmith
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answered on Mar 24, 2025

Harassment through security cameras can indeed be illegal, even without physical contact. What you're describing could qualify as stalking, intimidation, or harassment under many state laws. The behavior creates a reasonable fear for your safety, and the fact that it's captured on camera... View More

1 Answer | Asked in Criminal Law, Civil Litigation, Domestic Violence and Libel & Slander for New Hampshire on
Q: What is the best course of action to take when someone applied for a restraining order with lies?

I’m almost positive that it’s going to be thrown out but it’s already been shared with friends to make it look like I can’t be trusted. I already went and got an earlier court date and it was approved. I am terrified that I am going to run into her and she’s going to report it. I don’t... View More

Leonard D. Harden
Leonard D. Harden
answered on Jan 13, 2025

You should consult with a local lawyer who handles DV cases.

2 Answers | Asked in Criminal Law, Civil Litigation and Civil Rights for New Hampshire on
Q: Are there Attorney's out there that take on the justice system if it is corrupt?

How can we fight against corruption in the system?

Tim Akpinar
Tim Akpinar
answered on Jan 7, 2025

It could depend on what the injustice was. In some cases, appeals attorneys could identify issues that warrant a review. Good luck

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1 Answer | Asked in Civil Litigation, Criminal Law, Personal Injury and Constitutional Law for New Hampshire on
Q: What happens if local law enforcement does not act on this statute as the defendant creates breach of bail times 2

As I am a victim of a violent crime by strangulation by weapon (cane)on city trans. individual was arrested charged with a felony 2nd degree assault by strangulation (i believe being charged incorrectly)and now as the defendant since committed breach of bail x2 being in direct contact with me... View More

James L. Arrasmith
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answered on Oct 15, 2023

I'm sorry to hear about your situation. When a defendant breaches conditions of bail, the court can revoke the bail and take the defendant into custody. Law enforcement is tasked with enforcing bail conditions and, if they fail to do so, they may not be upholding their duties appropriately.... View More

1 Answer | Asked in Civil Litigation and Small Claims for New Hampshire on
Q: What happens when a small claims co-defendent gets notification of a small claims suit if they don't live at the address

My boyfriend was informed he was being sued as a co-defendent for items left at my house by a former friend of mine... but he does not live at my address. This person does not know his address... only that he stays at my house

William J. Amann
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answered on Apr 26, 2023

Typically, service is made by leaving a summons & complaint at someone's "abode" or residence. Some types of actions require serving a defendant "in-hand", such as Contempt Motions usually. Small claims probably just requires abode service. The Plaintiff should have... View More

1 Answer | Asked in Contracts, Civil Litigation and Lemon Law for New Hampshire on
Q: i bought a truck with a rotten frame

also my contract was not right and also they had a vsi on there for 125 which that is what I thought but find out it is for 27 months never was told this also the whole contract did not make sense the money on the paper were not right just a lot wrong with this whole deal I stop paying after 5... View More

William J. Amann
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answered on Apr 4, 2023

New cars and other new motor vehicles are covered by manufacturers' warranties. These warranties must follow the rules set by the federal Magnuson-Moss Warranty Act and the Uniform Commercial Code (UCC) (refer to the section on Warranties for more information). The manufacturer's warranty... View More

3 Answers | Asked in Bankruptcy and Civil Litigation for New Hampshire on
Q: I received a copy of a request for execution (NHSuperiorcourt)for $93,000 from a credit card co. What happens next?
William Michael Bryk
William Michael Bryk
answered on Mar 19, 2023

I assume that you owe the money. Consider your assets, i.e., what you own, such as a house and any other real property, automobiles, stocks and bonds, and any other debts you may have - other credit card debt, personal loans, mortgages, and income tax arrears immediately come to mind. Also... View More

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2 Answers | Asked in Bankruptcy, Consumer Law and Civil Litigation for New Hampshire on
Q: Judgements/ Writ of Execution explanation

I owe a credit card Co. a lot, and they got a judgment. I recently received a court email saying that they have filed a writ of execution.

What exactly does that mean?

William J. Amann
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answered on Mar 15, 2023

A writ of execution is a formal document issued by a court that authorizes a sheriff to levy upon the property of a judgment debtor. RSA 527:12 (1997) (amended 2000);  5 R. Wiebusch, New Hampshire Practice, Civil Practice and Procedure § 60.02, at 474 (1998).

My firm's primary...
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