The company shipped to me freight delivery that I never have bought from them. After long dialog with different departments of this company I received promises from Claims Department to resolve this problem and they are working on it. They are ordered pickup of their merchandise. But they did not... Read more »

answered on Apr 4, 2017
You may have grounds for a case. You should continue to try to seek an agreement between you and the seller (not UPS), but if this does not work litigation is your best choice. You likely qualify for small claims court. You may need an attorney for assistance, but you are not required to have an... Read more »
Get the other half removed from my name?

answered on Mar 13, 2017
Review the documents that created the account. For most roommate situations, all parties listed on the lease agreement are jointly and separately liable for all the required payment(s). In other words, you may be required to pay the full 100% of the deficiency to the landlord. If this occurs, you... Read more »
I delivered a package for a gentleman I just started working with. We didn't have a contract, but I have many text messages documenting the time worked, receipts, and him saying he will pay me a specific amount.

answered on Feb 19, 2017
Yes you can. Contacts can be formed via oral agreements, text messages, performance (action), and written agreement. Be aware that you have to prove that an agreement was formed. Based on your facts the text messages should prove this, but also collect any receipts or other evidence that you... Read more »

answered on Feb 8, 2017
The 1099 should list the person/entity that submitted the 1099. Contact them to see if there was a clerical error. If there is an assertion that no error was made (and you can prove that you did not receive this compensation), you can file an appeal with the IRS or file a return expecting an audit... Read more »
IE; the year occurred, who owed to, original amount owed, any $ pd towards already. They are planning on collecting close to $10000.00 from me for this "mystery debt" I supposedly occurred 24 YEARS ago (the lawyer has been going to court every 6 years on it, unbeknownst to me). I am a... Read more »

answered on Feb 8, 2017
Lenders can make mistakes, but if there are court orders there is a better likelihood that there is some merit to the lender's claim. Bankruptcy is an option. You will need to contact a bankruptcy attorney for a full review of your situation (also mention the vagueness of the debt). Unrelated,... Read more »
Clarification: The credit union advertises itself as a helpful way to find solutions and have a reasonable deal. The friend is simply making payments to the credit union, she is not an employee of theirs. They have not given her hardly any equity after almost four years of payments of over 100 each.

answered on Feb 1, 2017
What?! Provided that the person is current on the loan or lease on the car, it can be parked anywhere she chooses. Some loan agreements have clauses that may restrict hiding a car or leaving the listed address if payments are not current. These types of clauses are wholly civil matters and carry no... Read more »

answered on Feb 1, 2017
Yes and no. Civil fines and criminal fines/restitution are found in different code sections (criminal fines are found in the criminal code). Both systems operate the same manner and have similar collection procedures and penalties for non-payment. Criminal fines (unlike civil) can impact other... Read more »
I had been paying on debt for 3 years regularly. I was recently served via mail a motion to revive judgement for the unpaid balance + costs in the amount of $1,269. Is this legal?

answered on Nov 14, 2016
Without looking at all the materials and facts of the case I cannot provide a definitive answer, but it is generally legal in Colorado to charge cost and interest on unpaid debts. I am not sure if "regularly" means that you are current on the debt (from you facts I think you are not, but... Read more »
How do I get this stopped. And paid back. Because of this I haven't been able to feed my family

answered on Sep 14, 2016
I do not understand how you, as the injured party, have your wages garnished... If the garnishment occurred due to unrelated matters, the best advice is to contact an attorney you can handle both the garnishment and the unpaid disability pay.
A company I assume is a collection agency but maybe a lawyers office has called several of my family members across the US saying it is urgent they get me because I am being sued in court for fraud. First can someone really tell my family or friends such personal information.? Also wouldn't I... Read more »

answered on Sep 10, 2016
Collection agencies often skirt the law. In most states, they can lawfully contact relatives and sometimes neighbors/employers. Lawyers are different because they are restrained in some collection tactics, but they can easily file a lawsuit to collect. There can be legitimate reasons to contact... Read more »
Said I have to pay him. Not a problem. When he passes, I don't surely have to pay his heir? This note was not transferred by my friend to be collected. Husband is sole heir

answered on Sep 3, 2016
It is correct that the note must be paid to the surviving spouse, his heirs, the executory of either person or any one who possesses the note. The promissory note is a "negotiable instrument" and can be transferred to anyone who can seek collection. If you don't pay, anyone holding... Read more »
They sent a letter thanking me for paying off the loan in full and signed title over.

answered on Sep 1, 2016
The bank should have provided you with an explanation of how the error occurred and how much the claimed error is in dollars. If they provide documentation and are correct, you will have to pay the missed payment(s). However, you cannot be charged interest or penalties (unless there is evidence of... Read more »
for the ambulance ride. Am I responsible to pay this debit?

answered on Jul 27, 2016
His estate is likely responsible for the debt. You are not generally liable UNLESS you have already probated/distributed all assets from his estate to your personal accounts. There are several exceptions to this rule, so contact a probate attorney for guidance. Lastly, the personal representative... Read more »
State of wyoming? To use the same garnishment Levy to collect more money from him when the 127.02 plus the 7.36 for cost of service is already payed for

answered on Jun 25, 2016
I'm not sure what is happening here... If you are asking, can two garnishments occur concurrently, the answer is generally yes.

answered on Jun 24, 2016
The best way to handle this is to visit your local courthouse and ask the clerk. They will direct you to the correct form.
My room mate answered the door, and described him as a younger guy, red shirt, and "sketchy" looking. She automatically distrusted him, as all he kept saying "Is (my name) here? Is (My name) here? He said this multpile times according to her, where he finally said, "She's... Read more »

answered on Jun 6, 2016
A summons is normally a procedural requirement that you must appear for court as a party or witness. It sounds like a process server (private) was sent to serve you. The process server will come by at least 2 more times. You can try calling your local courthouse to see if there is a case filed... Read more »
Defendant went to once a week on 1st garnishment (so he wouldn't get garnished), and got a second job. Is the 1st garnishment good enough or do I need to go thru court for the second employer?

answered on May 3, 2016
You will need to service notice to the second employer of the garnishment and file with the court (assuming you want to be a judgment creditor). You will not need to re-litigate the facts of the case. You may need to get a court order depending on whether the debtor objects to the garnishment. The... Read more »
I had my wages garnished over a medical bills from 18 months ago. After I paid the debt off I found I was being garnished again over a car loan from 2005. I have a feeling the garnishment company alerted these people as the loan was very old and had dropped off my credit bureau.
I had... Read more »

answered on Apr 28, 2016
You should contact a lawyer. Some information can be shared; sometime debt collectors simply review recent court filings (open to the public).
Biz Rep blocked my number and threaten me not to call him again using inappropriate language.

answered on Apr 22, 2016
Small claims court. Win the case and then seek court enforcement of the judgment. The process can be done with or without a lawyer. The costs are a few hundred dollars, but it will waste time... Your call.
My son (26) has 5 collection records totaling about $4500 for an accident while uninsured 6 years ago on his credit report. Majority is for ambulance. Opened 5 - 5.5 years ago. Colorado has 6 year SOL. Should he: 1-still attempt to setup payment plan - won't this reset amount of time on... Read more »

answered on Apr 15, 2016
Justia Q&A is not protected by attorney-client privilege (because not attorney-client relationship exists), so if a lawyer answers your question and provides advice you will be limited in your options (and any attorney can be subject to discipline). In sum, you should contact an attorney in... Read more »
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