The 1099 should list the person/entity that submitted the 1099. Contact them to see if there was a clerical error. If there is an assertion that no error was made (and you can prove that you did not receive this compensation), you can file an appeal with the IRS or file a return expecting an audit...Read more »
IE; the year occurred, who owed to, original amount owed, any $ pd towards already. They are planning on collecting close to $10000.00 from me for this "mystery debt" I supposedly occurred 24 YEARS ago (the lawyer has been going to court every 6 years on it, unbeknownst to me). I am a... Read more »
Lenders can make mistakes, but if there are court orders there is a better likelihood that there is some merit to the lender's claim. Bankruptcy is an option. You will need to contact a bankruptcy attorney for a full review of your situation (also mention the vagueness of the debt). Unrelated,...Read more »
Clarification: The credit union advertises itself as a helpful way to find solutions and have a reasonable deal. The friend is simply making payments to the credit union, she is not an employee of theirs. They have not given her hardly any equity after almost four years of payments of over 100 each.
What?! Provided that the person is current on the loan or lease on the car, it can be parked anywhere she chooses. Some loan agreements have clauses that may restrict hiding a car or leaving the listed address if payments are not current. These types of clauses are wholly civil matters and carry no...Read more »
Yes and no. Civil fines and criminal fines/restitution are found in different code sections (criminal fines are found in the criminal code). Both systems operate the same manner and have similar collection procedures and penalties for non-payment. Criminal fines (unlike civil) can impact other...Read more »
Without looking at all the materials and facts of the case I cannot provide a definitive answer, but it is generally legal in Colorado to charge cost and interest on unpaid debts. I am not sure if "regularly" means that you are current on the debt (from you facts I think you are not, but...Read more »
I do not understand how you, as the injured party, have your wages garnished... If the garnishment occurred due to unrelated matters, the best advice is to contact an attorney you can handle both the garnishment and the unpaid disability pay.
A company I assume is a collection agency but maybe a lawyers office has called several of my family members across the US saying it is urgent they get me because I am being sued in court for fraud. First can someone really tell my family or friends such personal information.? Also wouldn't I... Read more »
Collection agencies often skirt the law. In most states, they can lawfully contact relatives and sometimes neighbors/employers. Lawyers are different because they are restrained in some collection tactics, but they can easily file a lawsuit to collect. There can be legitimate reasons to contact...Read more »
It is correct that the note must be paid to the surviving spouse, his heirs, the executory of either person or any one who possesses the note. The promissory note is a "negotiable instrument" and can be transferred to anyone who can seek collection. If you don't pay, anyone holding...Read more »
The bank should have provided you with an explanation of how the error occurred and how much the claimed error is in dollars. If they provide documentation and are correct, you will have to pay the missed payment(s). However, you cannot be charged interest or penalties (unless there is evidence of...Read more »
His estate is likely responsible for the debt. You are not generally liable UNLESS you have already probated/distributed all assets from his estate to your personal accounts. There are several exceptions to this rule, so contact a probate attorney for guidance. Lastly, the personal representative...Read more »
My room mate answered the door, and described him as a younger guy, red shirt, and "sketchy" looking. She automatically distrusted him, as all he kept saying "Is (my name) here? Is (My name) here? He said this multpile times according to her, where he finally said, "She's... Read more »
A summons is normally a procedural requirement that you must appear for court as a party or witness. It sounds like a process server (private) was sent to serve you. The process server will come by at least 2 more times. You can try calling your local courthouse to see if there is a case filed...Read more »
You will need to service notice to the second employer of the garnishment and file with the court (assuming you want to be a judgment creditor). You will not need to re-litigate the facts of the case. You may need to get a court order depending on whether the debtor objects to the garnishment. The...Read more »
I had my wages garnished over a medical bills from 18 months ago. After I paid the debt off I found I was being garnished again over a car loan from 2005. I have a feeling the garnishment company alerted these people as the loan was very old and had dropped off my credit bureau.
Small claims court. Win the case and then seek court enforcement of the judgment. The process can be done with or without a lawyer. The costs are a few hundred dollars, but it will waste time... Your call.
My son (26) has 5 collection records totaling about $4500 for an accident while uninsured 6 years ago on his credit report. Majority is for ambulance. Opened 5 - 5.5 years ago. Colorado has 6 year SOL. Should he: 1-still attempt to setup payment plan - won't this reset amount of time on... Read more »
Justia Q&A is not protected by attorney-client privilege (because not attorney-client relationship exists), so if a lawyer answers your question and provides advice you will be limited in your options (and any attorney can be subject to discipline). In sum, you should contact an attorney in...Read more »
Yes, a lender can pursue a deficiency judgment (collect the difference between the loan amount and the sale price in foreclosure) in Colorado provided that certain conditions are met (if you received notice from a court, then the requirements are met). If the deficiency amount is substantial or...Read more »
My Husband went in for a medical procedure which we did not end up doing as the doctor refused. The office refunded our money. They sent us a bill and we talked to them about it and they said we owed nothing but now we have a summons for the court to enter a judgement. We do not feel that we... Read more »
I would recommend that you contact a general practice attorney. Any attorney can handle this type of work, but some specialists may not because they limit the scope of law they cover. Lastly, you can file a reply pro se (w/o a lawyer) and have an attorney appear after the filing (do not wait for...Read more »
I' handling a similar matter like this today. There is not a clear rule on this matter and it partly depends on your insurance. As a general rule, your insurance carrier requires the ambulance company (like all medical billers) to follow certain procedures. If the biller (the ambulance...Read more »
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