Hello...In 2008 I found out my wife was cheating on me. We stayed together for the sake of our newborn baby girl. Fast forward to about a month ago. I found out that she and the guy she was with remortgaged our home for $160,000. She gave him all my info and he posed as me when they went for the... Read more »
I got scammed for concert tickets. I sent the money through Zelle. My bank launched an investigation and it took them 2 weeks to find the person who did it. They told me they have the persons name but cannot give it to me without a subpoena. I tried to go to small claims but they said to even get... Read more »
I recently tried refinancing with another mortgage company. This company was prepared to pay off my first and second mortgage but needed a letter from my current mortgage provider stating that the second mortgage was closed off as a bad debt... which it is. When the request was made, my mortgage... Read more »
Unfortunately for you yes. Charge off is a credit reporting action, but does not affect your underlying liability under the note and mortgage you signed with the creditor. A charge off combined with the release of your second mortgage would have provided you the ability to avoid the payoff of the...Read more »
How did you determine that you are below 78%? Based on the original appraised value of the home? If not, then that may be why. Also sometimes there are conditions which state another event must occur before PMI will be released. Look to your mortgage documents for that. Sometimes you just need to...Read more »
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