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Connecticut Banking Questions & Answers
1 Answer | Asked in Banking, Civil Litigation, Federal Crimes and Identity Theft for Connecticut on
Q: Hello...I have a question regarding bank / mortgage fraud.

Hello...In 2008 I found out my wife was cheating on me. We stayed together for the sake of our newborn baby girl. Fast forward to about a month ago. I found out that she and the guy she was with remortgaged our home for $160,000. She gave him all my info and he posed as me when they went for the... Read more »

Bruce Alexander Minnick
Bruce Alexander Minnick answered on Jul 22, 2019

If the fraudulent mortgage was created sometime after July 2009 then the statute may not have run yet. Find out fast.

Another way to get around the statute is to alleged exactly what you said here: That you did not know about the fraud until recently; in most states fraud statutes do not...
Read more »

1 Answer | Asked in Banking and Small Claims for Connecticut on
Q: I got scammed and my bank has the person’s information who did it but cannot give it to me what can I do??

I got scammed for concert tickets. I sent the money through Zelle. My bank launched an investigation and it took them 2 weeks to find the person who did it. They told me they have the persons name but cannot give it to me without a subpoena. I tried to go to small claims but they said to even get... Read more »

Bruce Alexander Minnick
Bruce Alexander Minnick answered on Jun 25, 2019

Why do you want the scammer's name? You should concentrate on getting the money back; and the bank and regulatory authorities are much better at doing that than you are.

1 Answer | Asked in Banking, Contracts and Foreclosure for Connecticut on
Q: In CT, If my second mortgage was written off as a bad debt in 2013, can the mortgage company continue charging interest?

I recently tried refinancing with another mortgage company. This company was prepared to pay off my first and second mortgage but needed a letter from my current mortgage provider stating that the second mortgage was closed off as a bad debt... which it is. When the request was made, my mortgage... Read more »

Christopher H. McCormick
Christopher H. McCormick answered on May 10, 2018

Unfortunately for you yes. Charge off is a credit reporting action, but does not affect your underlying liability under the note and mortgage you signed with the creditor. A charge off combined with the release of your second mortgage would have provided you the ability to avoid the payoff of the... Read more »

1 Answer | Asked in Civil Rights, Banking, Consumer Law and Family Law for Connecticut on
Q: I lived with my x girl house were not married my checks from work got direct deposit into her bank can i get it back

We were not married and had nothing in writing about any agreement and everything was under her name

Max Lavit Rosenberg
Max Lavit Rosenberg answered on Aug 11, 2017

It will depend on how this all transpired. Did you authorize this transfer somehow? Did she commit identity fraud? Your question is still somewhat vague.

1 Answer | Asked in Banking and Real Estate Law for Connecticut on
Q: My mortgage company is telling me that I still have to pay PMI and in my PMI disclosure states when I reach 78% why

I am below my 78% auto termination percent and there telling me I have to pay for 3 more year

Nicole M. Camporeale
Nicole M. Camporeale answered on Jul 12, 2017

How did you determine that you are below 78%? Based on the original appraised value of the home? If not, then that may be why. Also sometimes there are conditions which state another event must occur before PMI will be released. Look to your mortgage documents for that. Sometimes you just need to... Read more »

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