Kevin M Rogers' answer All debt collection STOPS as soon as you file ANY chapter in bankruptcy. If you’re behind on a car payment and you file bcy the collection against you will stop immediately. Same with a house if you’re behind on your mortgage. However the collection on these two kinds of debts will start again as soon as the collector can get the court’s permission.
Glenn B. Manishin's answer You can file a small claims action in Idaho for up to $5,000 without an attorney. Based on the facts you allege, your claims would be for breach of contract and misrepresentation/fraud. It would be important to allege that the 90-day price point increase was not set forth in the rental contract and was told to you, orally, falsely. Note that the prior online reviews are hearsay, likely inadmissble as relevant to reputation, but possibly within an exception for motive or plan.
Patrick E. Mahoney's answer Usually, when you obtain medical treatment, devices, or services, you agree to pay the bill, one way or the other. If you have insurance, the doctor submits to insurance for possible coverage. Pre-authorization is determined if necessary. If you do not have insurance coverage, usually you have agreed to pay the bill, which means out of pocket. You could argue that the physician's office failed to get pre-approval. It would depend on all the facts. Consult counsel in your area.
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