Idaho Consumer Law Questions & Answers

Q: I bought a laptop from facebook, they advertised that it had 16 gigs of RAM when it only had 4.

1 Answer | Asked in Consumer Law for Idaho on
Answered on Mar 28, 2019
Michael Hales' answer
You might want to bring a small claims action against them if it's worth the time.

Q: debt collection cases

1 Answer | Asked in Banking, Bankruptcy, Collections and Consumer Law for Idaho on
Answered on Oct 15, 2018
Kevin M Rogers' answer
All debt collection STOPS as soon as you file ANY chapter in bankruptcy. If you’re behind on a car payment and you file bcy the collection against you will stop immediately. Same with a house if you’re behind on your mortgage. However the collection on these two kinds of debts will start again as soon as the collector can get the court’s permission.

Q: cell insurance doesnt have my phone, gave me option of upgraded model but says my deduct will go up by 125.00 can they

1 Answer | Asked in Consumer Law and Contracts for Idaho on
Answered on Apr 2, 2018
Christian Lassen's answer
We would have to review the policy in order to provide meaningful answers

Q: Should we be able to get our money back?

1 Answer | Asked in Consumer Law and Contracts for Idaho on
Answered on Feb 8, 2018
Michael Hales' answer
While I feel that you have a valid complaint, the issue will be proving that you gave the verbal cancellation. Is there anything evidence from that day?

Q: There is a company in idaho that handles communications for inmates currently incarcerated, they breach their terms

1 Answer | Asked in Consumer Law, Products Liability, Tax Law and Banking for Idaho on
Answered on Sep 11, 2017
Peter N. Munsing's answer
Contact the Idaho Civil Liberties Union and ask if they have a prison rights division --this has been litigated.

Depending on charges, you may find it easier to get your family or whoever you call an 800 number so you can call free.

Q: Can we sue "AcceptanceNow" in small claims?

1 Answer | Asked in Consumer Law for Idaho on
Answered on Mar 1, 2017
Glenn B. Manishin's answer
You can file a small claims action in Idaho for up to $5,000 without an attorney. Based on the facts you allege, your claims would be for breach of contract and misrepresentation/fraud. It would be important to allege that the 90-day price point increase was not set forth in the rental contract and was told to you, orally, falsely. Note that the prior online reviews are hearsay, likely inadmissble as relevant to reputation, but possibly within an exception for motive or plan.

Q: Is it legal for the physician to require me to pay out of pocket?

1 Answer | Asked in Consumer Law and Health Care Law for Idaho on
Answered on Aug 29, 2016
Patrick E. Mahoney's answer
Usually, when you obtain medical treatment, devices, or services, you agree to pay the bill, one way or the other. If you have insurance, the doctor submits to insurance for possible coverage. Pre-authorization is determined if necessary. If you do not have insurance coverage, usually you have agreed to pay the bill, which means out of pocket. You could argue that the physician's office failed to get pre-approval. It would depend on all the facts. Consult counsel in your area.

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