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Indiana Car Accidents Questions & Answers
1 Answer | Asked in Car Accidents for Indiana on
Q: our car was hit outside our home?
Charles Candiano
Charles Candiano
answered on Dec 27, 2019

You need to ask a question.

2 Answers | Asked in Car Accidents for Indiana on
Q: Hello i was i was collateral damage in a car accident.

There was a wreck that had happened in pitch blackness on a major highway less than a minute before i had arrived. There was no other cars in the area. I ran over peices of there car and had damage to the underneith side of there car. My insurance company and there insurance company has me going... View More

Charles Candiano
Charles Candiano
answered on Nov 26, 2019

Whether you have towing coverage or not, get the car out of impound, ASAP. If car rental was important, why didn't you have it on your insurance? The easiest thing to do is to pay your deductible and repair the car through your own insurance. When your insurance resolves the claim, they... View More

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1 Answer | Asked in Car Accidents for Indiana on
Q: what kind of attorney do I contact in Indiana to sue an uninsured driver? My insurance is not involved

I was hit yesterday by an uninsured motorist who was driving his girlfriends car, which was also uninsured. I do have full coverage, however the day that I got hit, I had literally just reinstated my insurance like not even an hour before (I was in another state for 5 months and didn’t need it).... View More

Charles Candiano
Charles Candiano
answered on Oct 12, 2019

Assuming the accident was NOT your fault, you do NOT need an attorney, UNLESS YOU WERE INJURED. If you were injured, contact a personal injury attorney. They will file a UM claim against YOUR carrier. If you reinstated your insurance at 11:59 and then had an accident at noon, you are still... View More

1 Answer | Asked in Car Accidents for Indiana on
Q: How do I file a 3rd party insurance claim?.

I I had a car accident with other driver at fault, but I had lapse of insurance. I live in Indiana, which is an at fault state, so I am trying to be compensated for damages to my vehicle.

Charles Candiano
Charles Candiano
answered on Sep 3, 2019

I assume you had an accident with a TN resident, in TN and they were at-fault. If that is true, you need to hire a personal injury attorney in TN to file suit. If it was property damage only, you can probably file in small claims. You sue the person who hit you. All necessary information should... View More

3 Answers | Asked in Car Accidents for Indiana on
Q: I was pinned against my car while stooped down putting air in the tire. The other car backed up to me pinning me . Then

Then he hit the gas and crushed me against my car. Very sore but no broken bones, no hospital. How much should I expect to get from insurance co.

Charles Candiano
Charles Candiano
answered on Aug 30, 2019

Unless there is a police report, you should expect $0.00. With a police report and pictures, but no medical, you would be lucky to get a few hundred dollars. The insurance company has NO reason to pay you if there is no legal memorialization of the incident, no diagnosis, and no way to correlate... View More

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3 Answers | Asked in Car Accidents and Personal Injury for Indiana on
Q: If a cyclist on a sidewalk crosses in front of my car as I begin to accelerate from a complete stop and [Cont.]

there is a collision, who is at fault?

Peter N. Munsing
Peter N. Munsing
answered on Jul 29, 2019

Depends on who is where, but you need to report it to your car insurance if you were the car driver, if you were the cyclist contact a ember of the Indiana Assn for Justice in your county.

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1 Answer | Asked in Insurance Bad Faith, Insurance Defense, Products Liability and Car Accidents for Indiana on
Q: My insurance company wants to total my car, i was not at fault. Can i ignore this and pursue at fault party insurance?

I was at work when our job security ran into my parked vehical, it all on surveillance. We went through the usual insurance swap, police report, inform my insurance of the accident. I was unable to reach anyone in the at fault party insurance, so my insurance offered to reach out to get info and... View More

Peter N. Munsing
Peter N. Munsing
answered on Jul 11, 2019

Either insurance can pay for the cost of fixing the car or the total loss value, it's their option. If you think it can be fixed you can buy it back for the salvage value, but then youget a "junk title" --and if you find out because of alignment or other problems it's not really... View More

2 Answers | Asked in Car Accidents, Personal Injury, Traffic Tickets and Domestic Violence for Indiana on
Q: What can I do if someone throws something at my moving vehicle on purpose? Its threating.
John Paul Young
John Paul Young
answered on Jul 2, 2019

Obtain their license plate number, call police and report it. . Do not try and confront the persons throwing the items at your car.

If it really is intentional the insurance company for the person who threw the item will not pay for the damage. You will likely find that the thrower does...
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1 Answer | Asked in Car Accidents for Indiana on
Q: Hi, I am having an issue with an car insurance company about payment that was to go the state to get the title

my truck was hit by their client, she left the scene and was arrested for DUI, My Truck was totaled, now a month later I'm still trying to get paid. They know part of this settlement will go to the state to back back taxes that I owe to get the title from the state and they say they state... View More

Peter N. Munsing
Peter N. Munsing
answered on Jun 12, 2019

Their obligation is to pay in exchange for the title. Your title having a charge from the state is your problem--not theirs. I question why the state can do that but you can take that up with the Indiana Civil Liberties Union. I suggest you have them give you a check for the part of the settlement... View More

2 Answers | Asked in Car Accidents for Indiana on
Q: If I got into an accident driving my moms car, but have full coverage myself, is there a way to just use my insurance?

My mom does have full coverage

Peter N. Munsing
Peter N. Munsing
answered on Apr 6, 2019

Usually the vehicle you are in is primary. Talk to your company but unless they go with it it's mom's policy. You can agree to pay for any increase in her policy 9f it was your fault. Now if it's not your fault, no problem.

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2 Answers | Asked in Criminal Law and Car Accidents for Indiana on
Q: Should I file a police report? What should I do?

I accidentally hit a parked cars bumper yesterday, there wasnt damage to my or their car, so I left. When I got home I googled it, evidently I can get in huge trouble for not leaving info anyway. I dont want to be arrested.

Paul Stanko
Paul Stanko
answered on Mar 11, 2019

Leaving the scene of an accident causing property damage is a violation. If there truly was no damage, then there is no violation.

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2 Answers | Asked in Car Accidents and Personal Injury for Indiana on
Q: 3 car bumper to bumper accident on interstate. No traffic. I was the 3rd vehicle. Now I’m being sued. How liable am I?

I live in Indiana. One day on the way to work I got onto the interstate. The split by downtown that is 4 lanes(left 2 lanes 65South and right 2 lanes 70W). Rainy day... so me and two other cars in front of me were going 50-60mph(speed limit 50). The very front car was a lady with kids romping... View More

John Paul Young
John Paul Young
answered on Feb 15, 2019

The first thing you need to do is take a deep breath, everything is going to be fine. Second, deliver the summons and the complaint to your liability insurance company immediately. The insurance company has a contractual obligation to defend you and to indemnify you. (This means pay any judgment... View More

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1 Answer | Asked in Animal / Dog Law and Car Accidents for Indiana on
Q: My dog was hit by a car New Years Eve. He just brought the bill to us for damage to his bumper. Are we liable?

Someone let both my neighbors and our dogs out the same night. We discovered they were missing the gate open no later than 10 minutes. Dogs have seldom gotten lose in 10 years. The man who hit our dog never came to us, but another neighbor took him to the emergency vet, and they ran his chip and... View More

Peter N. Munsing
Peter N. Munsing
answered on Feb 7, 2019

See if your homeowners will pay as a casualty loss. Depending on your deductible that may not be worth it. Did you report it to the police? Many policies require it.

If the other guy sues you for the bumper it's not your fault if the dogs were set loose.

1 Answer | Asked in Car Accidents for Indiana on
Q: an uninsured motorist hit my parked 2002 toyota sequoia. it is not driveable. how do i get a dollar amount to take them
Charles Candiano
Charles Candiano
answered on Jan 11, 2019

Have your insurance repair the vehicle. If you did not have insurance and you believe the at-fault party will pay for the repairs, pay a certified estimator to come out and estimate the damage. Tell the estimator that the cost of repair CANNOT exceed the fair market value of the car. In your... View More

1 Answer | Asked in Traffic Tickets, Criminal Law and Car Accidents for Indiana on
Q: suspended license and a recent new case due to the suspended being pulled over while driving, looking for help

when the initial accident happened, the driver was not insured and was arrested. He was released on OR the next day and never managed to get his license reinstated, but paid all other court fees. Now, 4 years later, he has been pulled over driving suspended, but received only a court summons. We... View More

Ary Avnet
Ary Avnet
answered on Jan 8, 2019

I'd be glad to advise him but i'd recommend you hire an attorney from your county or immediate surrounding county. You did not state in which county this occurred.

1 Answer | Asked in Car Accidents and Insurance Bad Faith for Indiana on
Q: I was involved in a auto accident at no fault. My Insurance is lying and putting off settling the claim.

I was entering a intersection as my light turned yellow, going straight, a girl coming from the opposite direction, in the left turning lane, turned right into me. This happened the 20th of October. We both have Geico Insurance, and they have both of us at no fault. They have 2 statements verifying... View More

Charles Candiano
Charles Candiano
answered on Nov 12, 2018

If Geico says you were not at fault and you go through your policy, your car will be replaced, immediately, less your deductible which Geico must return to you on your facts. What's the problem?

2 Answers | Asked in Personal Injury, Car Accidents and Gov & Administrative Law for Indiana on
Q: Can I sue the state for renewing the license of an older person who hit me - they shouldn't have been driving.
Chase T Wilson
Chase T Wilson
answered on Oct 18, 2018

You can sue them, but the chances of that suit being successful are quite low given the immunity granted to government entities in Indiana. You'll also have the Indiana Tort Claims Notice to deal with. The best route is to pursue an insurance claim and possible a lawsuit against the at-fault driver.

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1 Answer | Asked in Personal Injury, Car Accidents and Insurance Defense for Indiana on
Q: Why weren't there a crash investor called after my crash on September 8, 2018.. only a police officer arrived.
Charles Candiano
Charles Candiano
answered on Sep 17, 2018

Indiana only requires that a formal accident reconstruction be prepared after fatal accidents. If someone died or suffered obviously life-threatening injuries, they would have taken the necessary measurements and photographs of the vehicles, gouge marks, and any other memorialization of the... View More

1 Answer | Asked in Car Accidents for Indiana on
Q: What is the consequence if the defendant does not show up for court in a civil damage suit from an auto accident in IN?

Suit filed in 2015 from 2013 accident. Plaintiff and lawyer habitually unresponsive to defendant lawyer. Damage suit, no lasting medical issues. Plaintiff asked $16000, $5000 offered, no response. Defendant lawyer asked for dismissal. Judge passed on mediation due to expense, set Oct. trial.... View More

Robert D. Kreisman
PREMIUM
Robert D. Kreisman
answered on Aug 13, 2018

The problem with an insured defendant not cooperating by refusing to attend the trial is insurance coverage. That would be risky. On the hand, the insurance company lawyer who is defending you, depending on the facts of the case, could also take the stance that admitting liability, but not the... View More

1 Answer | Asked in Car Accidents and Real Estate Law for Indiana on
Q: Can I be sued for being uninsured I had an accident on private property I hit something & a vehicle also uninsured?

I put my truck in reverse the throttle stuck open I was unable to stop. I hit a carport style garage in a trailer park; I also hit the truck inside both uninsured. Along with their neighbor's vehicle that was insured. I was driving my boyfriend's vehicle , also uninsured. We all live in a... View More

Ary Avnet
Ary Avnet
answered on Aug 10, 2018

You can be sued for negligence for the accidents you caused in the truck. If sued, you could assert as a defense that the throttle was stuck open causing the accident but ultimately it would be up to a judge or jury to decide if you were negligent. If there was no valid insurance policy on the... View More

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