The answer depends. In South Carolina, an insured is any named insured and in home resident relative unless that relative is a named excluded driver on the policy, but of course other rules apply at that time. You should consult an attorney who handles auto accident litigation....Read more »
Before you settle your claim, I highly suggest you at least have a brief consultation with a local attorney. Most should be willing to give you advice on an hourly basis if you want to try and handle settlement negotiations on your own (although, I don't recommend that generally)....Read more »
I had to file a lawsuit against two drivers that collided with eachother. I was at the red light when they hit each other and ended up hitting my car. Both of their insurance companies are disagreeing on the liability so my car is a total loss and has not been replaced and my medical bills are... Read more »
Some people actually send the discovery requests with the complaint when it gets served. I would suggest waiting until they file an answer, wherein they will probably deny everything, and then send the interrogatories, request for production of documents and anything else you might want to send...Read more »
After my brother was killed in a motorcycle accident, his insurance notified me that his policy had been canceled. They told me there was insufficient funds in his bank account to make the initial payment and I would not be able to reinstate the policy. When I called the bank, there was no evidence... Read more »
It's not clear--if it's cancelled after that doesn't matter--it sticks as of the time of the crash. They can cancel the minute later and there is still coverage.If someone else was involved or it was a bike issue, then you need to speak with a member of the South Carolina Trial...Read more »
They are denying an MRI and stating the reason as being that I've already had one (I haven't). This has been going on for 3 months. For the last month they have denied me my pharmacy benefits for no reason, and after 26 calls and TEN HOURS on the phone with them, they still haven't... Read more »
It could be bad faith. Contact a local insurance bad faith lawyer for a free consultation.
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