That company is a debt buyer. It likely purchased the right to sue you by paying pennies on the dollar on the debt. Contact a local consumer attorney. Any Missouri attorney can log on to casenet and review the documents filed in the case. You might have a good defense to the suit or you might... View More

You didn't ask a legal question. You did not unconditionally accept the offer but rather made a counteroffer, i.e., you would pay if they produced the original contract. I don't know whether they responded by validating the debt, even if the document was not what you requested.... View More

Welcome to the world of collections. Getting the judgment is often the easy part. It’s tough to find employment and banking information. The good news is that your judgment is good for 10 years before it will need to be revived and it will accumulate interest. You could try to find a... View More

File a motion to compel and set it for hearing.

It would be irresponsible for someone on Justia to tell you what you should do, because we don’t know all of the facts and an attorney shouldn’t advise a non-client. Here are factors you may consider in deciding what to do.

1. How much money is at stake and does it make financial... View More

The statutes are complicated and confusing but in short, the lesser of 25% of your take home pay or 10% if you are head of a family and make sure your employer knows it.

Make sure you show up to defend the case. Confer with a attorney. I don’t know the cause of action over which you are being sued. If it’s the Merchandising Practices Act the court has discretion to award reasonable attorneys’ fees to the prevailing party. Take this seriously.

Your challenges are the following: 1. Identifying and locating the buyer. 2. Getting a judgment against the buyer. 3. Collecting the judgment.

Without knowing more facts, it is tough to decide what options make sense for you. It's probably only worth suing if the the judgment is... View More

Defendant appears not means that the court has no record of your having showed up at court. So long as a default judgment was not entered against you, I don't think the docketing mistake matters.

Yes. If you breach your agreement they can sue and probably will.

In order for a money judgment to have been entered against you the plaintiff must have gotten you served. Go to the court and ask to view the return of service. It could be that a family member of yours over age 15 was served and that service was therefore valid.

Generally, no, unless your funds were already mingled at the time of the judgment. Speak with an attorney who helps with bad debt collection calls or deals with the Fair Debt Collections Practice Act.

If it's a car accident your insurance would handle it. If it's something else it's worth your paying a laywer if needbe for a consultation. Normally people don't get sued if they have no money--it's the insurance people are looking for.

To answer your question, if... View More

You were caught in the Treasury Offset Program -- TOP. TOP has become one of the primary avenues for states to collect outstanding unemployment overpayments. Generally speaking, this program is legal, as long as the state agency using it follows the various requirements of federal law. Child... View More

Well, I think you should look into whether you can get a constructin lien on the property. It might be too late on this particular job, but that might be an available thing to do in your state.