Lawyers, Answer Questions  & Get Points Log In
Missouri Consumer Law Questions & Answers
1 Answer | Asked in Bankruptcy, Consumer Law, Contracts and Products Liability for Missouri on
Q: I've been renting a washer and dryer from Aarons it was 700.00 brand new and ive been paying 78.00 month for 14 months

And now they are tring to take it and day we stole it when i added up at least 1092.00 on a 700.00 bill how is that right please help me out in getting swindled im lower income have 4 daughters just tring to get by

Timothy Denison
Timothy Denison answered on Feb 8, 2019

You’re going to need a copy of the contract you signed with them to get the right answer.

1 Answer | Asked in Consumer Law, Foreclosure, Real Estate Law and Landlord - Tenant for Missouri on
Q: Can the property owner of my house give me a same day eviction by text message?

I am the previous owner of the property. It sold at foreclosure auction on 9/11/18. The current owner agreed to let me rent the property until 3/15/19. My son took his own life 10/26/18, & my granddaughter passed away 12/6/18. The expense of 2 funerals in just over a month caused me a major... Read more »

Jennifer Sheila Kornblum
Jennifer Sheila Kornblum answered on Jan 29, 2019

Your rental agreement should protect you - particularly if it is i writing. And more than one days' notice is required for any eviction.

2 Answers | Asked in Constitutional Law, Consumer Law and Real Estate Law for Missouri on
Q: What is the amount of time a tenant has to move when a house changes ownership and their rent is up to date?
Ronald J. Eisenberg
Ronald J. Eisenberg answered on Jan 24, 2019

The change of ownership is not generally significant so long as the lease is still in play.

View More Answers

1 Answer | Asked in Consumer Law and Collections for Missouri on
Q: Sue the creditors/credit bureau

I pulled my credit and noticed it is alot of inaccuracies that are being report on it. I have tried to contact the bureaus directly and they just send correspondence back stating the information has been updated with no proof. How can I get this information deleted off my credit? I have alot of... Read more »

Ronald J. Eisenberg
Ronald J. Eisenberg answered on Dec 10, 2018

Contact a local attorney. Some attorneys undertake these type of cases on a contingency (percentage) basis.

1 Answer | Asked in Consumer Law, Real Estate Law and Banking for Missouri on
Q: How can I file a suit against a Mortgage Co for overpayment and would I need a Lawyer to do so?
Ronald J. Eisenberg
Ronald J. Eisenberg answered on Nov 29, 2018

Your question is not one that can be meaningfully answered in a couple of sentences. It's like asking, "How do I build a house?" or "How do I perform an appendectomy?"

The short answer to your question is that you file a petition in an appropriate court asserting...
Read more »

1 Answer | Asked in Consumer Law, Contracts and Construction Law for Missouri on
Q: What is the duty of care owed by a furnace repairman when, after replacement of heat exchanger in an oil furnace, furna

After replacing heat exchanger, furnace burned rich, creating soot, smoke, and odor. Serviceman refuses to address repair, citing lack of tools and claiming rich mixture was pre-existing.

Ronald J. Eisenberg
Ronald J. Eisenberg answered on Nov 20, 2018

Here's an excerpt from a Missouri case that my provide guidance:

"When a person possesses knowledge or skill superior to that of an ordinary person, the law requires of that person conduct consistent with such knowledge or skill. W. Page Keeton et al., Prosser and Keeton on the...
Read more »

1 Answer | Asked in Consumer Law, Criminal Law and Banking for Missouri on
Q: I received a bad check from an address in New York. Is there anything I can do about it or with it?

I have not cashed the check yet as it is signed "Leia Organa Solo" and I'm too busy laughing at the stupidity.

Ronald J. Eisenberg
Ronald J. Eisenberg answered on Jun 7, 2018

You can post it on Facebook.

1 Answer | Asked in Consumer Law and Civil Litigation for Missouri on
Q: When is Sol on a AC Promissory Note with a judgement ?filled date 10/31/208 or the judgement date of 2/11/2009 ?

Empire bank Has gone moved ! Now another took over I have

Seen my file told them i am on ssi disability they said nothing 2 yrs nothing ! So when Sol comes off my credit score ? I have certified copies!

Ronald J. Eisenberg
Ronald J. Eisenberg answered on May 28, 2018

A statute of limitation is a time by which a lawsuit must be filed for a specific cause of action. A Missouri judgment is good for 10 years unless revived sooner.

1 Answer | Asked in Consumer Law for Missouri on
Q: i have paid over $700 for a costume, the man has been working on it for nearly five years and i still do not have it

i have asked him when it will be done and he just says that he will finish it when he is ready, i have asked for a refund but he will not do that either, i live in Missouri and the company is in Florida

Ronald J. Eisenberg
Ronald J. Eisenberg answered on May 14, 2018

First, you may only have up to the five-year point before the statute of limitations runs and it is too late to file suit.

Second, if your contract was formed in Missouri you could file suit here. Collecting the judgment may be the hard part, especially because the defendant is in...
Read more »

1 Answer | Asked in Consumer Law and Products Liability for Missouri on
Q: Can a dealership sell a used car in Missouri with faulty airbags without disclosing it?

We just purchased a used car in Missouri from a dealership. Within a couple hours after turning the car on, the light that says airbag failure is on. Is this something that the dealership should have disclosed or that they should have known based on the inspection laws in Missouri?

Ronald J. Eisenberg
Ronald J. Eisenberg answered on Apr 3, 2018

The challenge you might face is proving that the dealership knew of the problem and made a misrepresentation to you. If you can prove this, you might have a decent claim under Missouri's consumer fraud statute, the Merchandising Practices Act. Contact a local attorney to discuss.

1 Answer | Asked in Consumer Law and Criminal Law for Missouri on
Q: I had my picture taken by a security guard at a health club. The security guard did not ask permission. What can I do?

I noticed a police officer and security guard speaking with the people at the front desk of the health club I was working out in. They were looking in my direction and pointing at me. The police officer left with something in what appeared to be a plastic bag. A man walked up and said something to... Read more »

Ronald J. Eisenberg
Ronald J. Eisenberg answered on Apr 3, 2018

I don't think you have a reasonable expectation of privacy with regards to photos while working out. Why don't you ask the gentleman why he took your photograph?

1 Answer | Asked in Consumer Law, Collections and Health Care Law for Missouri on
Q: I owe $7000 in medical debt. We agreed to a 3 year payment, $208 a month. If I only pay them $10 a month, can they sue?
Ronald J. Eisenberg
Ronald J. Eisenberg answered on Apr 3, 2018

Yes. If you breach your agreement they can sue and probably will.

1 Answer | Asked in Consumer Law for Missouri on
Q: My wife was garnished today. What we have found out is that it is from a 2009 judgment for a WAMU credit card. We never

My wife was garnished today. What we have found out is that it is from a 2009 judgment for a WAMU credit card. We never even knew there was a court date to begin with. In 09 we had lived at the same property for 8 years and she was a stay at home home and I had been at my job for 10 years. No... Read more »

Ronald J. Eisenberg
Ronald J. Eisenberg answered on Apr 3, 2018

Yikes. Bad situation. The first step is to take a look at the affidavit of service to see whom the plaintiff claims was served. If service was invalid, hire an attorney to seek to have it set aside as void.

Here's a guide I wrote on the subject....
Read more »

1 Answer | Asked in Consumer Law, Banking and Stockbroker Fraud for Missouri on
Q: Predatory lending?

I was seeking a personal loan to consolidate debt. I contacted personal lending group and a few hours later a group called MJM Lending (located in Florida) called and stated they were a partner of Personal Lending Group. They told me to call Compass Bank and apply for a loan because they did not... Read more »

Ronald J. Eisenberg
Ronald J. Eisenberg answered on Apr 3, 2018

You state that they are trying to charge you for something without investing time. What does your written contract state as to what is due?

1 Answer | Asked in Consumer Law and Collections for Missouri on
Q: I received a letter stating that the "Associate Circuit court has entered a judgment against you and that judgement is"

"now final. We would certainly like to cooperate with you. The sooner you contact us, the sooner we can try to help you take care of this debt." I had no notice to come to court- will my wages get garnished or bank account be frozen? I owe $224 and I live in St. Louis.

Ronald J. Eisenberg
Ronald J. Eisenberg answered on Apr 3, 2018

In order for a money judgment to have been entered against you the plaintiff must have gotten you served. Go to the court and ask to view the return of service. It could be that a family member of yours over age 15 was served and that service was therefore valid.

1 Answer | Asked in Consumer Law and Patents (Intellectual Property) for Missouri on
Q: Can I go after a company for copying my product if I only went through the patient pending submission for the year ?

Didn't have the money to go all the way through the patient process. Another company got a hold of our product for the intent to closely reputicate it. What can we do legally or can we start the patient process all over again to try and protect ourselves before they do ?

Kevin E. Flynn
Kevin E. Flynn answered on Mar 26, 2018

If you had a public sale of your product, then your public sale put the product into the public domain and you cannot start over to seek a patent on that product. You could continue with the patent process if you started the process before the first public sale and did not abandon the process or... Read more »

1 Answer | Asked in Landlord - Tenant, Consumer Law, Contracts and Personal Injury for Missouri on
Q: My wife and I have rented a half duplex in Belton, MO for 12 years. The landlord has not maintained the property.

I recently fell from the garage steps that were in disrepair. The handrail to the basement is also loose and dangerous.

I told the landlord about the fall. He stated his insurance does not cover me. What options do I have for requiring the landlord to make repairs and to require him to... Read more »

Kevin Webb
Kevin Webb answered on Nov 27, 2017

It may be that you are in a property that is uninhabitable. It may be that your lease requires the landlord to maintain the property. You need to speak to an attorney concerning the specific facts in your case.

1 Answer | Asked in Business Law, Contracts and Consumer Law for Missouri on
Q: can you sue a company for a representative giving wrong information when it comes to the cost of a bill?

The client was quoted a cost of ~$150 when the bill got changed it was ~$195. The company offered a $25 credit but could not match the cost that there representative quoted initially. Client has this in writing.

Kevin Webb
Kevin Webb answered on Nov 23, 2017

Missouri law provides, in the Merchandising Practices Act, that if someone suffers damage because of deception, that person is entitled to relief. Now, just because the law says you're entitled to it, doesn't mean you get it. That's where a smart attorney comes in. Now, what... Read more »

1 Answer | Asked in Consumer Law and Contracts for Missouri on
Q: Can I get out of an agreement through Buy Here Pay Here lot?

We recently bought a 2005 Chrysler Town and Country from Carmart August 31st. It has been nothing but problems. They knew our situation as we have a disabled father (in wheelchair) and we needed something reliable that he could get into & would fit his wheelchair. We paid 1500.00 down and 150... Read more »

Kevin Webb
Kevin Webb answered on Nov 23, 2017

You need to speak to an attorney quickly. They can best determine to what relief you may be entitled under the law. You may ask your attorney about Missouri's Lemon Law, Merchandising Practices Act, and other opportunities for relief available to you. But there's no easy yes-or-no... Read more »

1 Answer | Asked in Consumer Law, Personal Injury, Civil Litigation and Construction Law for Missouri on
Q: Do I have a lawsuit against the electric company?

I was putting a metal roof on our porch today and my ladder slid, when I caught myself my arm touched a service drop that runs to the meter loop, when it done so I was electrocuted causing a small burn on my arm and numbness and tingling in my hand and arm, when I looked at it I noticed it was... Read more »

Kevin Webb
Kevin Webb answered on Nov 23, 2017

While this is a good question, it's important to follow up with an attorney in person. That attorney can discuss with you the importance of negligence, and your likelihood to prevail in a suit.

One thing that is considered when your case is evaluated is the possibility that you...
Read more »

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.