We paid back our creditors 100% and we are no longer making plan payments as of April 24, 2020. A Certification of Discharge Eligibility wasn't submitted until June 4th, 2020. Then my attorney submitted an final application of compensation on June 24th, 2020. That hearing won't take... Read more »
answered on Jul 19, 2020
The law field, like every other business, has been impacted by the coronavirus pandemic, and delays are the result. I'm not sure that the court personnel can do much working at home, and the same is true of the Ch. 13 Trustee's people.
I doubt that your attorney's fee... Read more »
I checked my business credit recently and see there is a home equity line of credit, and auto loan and a bankruptcy, I didnt do any of this. and I have not been in business with this person for more that 8 years.
answered on Jul 16, 2020
Assuming you mean old business partner, when you parted ways, that event triggers a "dissolution of the partnership", which has ramifications, but you needed to tie off the loose ends as well, e.g., notify your lender of the dissolution of the partnership, and terminate/wrap up any live... Read more »
they are threatening legal action, how can we be responsible when we don't own the house anymore. Also The bank was notified that we did move out
answered on Jul 3, 2020
Just because you've moved out/abandoned the property doesn't automatically equate to someone else taking title to the property. The township, and other providers of utilities, hold the record title owner responsible for their respective charges. The bankruptcy, if it was a Ch. 7 case,... Read more »
They were sued on a conctract deposit. The performer arrived but didnt perform due to client not having an inside venue and we had a storm that day. The company was sued for the performer's deposit and he won by default. They set a judgement on bank to garnish but the company is closing what... Read more »
answered on May 24, 2020
Empty the bank accounts immediately and have your uncle consult a debtors attorney.
will my interest ever go down? it seems each time the mortgage sells my loan. the mortgage goes back to default Like I'm paying a brand new loan? the loan/debt was discharged. my credit no longer reports the bankruptcy.
answered on May 23, 2020
It's common for Mortgage lenders, and their "loan servicers", to transfer their mortgage loans to new entities, but such transfers do not alter the terms of your Note and Mortgage.
However, you don't provide enough information to give you an answer to your issues. To do... Read more »
I'm separated from my wife and we're planning to get divorced.
I also have $70k in credit card debt and am planning to file for chapter 7 bankruptcy soon.
All of the debt is in my name not hers.
Would it be more advantageous to go through the bankruptcy before... Read more »
answered on Apr 8, 2020
Consult a bankruptcy attorney and let him review the financial info, it matters which you file first but only a complete review of your finances can tell you which yo file first.
answered on Mar 26, 2020
Check with your local bar association or legal aid society.
They live in PA.
answered on Mar 26, 2020
If your parents are currently in a pending (not yet closed) bankruptcy case, none of their creditors can proceed against them, or their estates, without first procuring relief from the automatic stay in bankruptcy.
If your parents are in a Chapter 7 bankruptcy and have defaulted in mortgage... Read more »
My wife is not on Corp at all.
answered on Mar 18, 2020
Depends on the value of your assets and your equity in them. Consult a bankruptcy practitioner who can evaluate your entire financial situation and help you decide what to do.
answered on Mar 18, 2020
If you are in a Chapter 7 bankruptcy, there is nothing more you need to do, other than complete the second credit management course and file the Certificate of completion with the court.
If you are a Chapter 13 case, and you are required to make plan payments to the Chapter 13 trustee,... Read more »
I'm going to be declaring Chapter 7 bankruptcy what will happen to that old LLC
answered on Feb 25, 2020
You again?!! Lol
The ownership interest (your shares of stock, etc.) in the LLC will become property of the bankruptcy estate, over which the bankruptcy trustee has possession and control. If there is no value in the LLC that can be sold/turned into money, the trustee will abandon that... Read more »
and I'm going to be declaring Chapter 7 bankruptcy will this effect of my bankruptcy
answered on Feb 25, 2020
The simple answer is that all of your assets, including your shares of stock/ownership interest in the LLC, will become assets of the bankruptcy "estate" which is created when you file for bankruptcy relief. The Chapter 7 Trustee then "steps into your shoes" with respect to... Read more »
We had followed the lawyers instructions to the letter and thought everything was finalized 5 years ago. Just found out Discharge never happened. Now lawyer says we need to pay court fee to reopen to file for discharge and he won't charge lawyer fee so long as he doesn't have to attend... Read more »
answered on Feb 18, 2020
It is considered "best practice" for debtor's counsel to keep every client, including bankruptcy debtors, apprised of developments or needed filings in a case.
If you filed your bankruptcy case 5 years ago, and it is a Chapter 13 case, then you may be permitted to reopen... Read more »
The Back alimony is from last year when it ended and my 3 minor children live with me that judge said he doesn't care and that would put me in jail if I did not pay two days in bucks county pa
answered on Jan 7, 2020
Yes. Bankruptcy does not stay actions on enforcement of support or maintenance.
I filed for bankruptcy without attorney ended up in car accident got an attorney (for car accident only still no bankruptcy attorney) who told me not to worry about telling courts yet. Now almost completed chapter 13 filed lawsuit sometime in 2018 after bankruptcy had already been filed I only... Read more »
answered on Dec 23, 2019
You need to go see an experienced bankruptcy lawyer. There are several ways you can protect some or all of your settlement.
I filed for Chapter 13 last year, but did not complete the petition. It was dismissed more than 365 days ago. But the filing was in 2018. If I file again, will the automatic stay apply? The last petition was dismissed in May 2018 and we would be filing again November 2019. I am planning to... Read more »
answered on Nov 15, 2019
An automatic stay will kick in when you file a second bankruptcy, but will only last 30 days from the date you file the new petition. Within that thirty days, you can file a motion to extend the stay for the duration of your case, which of course you should do. That motion must identify the... Read more »
I am trying to find the list of items that were discharged by the bankruptcy.
My husband passed away 4 months ago. I have high credit card debt and not enough income to make payments.
answered on Oct 15, 2019
If you choose to file for bankruptcy relief without a lawyer, here are the forms you will need to fill out and file-
https://www.uscourts.gov/forms/bankruptcy-forms.
You must first decide whether to file a Chapter 7 or Chapter 13 case. There are income limitations for Ch. 7... Read more »
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