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Tennessee Car Accidents Questions & Answers
1 Answer | Asked in Criminal Law and Car Accidents for Tennessee on
Q: my car was hit parked i have no insurance but the wreck is not my fault, the other driver is at fault and insured.

My car was parked on the eastbound shoulder of the interstate and another vehicle traveling eastbound entered the shoulder and struck my vehicle. Will i be able to get a claim even when i had no car insurance?

Mr. James Charles Wright
Mr. James Charles Wright
answered on Apr 25, 2018

You should have a claim against the driver that hit your vehicle.

1 Answer | Asked in Traffic Tickets and Car Accidents for Tennessee on
Q: I got a ticket for failure to show due care, but I didn't cause damage to any vehicle but my own. Why?

I was driving on the interstate when another car swerved at me from the HOV lane. My steering column locked up as I swerved out of their way onto the shoulder, so as a result my car spun off the interstate into a ditch. I didn't hit the other car, nor anyone else. The other driver fled the... View More

Peter N. Munsing
Peter N. Munsing
answered on Apr 16, 2018

Possibly. You may want to have an attorney or at least consult one so your rates don't go up. If you were hurt you may have an uninsured motorist claim and would be well advised to consult a member of the Tenn Assn for Justice--they give free consults.

1 Answer | Asked in Car Accidents for Tennessee on
Q: A car pulled in blocked our driveway on a narrow two lane street in our neighborhood.

Unable to see car in our mirrors it was hit..no way to get out unless we would have gone over our yard and curb if we had seen it. What is law on blocking a driveway we did get 128.00 ticket at fault improper backing..is there no laws on blocking a person driveway?

Mr. James Charles Wright
Mr. James Charles Wright
answered on Apr 12, 2018

TCA 55-8-160 prohibits blocking of a driveway. There is likely a local ordinance also that prohibits blocking a drive. You can look up the code section on line and city ordinances are generally on line as well.

1 Answer | Asked in Car Accidents for Tennessee on
Q: Hello i had a car accident about 2 months ago. And it was stated i was at fault. My insurance had jus out the day befor

Now i received a letter from. The insurance company. With a outstanding bill. I had issues with my insurance company. So now im not really working and im in school. I dont have the amount of money for the bill. What should i do? Also will my license be suspended ?

Mr. James Charles Wright
Mr. James Charles Wright
answered on Apr 10, 2018

If a person has an accident in Tennessee they are required to submit a form Owner/Driver Report to the State. The form includes information on proof of insurance /financial responsibility for the accident. You can find the form online. If one does not submit the report or does not provide proof of... View More

2 Answers | Asked in Car Accidents for Tennessee on
Q: Does hitting a sign while dogging wildlife make an at fault accident?

I had 3 deer jump out in front of me the other day. I missed the deer luckily but I take my passenger side mirror off and deep scrape marks down my doors. I'm a CDL driver so I don't want to use insurance if it's gonna be an at fault collision. No damage to sign.

Mr. James Charles Wright
Mr. James Charles Wright
answered on Apr 4, 2018

This should not be considered an "at fault" accident. But insurance carriers for CDL licensed drivers don't always react / respond the way car insurers do. So- Contact your agent-- be sure to ask your agent if this will impact your rates or if the company is the type of company... View More

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1 Answer | Asked in Car Accidents for Tennessee on
Q: Had a wreck. It was other drivers fault. He admitted guilt and report says so too. Do they have to provide me a rental.

My truck was totalled and I have no other car to drive.

Mr. James Charles Wright
Mr. James Charles Wright
answered on Apr 3, 2018

There is no requirement the other party or his/ her insurer furnish you with a rental. However, in an effort to cooperate and to help control the amount of the loss oftentimes an opposing insurer will pay for a rental. If they do not furnish a rental your coverage provide for a rental car.

1 Answer | Asked in Traffic Tickets, Car Accidents and Juvenile Law for Tennessee on
Q: What is the punishment for a 17 year old driver in violation of 55-8-136-b
Mr. James Charles Wright
Mr. James Charles Wright
answered on Apr 2, 2018

Look at TCA 40-35-111. TCA 55-8-136 states a violation is a class C misdeamenor.

Up to a 50 dollar fine and/or 30 days. Not likely going to get any days- A fine generally. If the person goes to court and is found guilty court costs will be added. You will need to check with the clerk...
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1 Answer | Asked in Car Accidents for Tennessee on
Q: Had wreck in tenn. No insurance one car accident. Ticket for no insurance. What do we do the car is totaled.
Peter N. Munsing
Peter N. Munsing
answered on Mar 30, 2018

No insurance means you are the only person to pay--so if the car isn't something you want to fix,scrap it.

1 Answer | Asked in Car Accidents for Tennessee on
Q: If a car accident happens in TN does the out of state driver get to apply there policy minimums from Florida?

I was involved in an accident involving an out of state driver. Since they're out of state their policy in the state they are from have lower minimums and non existent minimums on their policies.

Mr. James Charles Wright
Mr. James Charles Wright
answered on Mar 26, 2018

The limits are the higher of the minimum limits for Tennessee or the policy limits. The limits cannot be lower than the Tennessee minimum. I hope this answers your question.

1 Answer | Asked in Car Accidents for Tennessee on
Q: I hit an off-road vehicle that fell out of a truck operated by a driver under the influence. Who is at fault? Thank you
Peter N. Munsing
Peter N. Munsing
answered on Mar 15, 2018

If it wasn't secured it's on him, but I don't know the circumstances. If you were hurt, contact amember of the Tenn Assn for Justice--they give free consults.

1 Answer | Asked in Car Accidents and Civil Litigation for Tennessee on
Q: I would like to sue the Ford company for its 5.4 L engine problems since they have had many issues and no solutions

Ford has had many problems with their 5.4 L engine and have yet to admit to their mistake, fix problems that are their fault, and stop producing this engine. For more evidence you can check any car complaint website and go to a Ford F-150 2004-2008 model with the 5.4 L engine and almost every... View More

Peter N. Munsing
Peter N. Munsing
answered on Mar 13, 2018

look for a class action but generally the problem you have is if you bought your truck as is, that means warts and all.

2 Answers | Asked in Car Accidents for Tennessee on
Q: If an unlicensed, uninsured driver is in a traffic accident, would said driver automatically be ‘at fault’?

Unlicensed, uninsured driver was struck by another vehicle at a 4 way stop. Minor accident, no injuries, one vehicle is heavily damaged & the other is not.

Mr. James Charles Wright
Mr. James Charles Wright
answered on Mar 10, 2018

Actually, no. Even if the driver is unlicensed the issue will be who was at fault.

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2 Answers | Asked in Traffic Tickets and Car Accidents for Tennessee on
Q: Should I pay or fight citation in court? Citation for failure to use due care driving too fast for circumstances.

It was raining and I do not believe I was driving too fast. I was going with the flow of traffic. There were cars in front of and behind me. There was vehicle in front of me and a truck in front of the vehicle in front of me. I don’t know exactly what happened but I think the truck decided to... View More

Peter N. Munsing
Peter N. Munsing
answered on Mar 8, 2018

If there are points, no harm in pleading not guilty. You would note you were going with the flow so if reasonable is keeping up with but not passing anyone, that was you.

Problem is if everyone else avoided this guy you didn't, seems like you did maybe not have full attention--but you...
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1 Answer | Asked in Car Accidents and Child Support for Tennessee on
Q: My ex husband owes $11,700 in back child support in AL and is getting a check for an accident that happened in Tenn

Will I get any of the money even though the lawsuit is not in the state that his court order for child support is in?

Mr. James Charles Wright
Mr. James Charles Wright
answered on Mar 8, 2018

I have not researched this- and you should talk to a divorce attorney to get advice. But, if you know who the lawyer(s) is for the other party - I would suggest having a letter sent to the lawyer making them aware of a claim of a child support lien providing the amount owed. You may also want... View More

2 Answers | Asked in Car Accidents for Tennessee on
Q: My licence was revoked and I only got I insurance for my car what will happen in court since I don't have my licence?
Mr. James Charles Wright
Mr. James Charles Wright
answered on Feb 25, 2018

It is difficult to say. It would depend on what your citation is for -why you received a ticket.

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2 Answers | Asked in Car Accidents and Personal Injury for Tennessee on
Q: I was riding my motorcycle and a car hit me.she was 16 years old and had no drivers license.do you think i have a case

She had her left turning signal on and went into the left turning lane...then she put on her emergency flashers and did a hard right turn, while she was in the left lane and hit me while i was on my motorcycle in the right lane...i just need to know if i have a strong case

Mr. James Charles Wright
Mr. James Charles Wright
answered on Feb 23, 2018

Based upon your statement, it would appear so.

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1 Answer | Asked in Car Accidents for Tennessee on
Q: I was involved in a back up accident where I was backing up and so was the person I backed into no tickets were issued

I just want to know if I am liable no damage to my car

Peter N. Munsing
Peter N. Munsing
answered on Feb 14, 2018

Assuming the person was behind you, then if you hit them you are responsible as they are ahead of you in your direction

1 Answer | Asked in Workers' Compensation, Car Accidents and Insurance Defense for Tennessee on
Q: I was involved In a no fault car accident in a company car on my way from a job. Can I sue my employers car insurance

I was involved In a no fault car accident in a company car on my way from a job. The driver who hit me doesn't have insurance. I dont have uninsured motorist insurance. I know Workers comp prevents me from suing my employer. But what about the Insurance company they have for the fleet of... View More

Peter N. Munsing
Peter N. Munsing
answered on Feb 11, 2018

Contact a member of the Tenn Assn for Justice in the county where the wreck happened. They give free consults. If the company car had uninsured motorist that may do it.

2 Answers | Asked in Car Accidents for Tennessee on
Q: While I was sleeping my roommate took my car without my permission. She had my 9 y/o with her. She has no license.

She was in a collision & totaled my car & caused extensive damage to a tractor trailer. Then left the scene. I found out after my roommate dropped off my child woke me crying. I called the police immediately. I have full coverage insurance. Am I going to be held liable? Will my... View More

Mr. James Charles Wright
Mr. James Charles Wright
answered on Feb 9, 2018

There is a presumption in Tennessee that if someone is driving your car they have permission. You can rebut that presumption by proof the person did not have permission. Make sure to notify your insurer. Tell them all of the facts.

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