Get free answers to your Consumer Law legal questions from lawyers in your area.
I’m experiencing a leaking roof & interior property damage by Directv from a 2nd installed dish that occurred in 2021. The original dish was installed in 2006. The repairman in 2021 removed the old dish but left the old mounting brackets in the roof and installed a dish with mounting... View More 
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Aug 1, 2023
Property Torts have a 3 year SOL. But they are already claiming you busted it. When you sue expect to fight a Rule 56 Motion on the SOL. Be prepared to prove the 2021 work is what did the damage.
I’m a contract employee and the company I’m contracted through receive a garnishment for me.
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jul 7, 2023
If the creditor issues a garnishment against the payor, then that is probably going to be a successful garnishment against all monies owed you.
The co-borrower quit claimed the home to me through divorce. The tax assessor removed the co-borrower. The co-borrower is now incarcerated and Deutsche Bank will not remove the co-borrower from the loan unless I refinance. I am still rebuilding my credit and life after divorce and being the sole... View More
answered on Jun 16, 2023
It sounds like you should have refinanced a few years ago when rates were super low. While you probably can’t sue your lender for the interest rate assuming that is the rate you previously agreed to, you probably can still get a lower rate on a 15 year mortgage even today and get the co-borrower... View More
My mother passed recently and was put in nursing home in June 2020. Signed up for personal choice with State and also had Medicare. However nursing home bills are paid but State saying I’m responsible for my mother debt they paid while in nursing home. I am unaware of this debt? Now they want... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 14, 2023
Hire an attorney for advice on asset protection, exemptions, and also prepare to defend against the State's probable lawsuit.
I’m military, living in Tennessee but currently serving a tour in Korea. Seller lives in Missouri. Lien is recorded in Illinois. After months of excuses about the bank being slow I received a picture of a title with matching vin showing the seller as the buyer and the lien signed off. So not a... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 9, 2023
If the contract was made in TN, then jurisdiction arguably lies there. But it sounds like it is a MO contract, and apparently that is where the seller would be served, so MO is alot safer. You did not mention the price involved, which makes a difference. If that photo shows a lien, then contact... View More
I signed a loan contract for 4.90% APR, dealership sent contract to lender showing 4.99% and forged my signature on the contract.
Is it worth pursuing? Only option given by dealership is signing an updated contract for 4.99APR.
Car purchased in Nashville, I reside in Cincinnati.
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on May 24, 2023
You might inform seller you are paying only the actual contract amount of 4.9%. Especially in OH it will be difficult to repossess. Tell them if they have a problem you will call Davidson County Sheriff about the Forgery, which a lawyer cannot do.
I ordered replacement windows. The contractor stated he did not note that the exterior measurements were different from the interior measurements. The option is to cut the brick around my windows which I do not want to do. They will not break contract for a refund and will not honor warranty... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on May 22, 2023
You should consult a lawyer who practices construction law and is familiar with the licensing requirements and work. From your description, the contractor made a mistake and you should not have to pay for his mistake. You seem to have bargained for something other than what they are offering to do... View More
My apt maint entered my apt due to the apt below me having a water leak. The apt did not give any notice prior to entering my apt and found that the my apt was not contributing to the leak. The lease states owner may enter at any time to prevent damage to property without written or verbal notice.... View More
answered on May 22, 2023
If they had reason to believe that the water leak was coming from your unit then their conduct would likely fall under the emergency exception to the notice requirement under the lease and the landlord tenant act.
answered on May 14, 2023
No. It is very common because cars frequently depreciate more than the amount paid early in the term of a car loan.
I purchased a tax sale property in Jan. i did my due diligence before i even brought it. I was assigned the property On April 1. I found out they condemned the property in feb when I went to try to sell it out. I was defrauded out of my money and I want my money back plus more.
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on May 8, 2023
Unfortunately tax sales sometimes purchase nothing. However it can also clear a title. Did you search the Title? There are probably some code complaints filed. You also have to get a Deed not just the bill of sale, and deal with the owners/heirs redemption rights. It is doubtful that any... View More
I got sue from the fitness center from breaking the 3 year agreement when I'm not even signed I was out of the country when the agreement was signed it was my husband who signed the contract so my question is,is this contract valid?
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 28, 2023
If there is a judgment, then you must attack it for lack of jurisdiction. The merits may not help. Hire an attorney or prepare to be garnished/executed upon, where you need to assert your exemptions.
Samsung's headquarters is in New Jersey. Do I file in Tennessee or New Jersey?
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 28, 2023
In Personam Jurisdiction varies greatly. If there is a contract, it might have a jurisdiction term, or you might be able to sue in the County where it was formed. With a tort, where the injury occurred. Almost always you can sue in the defendant's home place. Depending on the case, you... View More
I purchase jan 11 and they still havent paid taxes so i don't have tags or registration. Was only given a ten day temp. Im in Tn, dealer was in Alabama but he brought the car to my home in Tennessee, where we signed the documents.
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 19, 2023
It sounds like the contract is in AL, so call an AL attorney.
I volunteered to have it repossessed and I was told I would be left with the outstanding balance to pay when the vehicle is being repossessed
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Mar 24, 2023
You might want an attorney to work out a compromise, so that no note deficiency is outstanding. The threat of Chapter 7 Bankruptcy might give you leverage. Also you might record and serve a Notice of Exempt Property.
Upon investigation the bank said we didn’t owe them anything and they saw one refund . I supplied a a letter from the bank and statements to show we got one refund . The cruise line accountant told us to wire the money or they will cancel our new cruise we have booked .trust me I checked and... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Mar 5, 2023
If you have evidence that you received the double refund that the cruise line is claiming you owe them, and you have provided this evidence to the cruise line's accounting department, but they are still threatening to cancel your new cruise unless you wire the money, it may be advisable to... View More
The contractors board seems to not care about the damage this guy has done to my home. They continue to issue him , license under different names and addresses. But I found out yesterday that he forged my electrical permit and he is not even license to do electrical work but he did the entire... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Mar 1, 2023
It sounds as if the contractor may not be properly licensed or doing work he is not licensed to do. This may violate the contractors licensing statutes and the Tennessee Consumer Protection Act. The TCPA allows for treble damages and attorney's fees. This can get pretty complicated --- you... View More
It was different brand, make and model as seller described
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jan 25, 2023
You should notify the police or sheriff about this because it can be a crime to alter serial numbers when it was done to misrepresent the identity of the item. You can also probably sue the seller for fraud. But you should talk to a lawyer about this first. What you can and should do will be... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jan 25, 2023
That is a Federal Crime.
(Please don't tell me I need to hire a lawyer). This is for a silly debtors examination that is 4 counties and 100 miles away and I have already submitted written answers. I can't imagine they will "chase" me down over this in another county? What typically happens in a case like this?
answered on Jan 24, 2023
The next possible steps are a show cause and then a body attached (arrest warrant). Depends on how aggressive the creditor wants to get.
They know I have no assets, so they are doing it as a form of harassment ( I have already submitted written answers). It also requires me to travel 100+ miles. If I do have to go, what techniques can I use to make it as expensive as possible for them so they finally understand their ROI is zero? I... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jan 16, 2023
You need to hire an attorney to look at your financial condition and file a Notice Of Exempt Property.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
