Frankly, I wouldn't worry about it. 690 is above the national average. And assuming you are current with all your obligations and make your payments under the mod, your score should inch back up in the next 6-9 months.
Depends where you live and how complicated and/or messy your situation is. A lot of divorce attorneys charge $200-350 an hour. Mediation costs less. Most matrimonial lawyers will expect a hefty retainer. Mediators will too, though many will let you pay as you go
That depends. Say you move from Texas to Colorado. There are judgments against you in texas. The creditor could seek to have the Texas judgment "domesticated" , that is, turned into a Colorado judgment. They have to apply to a Colorado court fo rthis and you should get notice of it. Whether or not...Read more »
It does say "as is" on the contract, but it is now different from when I first went into contract. It does quote Sec. 5-1311 of the General Obligations Law. Can I be compensated, possibly price change amendment.
You will see GOL 5-1311 deals with the situation, depending on the severity of the damage. You may be able to argue a price reduction, but see if there is insurance covereage. You may want to demand the seller fix it: he may actually improve it for you. I had clients once who contracted to buy a...Read more »
It should be in the NYS OCA website library of forms.
Remember, though, you must prove more than a simple 6-month breakdown. You also have to show the Court you have agreed to the fundamental issues ( distribution of assets and debt, custody, child support, etc). And this is best done in a...Read more »
The Department of State does not require or maintain information regarding the names and addresses of officers or directors of corporations, the members or managers of a limited liability company, the limited partners of a limited partnership or the partners in a...Read more »
Yes, he could, unless Colorado has a specific prohibition against suing on time-barred debts. You would answer and raie a defense. Also, suing you or threatening to sue you on a time barred debt violates the FDCPA. Talk to a knowledgeable consumer lawyer in your area about your rights.
It is legal for a third party to buy the account an ask for whatever was owed under the contract. Think about how old this account is. If it was a credit card with a 25% interest rate, adn it went unpaid for 3 years, the amount the card company says it si owed would be the principal x 1.75. You can...Read more »
The income execution will tell you who sued you, what court, when the judgment was entered. Go to that court clerk and pull your file. You can call the lawyer who issued it, they should be able to tell you, but you will want the file to assure yourself of what their claim is all about.
I received a bill from a collection agency, when I went to the place that I supposedly owed money to, they said they couldn't even find that I owed anything. I faxed copies of everything I have showing I don't owe anything to anyone to the collection agency and the place sending me to collections.... Read more »
They may be violating the Fair Debt Collection Practices Act as well as the Fair Credit Reporting Act. Seek out an attorney who belongs to the National Association of Consumer Advocates to get more particular advice. There are some good ones in Alabama
There is a profession in tne NYS Education Law Title 161 regarding " Certified Interior Designers" My understanding is that you must have the certification or work under one with a certification in order to perform as an interior designer. Cities and counties may have their own requirements. Check...Read more »
The disadvantages are you will have to go through the process of having her removed, which means notice then off to court. The tenant naturally could claim wyou are being dsicriminatory. Take pictures, have witnesses, paper the trail
Conley v Gibson was overturned a few years ago. It dealt with the standard use by federal court judges to determine whether a complaint states a cause of action under Rule 12(b)(6) in the federal court. It has nothing directly to do with frivolity, but whether the plaintiff has stated a legally...Read more »
My mortgage company said I need to satisfy the liens before they can even consider a modification. It totals about $6,000 but I don't have that kind of money right now. I am permanently disabled & my husband had lost his job in June of 2009 & is still trying to find another.I have been fighting... Read more »
Chap 13 will freeze all the debts and you can tote them up and pay a percentage off ove 3-5 years. And based on your income situation, you might qualify for a Chap 7. Howver, under a 13, you have to pay off the arrears AND stay current on your mortgage. If you are having a hard time doing that, a...Read more »
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