Homeowner lost her job and couldnt pay mortgage for a few months. A servicer suggested that a mortgage modification is available if payments are made. The homeowner made the payments to the servicer, but the modification never occurred and now is at risk for foreclosure.
answered on May 27, 2020
Have you appealed the decision? When did you apply? What is your current interest rate?
There are a lot of factors that go into a loan modification. Just because you didn't qualify 6 months ago, doesn't mean you won't qualify now.
Chapter 7 inheritance
answered on May 26, 2020
Talk to an attorney it is free in most cases. Get your questions answered so that you know for sure what your next step should be.
answered on May 19, 2020
Ny homestead exemption varies by county. A catch-all would be a wildcard that exempts any type of property. The federal exemptions tend to be better than NY State exemption for wild card.
Equity is the difference between what is owed and the value of the item secured by a loan like a house... View More 
Decided to delete the details
answered on May 17, 2020
I am sorry to hear about your situation. Yur first step should be to speak to an attorney about all of your rights and options. You really do not want to have your personal information discussed in a public forum.
Seeking legal advise but months later there is still no response on here.
answered on May 10, 2020
Call an attorney that specializes in civil rights. You are not likely to get information that can help you on a public forum.
i hired a lawyer six months ago but they are not getting any answers from their lawyers. Should I hire another lawyer ?
answered on May 6, 2020
I am sorry to hear about your situation. It would not hurt to talk to another lawyer about your situation. With COvid-19 many things related to the government have been put on Hold, so even hiring another attorney may not help at this time, but going over your situation with another attorney may... View More
Getting the payment and apply for an unemployment can affect me getting a new working visa in the future??
Thank you
answered on Apr 30, 2020
There are no simple answers. Corona Virus has changed the world. No one can give you an answer about something that has never happened before. You have an extraordinary ability...according to your visa. Use It.
I am not trying to upset you, but this is an opportunity for you to shine.... View More
I’m getting help through legal aid but the assistant that is helping me Asks me repeatedly for my snap amount and if I’m receiving any type of gov’t assistance and today I received a monthly expenses sheet to fill out and it seems she added a question herself which states amount I spend on... View More
answered on Apr 30, 2020
Yes. Disclose everything. Any source of income or aid needs to be disclosed to the trustee. If you qualify for SNAP odds are you well under the threshold for the means test to qualify for a chapter 7.
Is this legal?
I have already paid the deposit of 1.5 months rent when I moved in.
It's a 2 year lease.
answered on Apr 29, 2020
That is not a thing. Use your damage deposit to pay your rent as per the last round of executive orders.
I’m POA/POD. Her home is paid for. Mom has 4 bum kids over 55. My mom didn’t want her bum kids getting any of the money from the sell of her home she wanted it to go in trust. The other siblings will offer no resistance to the sell of the home.
answered on Apr 28, 2020
You need to go through the Probate process. You will need her death certificate. You should also get the other kids to sign off on you being the personal representative for the estate. Since there isn't a will you would have to get a bond to serve as the personal representative.
If... View More
They are saying that she has someone else living with her, that's why they are fining her, but no-one else lives with her.
answered on Apr 28, 2020
She should write to the landlord and explain her position. She should not have to pay fines that are wrong.
Mom had been living in an assisted living facility which exhausted all of her cash assets. Her checking account, of which she and I were co-owners, has a present balance of $50. She had no other assets. She sold her home years ago and was living with me before she went into the assisted living... View More
answered on Apr 28, 2020
I am sorry for your loss. The $50 automatically passes to you as the joint owner of the account. It does not sound like you have any reason to probate the will since there are no other assets.
Im looking for Specific information on Chase Bank & Select Portfolio Servicers that pertains to Wrongful Foreclosure Practices
answered on Apr 27, 2020
If you are in GA, you need to talk to a GA attorney about current case law. Most info you find online is out of date and not current case law.
If you think you can win without an attorney, you sound like someone that thinks they can perform their own appendectomy without a doctor.... View More
I live & work in NY state. I applied for Paid Family Leave (PFL) to bond with my 4 months old. I notified to my employer on 04/20/2020 via email mentioning my leave start date (04/27) - end date (07/06) for 10 weeks. My employer did not responded to my PFL request for over one week but suddenly... View More
answered on Apr 25, 2020
What you posted is really screwed up, but in the light of the Corona virus people are being fired left and right just because there is no work. I wish I could give you a road map to follow. But, no attorney can tell you what to do without a consultation. If you want specific advice talk to an... View More
there is good reason not, to under applicable law, not less than 90 days from the expiration date. This date is very soon, so I asked the 'Landlord' for the new lease. The lease was signed by the person who had power of attorney for the owner, so they are our landlord. We found out last... View More
answered on Apr 24, 2020
As a tenant, when property is sold there are only very specific reasons that tenants can be evicted. Since the eviction courts are closed except for emergency matters, the odds of being forced out during a pandemic are approaching 0. If you need legal advice, talk to an attorney.... View More
My existing lease had a provision where I could move out with 60 days notice. The lease expired 6 months ago with no comment and I have continued living in the house and paying my rent on time. Now my landlord is asking me to sign a new 1-year lease with no provision for moving out with 60 days... View More
answered on Apr 22, 2020
You can continue to live in the apartment month-to-month, however, the landlord may eventually move for eviction for your failure to sign a new lease. Or you can negotiate with your landlord for that provision.
He is refusing to leave and it's getting pretty violent and it's not a peaceful household. He's been living here since November 1st, paying half of the rent. He did not pay for the month of May yet.
answered on Apr 22, 2020
I have to agree with Mr. Abate. If violence is involved, you can go to the police to get a Temporary Restraining Order.
Our mother left her will to her grandchildren. They want to disclaim their inheritance. Can they disclaim it to their parents ? If yes can they put a money value of what they will accept and disclaim the rest ? Will it automatically pass to their heirs or can they name who it will pass to? Some... View More
answered on Apr 17, 2020
You should have an attorney review the will. The questions you are asking can have different answers based on what is exactly in the will. The ages of the children will also need to be factored.
And with the pandemic going on what does the law say about that?
answered on Apr 16, 2020
Month to month is just that. When you give notice a month in advance, you move out at the end of the time when you said you were going to move.
answered on Apr 14, 2020
I am sorry for your loss. When someone dies without a will it is called dying intestate, which basically is a fancy way of saying without a will. In NJ you follow the intestate procedure for your county. Here is Hudson counties website:
https://www.hudsonsurrogate.org/#faqs As a spouse... View More
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