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Questions Answered by Taylor P Waters
2 Answers | Asked in Real Estate Law for Ohio on
Q: I bought a house before being and now want to refinance after I’m married. I am not adding my husband to the title.

* before being married

I am also not adding his name to the loan but the title agency says he had to be at closing to sign a “marital interest” sheet or we can’t continue. Why if it is in my name, and he has nothing to do with it? How do I get around this?

Taylor P Waters
Taylor P Waters answered on Jul 8, 2020

Ohio has an archaic "dower" law that gives every spouse a 1/3 interest in the property. He has to sign his dower interest paperwork, and when you sell the house, he would then also have to release his dower. This interest is a statutory right and exists outside of you holding title.... Read more »

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1 Answer | Asked in Real Estate Law for Ohio on
Q: What is the easiest , quickest , least expensive way to do a quickdeed property transfer ?
Taylor P Waters
Taylor P Waters answered on Jul 8, 2020

There are some mandatory state fees (recordation, conveyance fee), and many attorneys charge about $250 or less to draft a deed. It also depends on the nature of the deed. E.g., quit claim or general warranty.

2 Answers | Asked in Real Estate Law for Ohio on
Q: Ohio - 3 siblings own 30 acres in common. Do we all three own the house on it also or just the 1 living in it?
Taylor P Waters
Taylor P Waters answered on Jul 7, 2020

If the house is on the 30 acres which is owned in common, then everyone also owns the house. Unless there has been a partition action, the entirety of the property is owned in common. The tenant may have typical tenant/resident rights to the house.

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2 Answers | Asked in Consumer Law for Ohio on
Q: If i have an old debt from over 10 years ago where any payment was made and that has an expired judgement from 5 years

ago that was sold to a different company that now using a third party collector that sent a collections letter can id dispute based on sol or no?

Taylor P Waters
Taylor P Waters answered on Jul 6, 2020

You might be able to claim an FDCPA violation as well. A good attorney should be able to give you a hand at little to no cost to you.

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1 Answer | Asked in Car Accidents for Ohio on
Q: If my foot in on the break pedal and I am completely stopped would I be at fault if a kid on a bike would hit my car
Taylor P Waters
Taylor P Waters answered on Jul 6, 2020

It would depend on a few factors, a consultation with an attorney would be able to provide a more full answer than simply whether you were stopped with your foot on the brake is enough to not be at fault.

1 Answer | Asked in Consumer Law for Ohio on
Q: OK so I’ve had this car loan since 2016 I’ve been paying steady on it I’ve maybe had one late payment. So

The creditor the assigns the contract to a debt collector which I took an opportunity to dispute the debt so I sent a dispute the dead verification and validation of that letter certified mail notary presented in they ignored that I gave him 30 days and it’s actually been over 30 days. They try... Read more »

Taylor P Waters
Taylor P Waters answered on Jun 30, 2020

It sounds like you might have an FDCPA claim, if you'd like representation feel free to give me a call.

1 Answer | Asked in Consumer Law for Ohio on
Q: I got charge $800 after paying an overdue bill of $960 to get my car back is this legal?

The bill for the car got back a few months the car was repossessed, But they said to pay the $960 to get the car back. I feel like I should not have been charged another $800 the next month!

Taylor P Waters
Taylor P Waters answered on Jun 30, 2020

It depends on your contract and statements.

1 Answer | Asked in Animal / Dog Law for Ohio on
Q: We got a dog from the shelter 3days ago got loose.I posted on Facebook we got him back.

Someone called saying it’s his dog. The son of the guy called said not to give it back to the father to keep him or give it to the son because he would take him. Not sure what to do. I still haven’t said we found him because of all of this. But they didn’t get him from the shelter from one... Read more »

Taylor P Waters
Taylor P Waters answered on Jun 30, 2020

Keep your dog. You adopted it from a shelter, it's your dog now. If they continue to harass you, you can call the police on them.

1 Answer | Asked in Animal / Dog Law for Ohio on
Q: 2 years ago we were given a dog that was taken in as a stray prior. Could she be taken away by previous owner if chipped

2 years ago, my family was given a dog by a man who had taken her in. When he took her in, she was a stray, and he tried to find her family but never heard back from them. He couldn't care for her anymore, so we took her in and she's since very much become our dog. She was very obviously... Read more »

Taylor P Waters
Taylor P Waters answered on Jun 30, 2020

You should be fine. Vets won't scan microchips unless you ask and they're not usually concerned with ferreting out that kind of thing.

1 Answer | Asked in Animal / Dog Law for Ohio on
Q: Are dogs owned by a breeding facility considered a companion animal by law?

If yes, would all legislation protecting companion animals be applicable to breeders? Are high volume breeders/puppy mills to be held accountable for animals cruelty?

Taylor P Waters
Taylor P Waters answered on Jun 30, 2020

That's a complicated question that involves several different areas of law. If you have a specific concern, go ahead and give me a call. The short answer, is yes, usually.

1 Answer | Asked in Animal / Dog Law for Ohio on
Q: If I gave dog away because of a mental breakdown and I got help now I want it back can I legally take back
Taylor P Waters
Taylor P Waters answered on Jun 30, 2020

That depends on how you surrendered your dog, to whom you surrendered your dog, and whether he/she belongs to someone else now.

1 Answer | Asked in Animal / Dog Law for Ohio on
Q: My neighbor has 2 large dogs and they growl and bark when I am outside on my back patio. Their fence is not tall enough

The fence is not sturdy either. I am afraid to be in my back yard or patio. Can they be told they need a taller and better fence?

Taylor P Waters
Taylor P Waters answered on Jun 30, 2020

Nope. If they're on their property, they're well within the law. You can always chat with your neighbor and explain your concerns, or build your own fence.

2 Answers | Asked in Car Accidents for Ohio on
Q: My son was borrowing my car and an uninsured driver hit the car when it was parked. Can his insurance take the claim
Taylor P Waters
Taylor P Waters answered on Jul 6, 2020

It would depend on his/the owner's uninsured/underinsured coverage. It's likely someone's insurance can cover it or make a claim.

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2 Answers | Asked in Medical Malpractice and Personal Injury for Ohio on
Q: i need a personal injury lawyer in scioto county in ohio can u help
Taylor P Waters
Taylor P Waters answered on Jul 6, 2020

Hello there, I can't answer your question without more information. Feel free to give me a call or email and if I can't help you, I can point you in the right direction.

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2 Answers | Asked in Personal Injury for Ohio on
Q: If someone purposely gave me an std can I sue them? Even if they don’t have medical documentation.

I’m from ohio.

Taylor P Waters
Taylor P Waters answered on Jul 6, 2020

In addition to what Mr. Cavell said below, you might also have a claim for fraud and negligence. It depends on your individual situation, and a good civil attorney could help you with the civil claim if you did not want to only press charges.

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1 Answer | Asked in Small Claims for Ohio on
Q: Bought new home, HVAC unit not tested in Dec. AC found to be broken during summer. Should I go to small claims court?

Wife and I recently bought a new home during winter.

It was said by seller that the AC unit is new--it appears to be so.

Recently have had a need to use the AC during summer--found that it does not work.

Had 2 trusted inspections saying it is probably a faulty coil.... Read more »

Taylor P Waters
Taylor P Waters answered on Jun 9, 2020

Maybe. You would need to allege fraud or failure to disclose, but given the time that has past it may be an uphill battle, though not impossible.

1 Answer | Asked in Civil Litigation, Contracts, Real Estate Law and Landlord - Tenant for Ohio on
Q: Rental office called and said my son couldnt live here anymore or I would face eviction. No notices, letters, etc.

I am current on my rent. He had been arrested three months ago on misdemeanor charges but nothing was said to us until the call today, mid-may.

When I asked who decided this i was told it was the property manager. When I asked for the name and number of the property manager they refused to... Read more »

Taylor P Waters
Taylor P Waters answered on Jun 9, 2020

I might depend on your lease. If your lease has a stipulation that no one with a misdemeanor conviction may live there, or other basic wording, they may be able to evict over an unlawful tenant. It's worthwhile to have an attorney look over your lease.

1 Answer | Asked in Civil Litigation and Personal Injury for Ohio on
Q: Is it illegal to leave a electric gorge Forman grill on the ground close to the sidewalk at a apt. Complex Unattended

My son touched the neighbors grill and suffered 2 nd degree burns. I didn’t know it was there let alone on it was a small household appliance and we were outside for 45 mins and she never came outside to check on the grill. So I had no idea she had one on the ground. It wasn’t on a table or... Read more »

Taylor P Waters
Taylor P Waters answered on Jun 9, 2020

It's not necessarily illegal, but he may be able to recover his damages in a civil suit/pre-suit negotiations. They may have been negligent leaving the grill unattended. It's work discussing with an attorney.

1 Answer | Asked in Consumer Law for Ohio on
Q: A friend of mine has been taking care of my dog for over 2 years now wants it gone. Humane society says he's legalowner?

I believed they were going to keep him I stopped over and visit regularly I can't bring him home with my current dog

Taylor P Waters
Taylor P Waters answered on Jun 9, 2020

He is likely the legal owner at this point.

1 Answer | Asked in Consumer Law for Ohio on
Q: What actions can I take against an online company that cancelled my free trial but charged me anyway?

Hello, I signed up for a free trial of an online learning course a few months ago and then cancelled before I got charged. It took a while to finally get it done, but through email they cancelled my membership. About a month later I noticed a charge on my account from this company. I emailed again... Read more »

Taylor P Waters
Taylor P Waters answered on Jun 9, 2020

Draft a demand letter, include evidence of your cancelation, and demand they repay. It may be a false/deceptive business practice, and you might be able to file a small claims matter alleging a CSPA violation if they refuse to give you your money back.

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