I'm sorry about this person's hardships. The motorhome should qualify as a residence in California and be protected from judgment collection. Thus it won't matter if the judgment is never paid.

Your family member should file for Social Security Disability, SSD. SSD is protected from creditors.

You can't register the car because you have no insurance. The solution is for you and your mom to get the car insured with another company.

Frankly, your insurance company was, (in my opinion), well justified in canceling the policy. Reporting an accident, and then saying it... View More

Did you ever get the pink slip? Was there ever a lapse in your car insurance? Did you ever make late payments? Did you receive any letters prior to the repo saying you owed the $1200?

I think you would have a tough time in court trying to prove a wrongful repo, unless you have the pink... View More

Would you like to get the last laugh?

For my answer, I will assume that you have no tangible assets such as real estate. If so, you are entitled to exempt roughly $30,000 of assets, plus something for clothing, furniture, etc. That $30,000 can be applied to your IP. I also assume that she... View More

You have an excellent and very valuable lawsuit that you can file against the owners! I would love to see you get an experienced landlord-tenant lawyer immediately. I'm telling you, this is likely to be worth BIG bucks. I suspect you may obtain more money than you ever expected to have in your... View More

Probably not, but the city rent board where you live may have adopted some regulations that are favorable to you. So check with them. However, since you want to stay and you can pay the rent, the landlord might be willing to rent the apartment to you. I think you should look into that.

Be... View More

You have a case, but I don't know who it is going to be against. The problem is proving who rolled back the mileage. If the seller was the original owner, you should win. The car has belonged to numerous parties, which one did it? That's one problem. You also say "advertised"... View More

I agree with you. If you had a "no asset" BK, the debt is probably discharged even though you did not list it! So this should be good news.

I suggest you let the EDD know about the BK and tell them it is your position that their claim is discharged regardless of the non... View More

In my opinion, you have no case against the auctioneer nor against their clients.

You probably have a case against the actual party who tampered with the odometer. However, it is unlikely that you can ever prove who did it. You can point a finger at the prior owner(s), but naturally, they... View More

There is nothing wrong with the first two answers that have been given to you, but I am going to give you an answer that comes from an entirely different direction.

Why would you still consider doing business with this company? You simply can't trust them. The way they handled this... View More

In California the prevailing policy is to determine household size by the number of "heads on pillows."

Hopefully it won't make any difference whether you count the baby. If it makes a difference, then wait to file, if possible, until after the baby is born. Or else file now,... View More

It sounds to me like this contact is a scam. These messages are usually in the form of an email. Email makes it harder to trace the criminal. Did you receive an email?

I suggest that you immediately inform the party who contacted you that you do not owe such a debt, and they should... View More

I am sorry to hear about your dog. I hope your dog is ok.

I assume your dog was running loose, or else you probably would have been hit too.

Unless your dog was on a leash, I feel you have no case. Your dog should not have been roaming around.

However, you are entitled to... View More

I hope you prevail, but I fear that you have a tough row to hoe. Your lawsuit, if you file one, is likely to be confined solely to what was put in writing. I really doubt that the solar company made any such promise like that in writing. Salesmen, especially those selling home improvements, can... View More

Every consumer contract made in the State of California must comply with oodles of legal requirements that are intended to protect consumers. That said, there is still plenty of room left for a business you are dealing with to put requirements into a contract that you might not be happy with.... View More

You have the legal right to get your car back if you immediately pay up all outstanding payments, repo fees, late fees, etc. and if you have the required insurance coverage.

You can only reinstate your loan once every 12 months and a total of two times over the course of your loan. You... View More

Missing from the information you gave is the reason you want to sue them. Without a valid reason, your case would not go very far, and there could be legal exposure to you for filing a frivolous lawsuit. Sometimes people think they have a good basis to sue under FDCPA, when they really don't.... View More

You didn't say what the "rules" are. But if it was me, I'd be happy to sign if they give me a check then and there.

Sure, legally you don't really need to sign anything. But what's the alternative? Maybe a complaint to the dental board and a day spent in small... View More

Sorry, but no you can't get your money back from the dealer. That is like asking if you can return a pack of gum after you have chewed it up.

I guess you did not have insurance? If you had no insurance, you may be on the hook to pay the balance due on the loan, (minus the salvage value... View More

I think the whole thing was a scam right from the start. No legitimate lender charges you money up front that you must pay before they hand you a check.

If it was a scam, the sad truth is that you won't get your money back. Crooks don't pay their debts. But you can certainly try... View More