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The lenders aren't allowed to sign loans with military members or spouses of members with these types of loans. I have a copy of the agreement showing a 79% interest on the loan yearly. With the MLA it is supposed to be limited or capped. I have more than paid the loan back but with the... View More 
answered on Sep 21, 2017
You should obtain a consultation with a consumer law attorney. Search the web for lawyers that handle consumer fraud in Oklahoma; thats what happened to you. You need to get a competent attorney and take action. The stress of your situation is going to go away unless you deal with this problem and... View More
If a person is aware he may be a victim of Identity theft does the statute of limitation start from when he's aware of it or when he proves to the courts he was a victim and the Judgement and charged off accounts were overturned and dismissed? For Example: if a wrongfully issued Judgement was... View More
answered on Sep 18, 2017
I recommend you speak with an attorney in your jurisdiction because your question is complex and depends on what claims you bring. In other words, certain federal claims have a one or two year statute of limitations, while some state law claims expire only after three, five or even longer period of... View More
I was enlisted at the time I signed for a predatory payday loan and have been paying them for almost two years constantly having to renew as it's almost impossible to pay them off. I heard about the MLA and each time I ask the company about it they never answer me and refuse to give anything... View More
answered on Sep 16, 2017
There is a federal Military Lending Act, but I am not aware of a state law passed in Oklahoma. The federal law does offer protections but you don't say in what way you think the MLA was violated. Please provide more information and I will evaluate. Thank you.
PS Don't let the... View More
now affecting my credit. I think it's just an honest mistake (the cardholder seems to be a man and I'm a woman with a gender neutral name), but how do I get them to look into this so my credit report isn't negatively impacted?
answered on Aug 31, 2017
Go to HWH-law.com and click on the tab identity theft. You can see how to write the needed letter and what you need to say. The good news is that many times a well written letter makes the problem end. If not, you have rights and you will want to contact a lawyer that handles FCRA and ID Theft... View More
I filed for divorce and husband started taking assets every day while i was at work despite divorce orders. I then found out he forged my signature on 2 DMV titles to vehicles owned and titled in my name and sold them to friends without my knowledge or consent. He also backdated the titles. He... View More
answered on Aug 28, 2017
Only law enforcement can answer that question. If you interest is to receive the value of the vehicles in your divorce this is very good evidence to use. Contact a divorce lawyer in your state. Check your credit report, if you find accounts you do not recognize, contact an Identity Theft Lawyer in... View More
Or any references to health care providers not billing third part health insurance providers in a timely manner?
answered on Aug 17, 2017
yes. There is a regulation. See TITLE 8 CHAPTER 302 PART 2 NMAC.
It may not apply to your situation. I am not aware of any court rulings on this provision of the Administrative Code. It is a little complicated. More information would be helpful. What type of services? Was their medicare,... View More
credit card company says after date of death charges have to be paid. Is this true?
answered on Aug 9, 2017
I am sorry for your loss. Unless you signed on as an authorized user on the account, you are likely not responsible for any of the charges; either those made before or after he passed. If you signed up for the card, you may be liable. Ask the credit card company for a copy of what you signed that... View More
Earlier this summer when heat was over 100,our bottom swamp cooler cooled house downstairs to 78-79 and upstairs 80 and above as high as 87 some days. We pay our rent every month. What can we do?
answered on Aug 9, 2017
Read your lease agreement. Write a letter to the landlord if you believe there is a breach of the lease. Notify the landlord that he is in breach if the lease agreement supports your view. Be careful before you decide to take action on your interpretation of the lease. You might want to consult a... View More
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