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Louisiana Consumer Law Questions & Answers
1 Answer | Asked in Consumer Law and Car Accidents for Louisiana on
Q: Does Louisiana law require drivers to carry collision and comprehensive (full coverage) on a leased vehicle?
Robert Martin Louque Jr
Robert Martin Louque Jr
answered on Aug 30, 2016

I am not sure if Louisiana law requires it but I am willing to bet the rental car agency requires it as a condition of renting their $15,000+ vehicles, in case you wreck it. Most people do not have $15,000+ lying around and the rental car agency is within its rights to protect itself and its... View More

2 Answers | Asked in Consumer Law, Legal Malpractice and Libel & Slander for Louisiana on
Q: I was sued ifor over $24,900 for a $5,100 loan (estimate) A vehicle was repossessed for collateral in 2003. Is it legal?

Lawsuit in 2003, 1999 truck repossessed in 2004, default judgement in 2003..Revived judgement in 2012 & wage garnishment after my wife (married 2012) in 2015 for community regime . Claims to not have sold vehicle for collateral .. Is this legal ? I ordered a car fax & vehicle was sold less... View More

Peter N. Munsing
Peter N. Munsing
answered on Aug 3, 2016

You need to consult someone who represents consumers. Go to www.naca.net

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1 Answer | Asked in Consumer Law and Real Estate Law for Louisiana on
Q: a car had parked on my property for 2 years what can I do?! Damages to my property and the own is TD Bank what can I do?

the bank know of this and had hired a lawyer to retrieve the vehicle but after 2 years and the lawyer is threaten me of a lawsuit if I don't let them take it! But they owe me storage fees or property damage?! Right?!

Robert Martin Louque Jr
Robert Martin Louque Jr
answered on Aug 24, 2016

I am assuming you do not have a license as a vehicle storage facility nor a business license so no they do not owe you storage fees, especially if this is your vehicle they are repossessing.

1 Answer | Asked in Consumer Law for Louisiana on
Q: Is there any law against being reported deceased by a company and this information disseminated?
Samuel John Ford
Samuel John Ford
answered on Feb 26, 2016

You may have a cause of action depending on a few factors:

1) who is reporting the inaccurate information? If the company qualifies as a credit reporting agency, you may have a right of action under the Fair Credit Reporting Act. If not, other laws may protect you.

2) Who was the...
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1 Answer | Asked in Collections and Consumer Law for Louisiana on
Q: Can I dispute a bill I made a payment on in 2007? The bill is from Maryland College and I live in Louisiana.

I registered for online classes but failed to drop them. Can I still ask them to provide legal documentation which holds me accountable for this debt? I don't recall signing any paperwork.

Samuel John Ford
Samuel John Ford
answered on Feb 26, 2016

You likely can still dispute the bill and may have defenses to collection of the alleged debt. If you are being contacted by debt collectors, there are federal and state laws that provide dispute rights and protection from unfair collection practices.

I recommend speaking to a Louisiana...
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1 Answer | Asked in Consumer Law for Louisiana on
Q: Do I need insurance on classic car only driven to car shows

I owned the car 10 years it has 122 miles on it

Terrence H Thorgaard
Terrence H Thorgaard
answered on Oct 16, 2015

If your state mandates liability insurance for automobiles, yes, you need such insurance no matter how far you are going to drive it.

1 Answer | Asked in Consumer Law for Louisiana on
Q: If I'm in a two year contract with my network, who legally owns the phone? Me or the network?
Adam Studnicki
Adam Studnicki
answered on Aug 21, 2015

The terms of your contract should be reviewed to answer this. A local lawyer can review and advise.

Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is general information that is given for legal education only. It is not legal advice,...
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1 Answer | Asked in Consumer Law for Louisiana on
Q: Can I get out of a Pinnacle security contract that was issued five years ago but the original contract was for two years

I have never signed another contract again but they are telling me Im still obligated and have to continue until I give them written notice with a thirty day advance, but I have never received a letter stating anything that holds me liable to them for any reason

Adam Studnicki
Adam Studnicki
answered on May 29, 2015

Read the terms of the contract to be sure. From your question, it sounds like you can get out with 30 days' notice, but read the contract to verify. Be well.

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