Get free answers to your Consumer Law legal questions from lawyers in your area.
I signed a loan agreement (a standard promissory note) with an individual where I borrowed $2,800 and agreed to repay a fixed amount of $4,810.92 over 8 months. The agreement does not explicitly state an interest rate but instead defines repayment as a fixed amount. Given that this is a personal... View More
I did not borrow no money from them, I had over 2 years ago and now they said i borrowed more money from them and i absolutely didn't do no such thing, they won't take my calls and blocked me from their email account,am on a fixed income and can't afford this, they actually sent me a... View More
The bank is based out of Florida but the branch I opened the account in 2013 was in Alabama. I was served a few days ago from a parish in Louisiana where I live currently. I’ve read everywhere that I am past the statute of limitations but need to respond to the summons. Thank you
answered on Dec 11, 2024
Yes, you need to respond to the summons within the delays of the law-----at a minimum, you should contact a lawyer in your area to discuss the subject matter and the lawsuit itself, and after the meeting then determine whether or not you want to handle this yourself or hire a lawyer.
answered on Jul 8, 2024
My best guess: Resolutions? Probably. Restrictions/covenants? No. The answer is in your HOA's governing documents---please review them or consult with a lawyer for the purpose of have them reviewed to obtain an answer to your question(s). I know you are saying resolutions but resolutions... View More
The bank my employer uses placed a hold on my check . The check isn’t clearing until the 3rd of June from what I’m told . My rent is due may 30th. If I become evicted do I have a case
answered on Jun 3, 2024
If your eviction is directly caused by the bank placing a hold on your check, you might have a potential case. The key factors to consider include whether the bank followed proper procedures for holding the check and if they provided adequate notice of the hold. It's also important to examine... View More
would;t give me my tax papers or tell me how much i;m getting so i could have check she said she only took 729.00 but she really took 9000 because i got a real copy from the irs and now she is trying todo it again she want answer my call or text messages she works for legally max i need to no the... View More
answered on May 5, 2024
I'm sorry to hear that you've been scammed by your tax preparer. This is a serious situation, and you should take the following steps to protect yourself and try to recover your money:
1. Gather all relevant documents: Collect any paperwork related to your taxes, including the... View More
A friend works at a company which buys groceries from a store that offers points toward cheaper gas. The friend asked a coworker, who buys said groceries, to use his phone number in order to reap the points from the grocery store, for personal use, via the company spending money.
answered on Feb 5, 2024
Using a rewards program in a manner that diverts benefits intended for a company to an individual, without the company's consent, can raise legal and ethical issues. The legality of this action depends on the terms of the rewards program, the company's policies regarding employee benefits... View More
The Credit Card debt is for roughly 9K. It appears the last payment (per credit report) was April 2022 thus we are aware SOL expiration would not apply. We are looking to challenge the debt buyer’s burden of proof as it relates to legitimacy in rightful ownership of this debt in addition to... View More
answered on Jan 17, 2024
You are asking an online attorney to give you legal advice for someone else's benefit. That's the unauthorized practice of law, were someone on here to do that. I recommend that your friend retain an attorney.
I need help filing a claim with AIG Insurance. I've the forms in hand. It's been an overwhelming experience that's terribly affected my life, by stealing my identity and so much more.
answered on Jan 8, 2024
A Louisiana attorney could advise best, but your question remains open for two weeks. There could be, but some law firms will want to handle the claim (for a fee) if they are going to handle the job of filling out necessary forms. Keep asking around. Good luck
Are there privacy statements that the applicant signs away?
answered on Oct 18, 2023
When obtaining or renewing a Louisiana driver's license, there may be certain privacy policies and agreements that applicants are required to acknowledge and sign. The specific laws and regulations governing this process can be found in the Louisiana Administrative Code, Title 55, which... View More
I was convinced to buy a car a couple years back at a dealership through credit acceptance I had just turned 18. I was paying almost 600 a month and they charged me 20,000 for a used 2014 ford focus. It broke down after a month and I was told to bring it to a ford dealership to get it fixed so I... View More
answered on Oct 18, 2023
If they have filed a lawsuit against you, you can defend the lawsuit and raise all those issues as a defense but it will be a long and expensive fight that you are unlikely to win. Unfortunately, you are dealing with a bully who has the ability to crush you. However, once they get a judgment... View More
I hired a company to remove a tree but they have not given me a receipt to show the insurance comapany.
answered on Sep 7, 2023
In Louisiana, there is no specific state law that mandates companies to provide a receipt for services rendered. However, providing a receipt is a common business practice and is typically considered good customer service. It helps both parties maintain a record of the transaction and can be useful... View More
been served? The loan company manager was coming to my house sitting on his horn for 5 min. and calling my company allday Is that legal? I did send in a letter saying I deny the debt. they set a court rule to show cause hearing 7/31. I went and they said the judgement was already filed March of... View More
answered on Aug 2, 2023
You indicate that there is a judgment against you signed in March, 2023 which means the customary legal delays to appeal have passed. As such, in order to get the judgment overturned, you really need to meet with an attorney and specifically discuss your case/situation to determine if you have... View More
answered on Jul 24, 2023
You don't ask a question here, just offer up a few facts.
Apparently, however, you are having debt issues. Imho, you have chosen the most expensive way to deal with those debts.
I strongly advise you to consult with a professional about your entire debt/asset/income... View More
Person is deceased no known beneficiaries
answered on Apr 27, 2023
An Affidavit of Heirship, even when recorded, does not convey interests in real property. It tells the world of certain persons rights as Heirs At Law, and becomes their source of title for later conveyances and present titled ownership.
Honda Motors has been unable to provide a replacement seat belt part. I have been in contact with Honda Motors and the repair shop EVERY month and each month they say the part is coming but then gets pushed back every month. It is now 9 months and they have told me again that the part was coming... View More
answered on Apr 25, 2023
You need to contact a lawyer to discuss the specifics of your matter. I do not know if you were at fault in the accident and/or how ypour repairs are getting paid, but most lawyers who handle motor vehicle accidents will provide you a free initial consultation---use the Justia Find a Lawyer tab... View More
answered on Apr 22, 2023
What kind of belt is it that it needs? Is the vehicle an old model? There does not seem like a valid reason for your vehicle to be in the shop for 9 months. Is there any more information you can share that will help provide an answer to your question.
I was served on the 21st, we made the agreement on the 22nd, and I need to file a pleading by the 31st.
answered on Mar 24, 2023
You need to file some sort of pleading, which I would suggest be an Answer, so that the loan company cannot seek a judgment without your being aware of it. Also, if you have the finances at this time, I suggest you contact a lawyer and ask for a 30 minute consult to discuss this case as well as... View More
Recently found out of a theft of livestock warrant. Did not commit the crime.
answered on Aug 22, 2022
First think you should do is contact a few criminal defense attorneys in your area ---consult with them then then hire that one with whom you are most comfortable to begin representing you immediately.
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