I have an auto loan with a bank and its due date is every 20th. It's paid through post dated checks given to the bank at the start of the loan. End of August my husband was hospitalized and we have used up our money for the due on September, thus we were not able to pay for it. Since the due... View More 
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Dec 10, 2017
Yes, the can and obviously they did. I'm sorry that your husband was hospitalized and that caused financial problems. But in the future, keep any money that you need for a checking or savings account in a separate bank. Depending on your overall financial situation, Bankruptcy may be right for... View More
My family and i moved into a town house in nj back in july. My landlord as of now no longer owns the property it was forclosed and the bank owns it. The sheriffs sale was aug. 24 but i guess noone bought it and now the bank owns it as of sometime in sep. We received a notice from the banks lawyer... View More
answered on Oct 3, 2017
You should sit down with an attorney to go over your rights. It sounds like your former landlord is out of the picture, and you now have the bank as your landlord. You have options.
How close can a company get to not being called a bank legally?
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 30, 2017
Your question is too vague to answer.
Can a company sell virtual points that people can buy and use to buy stuff from stores that agree to cash in those points for money at the end of every month from the company?
How CLOSE can a company get to avoid been called a bank legally?
answered on Jun 30, 2017
Your able to loan money within certain interest rate limits but cannot maintain money accounts or participate in issuing credit cards or anything offered by Federal Reserve. But this a very tricky area that needs lots of research as failure to follow state guidelines can lead to imprisonment. You... View More
They want me to take the car back and get the right one, I originally wanted the car that is on the contract but they told me I'd have to put a bigger down payment on it but I couldn't so I test drove another car and they said with the down payment I could afford that car but wrote the... View More
answered on May 27, 2017
No you can't demand the better car it was a mistake and the you have no right to it.
I live in NJ and he's in NY
answered on Apr 27, 2017
If you deposited the check and took out the money, you are going to have to make good on this with the bank. You can report to the police.
i am afraid he doesn't have nothing in his Name. but i know he have houses and cars...
He is located in NY and i live in NJ.
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 26, 2017
Contact the Prosecutor in the town where the check was issued and file charges.
answered on Feb 6, 2017
If you "opted out" of the class action lawsuit, you need to file your own civil suit.
NJ lender filed foreclosure complaint in 2009. Court dismissed in 2014 for failure to prosecute. Lender filed 2nd complaint 7/ 2016. We filed Motion to Dismiss w/ prejudice since the 6-yr statute of limitations had passed. Lender then moved to dismiss the 2nd case. Our understanding is they will... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Sep 13, 2016
If a Plaintiff requests a dismissal, they never need the consent of the Plaintiff. Your factual situation sounds very strange and I believe a lot of significant facts are not stated. You need to retain a very experienced mortgage foreclosure defense attorney to handle this matter for you. Good luck.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
