Get free answers to your Bankruptcy legal questions from lawyers in your area.
I interviewed three times for this job and made clear that transparency was my biggest factor due to bad experiences. I researched the company and found nothing and then accepted the job. I left another job for this one. On my first day I find out they had filed bankruptcy Chapter 11 a few days... View More 
answered on Oct 11, 2018
It is unfortunate and they should have notified you but they are not legally obligated to do so.
When I interviewed for this job over three months I was extremely adamant that one of the most important thing for me was trans parent see because I have just gone through one hell of or to your run in terms of personal issues and losing work to no fault of my own. I interviewed three times and... View More
answered on Oct 19, 2018
If the company had a lot of cash. they wouldn’t be in reorganization bankruptcy. Consult an experienced bankruptcy attorney who may be able to fashion you into a creditor.
answered on Sep 28, 2018
Legal Aid often combines several counties in providing legal services. Contact the Legal Aid nearest you and ask for assistance.
answered on Sep 24, 2018
Short answer: No, a creditor cannot garnish Social Security disability benefits. That being said, there are a few exceptions.
They are: The federal government can garnish your Social Security disability benefit to recover money owed, such as back taxes or defaulted student loan... View More
No personal guarantee was signed.
The deficiency was turned over to a law firm to collect. They have not filed suit yet. If I make arrangements to pay the deficiency, I have little money left for my other creditors. What should I do?
answered on Jul 22, 2018
If you’re filing bankruptcy, you shouldn’t br paying an debt except what you intend to keep.
My truck is a 2003 model. It has way over 100,000 miles on it. It's all I have for transportation as I live way out in the country. The loaners have the title to it. The loan was not for the truck itself. I already owned it. The loan money was for repairs to the house that's falling apart... View More
answered on Jul 8, 2018
You may be able to avoid the loan on your truck and keep it. Contact a local experienced bankruptcy attorney to help you with this.
Its an active chapter 13! Hired separate lawyer to handle this and my question is do they have to get permission from the court to charge us a fee?? Thanks so much
One loan has a lien on my car. I've been rebuilding my credit, but now its falling apart. What can I do that will be easiest for me to bounce back from? I'm just scared & totally lost.
answered on May 31, 2018
You can file a chapter 7 bankruptcy and eliminate your debt. If you want to Keep the car and can pay for it, you can reaffirm that debt. If you cannot pay for it on your income, simply return itvand walk away free.
Judge granted for judgement of possession (ruled in our) favor but tenant filed for bankruptcy on the 10th day (last day to appeal). Can I still file for a writ of of possession to remove from the property? (I know bankruptcy creates automatic stay but he filed after the judges ruling but before... View More
answered on Apr 23, 2018
You must petition the bankruptcy judge to terminate the stay as to you. Once the stay is terminated, you can then go back to the eviction judge and get the sheriff to remove them from your property.
This wage garnishment occurred 10.14 - 01.15. My spouse attempted filing for a hearing, but the Dept. of the Treasury repeatedly denied receipt of the request. We had been homeless / jobless 11.12 - 12.13. We rented a house. This wage garnishment forced us to live off food stamps alone. Our... View More
answered on Apr 16, 2018
If the judgment was properly granted and the amounts garnished correct under your statute, there is likely no legal recourse against the creditors.
I owe over 180,000 in student loans and I can't find a higher paying job. Would the undue hardship would be a good case for me?
answered on Mar 28, 2018
The bankruptcy court looks at the following three factors to determine if repayment of your student loans would cause an undue hardship, thereby justifying discharge of some or all of your student loan debt through bankruptcy .
1 - Based upon your current income and expenses, you cannot... View More
Wife signed a 100K loan as a spousal guarantee. Husband later filed bankruptcy, wife did not. Complaint filed against spouse (wife) for repayment of the $100K. The $100K went to a company in the husbands name where the wife has no owner interest, is not an officer nor employee. Can this be... View More
answered on Mar 7, 2018
Guarantors can be anyone, they don't necessarily have to be related to the purpose for the which the funds are used. The consideration for the transfer is the giving of the loan itself. Because of the guaranty (additional security for the creditor), the creditor made the loan.
I'm 28 my credit score has tanked $55000 in student loans and 3000 in medical bills and other chargeoffs for credit cards. My current annual salary is $36,000. If I file for bankruptcy what chapter would you recommend??
answered on Jan 25, 2018
You would file a chapter 7 to discharge your debts. However, the student loans are probably not dischargeable, so you need to decide if filing bankruptcy for the $3000 medical bills plus whatever credit card debt you have it is worth it for you.
Information provided for informational... View More
My husband and I can't agree on several important issues, including income requirements for our family, and I'm planning to file for divorce, giving up the home to him in the decree. Given the possibility of a lengthy divorce, I'd like to remove my name from the deed before filing so... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jan 22, 2018
You can certainly file a quit claim deed releasing you from the property. However, you'd likely be giving up a major source of leverage against him in the divorce if you plan to do this before filing. Also, it seems you are likely still living together in the house. If so, you will not be... View More
Nc, chapter 7, both vehicles are financed and we have 0 equity in each
answered on Jan 16, 2018
If there's no equity then the chapter 7 trustee can't sell the vehicles, so you'll be able to keep them. Keep in mind there's a very remote chance the bank may repossess the vehicles. However, as long as you'e current on payments, 95% of the time, they will not.... View More
He paid me back $2500. Greensboro, NC
answered on Jan 16, 2018
If there are any assets, you can file a claim in the bankruptcy case. Otherwise, you probably won't get any of that money back unless you have a reason to object to discharge. If you want to do that, check the deadlines and whether any reasons for objection to discharge apply to your... View More
answered on Dec 28, 2017
The secured portion of a mortgage doesn't get discharged in bankruptcy, only the unsecured portion (the secured portion is whatever the value of the home is, unsecured is whatever balance is left after applying the value of the home). You can review the bankruptcy docket to find out what... View More
answered on Dec 4, 2017
The filing fee is $335 for Chapter 7 cases. This is paid to the clerk of the court. Chapter 7 attorney fees vary throughout the country with an average usually being between $800 to $1200 for a simple case. Call a bankruptcy lawyer near you and they will be able to review your situation and see if... View More
Amount was about $23,000. Was told at the time that nothing could be done but she has remarried and seems to be living the good life now while still being mean and keeping our granddaughter from us and her dad. Has a sleazy Florida lawyer.
answered on Nov 16, 2017
If she got a discharge and you did not get an Order of Non-Dischargeability, then the debt is gone and you can not collect on same even if she won the lottery and was a billionaire.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
