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North Carolina Car Accidents Questions & Answers
0 Answers | Asked in Car Accidents for North Carolina on
Q: I got into a bad car accident while doordashing. My insurance would not help, what should I do?

I got into a bad car accident while doordashing. My insurance would not help me with ANYTHING because I didn’t have a commercial policy which I wasn’t aware of. My car is worth 15k and got totaled out to 15k. I owe 17k on it and I have gap insurance. I’m not sure what will happen next.

1 Answer | Asked in Car Accidents and Civil Litigation for North Carolina on
Q: I was driving past a public golf course on a public road. Someone hit my car with a golf ball and they admitted to it.

are they liable if they admit to “skulling” it. i have his info and filed a police report.

Tim Akpinar
Tim Akpinar
answered on Aug 12, 2024

A North Carolina attorney could advise best, but your question remains open for over a week. If they admitted to hitting the ball, and don't dispute the possibility of a ball from other golfers being the culprit, then it would seem likely. Good luck

1 Answer | Asked in Traffic Tickets, Car Accidents and Insurance Defense for North Carolina on
Q: I got a citation for "Operate a motor vehicle on a street or highway without decreasing speed as necessary to avoid

Collision, and I looked it up and this is considered a criminal offense and I don’t know what this means for me or what I should do for my situation. I was not speeding and did attempt to stop, I was not on my phone and my insurance app shows that and I was not intoxicated. I attempted to brake... View More

Tim Akpinar
Tim Akpinar
answered on Aug 9, 2024

A North Carolina attorney could advise best, but your question remains open for two weeks. In terms of your question on what to do, reach out to attorneys without further delay to discuss, which you've probably done by now. In terms of specific guidance, an attorney is probably going to... View More

1 Answer | Asked in Insurance Defense, Car Accidents and Personal Injury for North Carolina on
Q: I am facing a auto bodily injury claim.

I was driving in my neighborhood and as I was passing a construction area, a worker walked into my car and bumbed into driver side door. He was working between a truck and a construction machine and was not visible to me. Now his attorney has filed a claim that I caused bodily harm. After the... View More

Tim Akpinar
Tim Akpinar
answered on Jul 1, 2024

A North Carolina attorney could advise best, but your question remains open for a week. Yes, it sounds like you have a valid basis for a defense. You should make a copy of the file and provide it to the defense attorney that your insurance company should be assigning to you shortly (if they... View More

2 Answers | Asked in Traffic Tickets and Car Accidents for North Carolina on
Q: In April I was involved in a rear end collision.

I was driving my FedEx truck and due to a sudden stop in traffic from a different accident up the road, I didn't stop in time. I made every effort to stop, giant skid marks and cameras prove that. FedEx trucks have inside cab cameras as well as external cameras. I still have my job because... View More

Maurice Mandel II
Maurice Mandel II
answered on Jun 1, 2024

This sounds like you were cited for a failure to stop. What you have described is a common occurrence on the roads, but it is the requirement that every driver operate their vehicle so that they can stop in time to avoid collision with other vehicles, objects and people. To me it sounds like you... View More

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1 Answer | Asked in Car Accidents for North Carolina on
Q: Is it legal for the police the let the other driver leave without getting a statement from both drivers ?
James L. Arrasmith
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answered on Apr 10, 2024

In most jurisdictions, it is not necessarily illegal for the police to let a driver leave without getting a statement from both drivers involved in an accident. However, it is generally considered good police practice to gather statements from all involved parties to ensure a thorough investigation... View More

1 Answer | Asked in Car Accidents and Insurance Bad Faith for North Carolina on
Q: Is it legal for an insurance company to require the title of a car from the owner before they issue a payment?

The collision shop deemed the car a total loss. However, there was NOTHING mechanically wrong with or damaged to the car.

Tim Akpinar
Tim Akpinar
answered on Feb 13, 2024

A North Carolina attorney could advise best, but your question remains open for three weeks. Until you're able to consult with a local attorney about state-specific laws, in general, insurance companies could request titles if they're paying the owner a salvage value and taking the car.... View More

1 Answer | Asked in Car Accidents for North Carolina on
Q: I own 2 fully insured vehicles in NC. I accidently hit one in a parking mishap. why is my insurance is denying my claim?

Denial states that claims arising from ownership of both vehicles on the same policy that coverage is denied for repairs. Comp+Collision on both. Car was parked, unoccupied, while I was driving the other, a truck. My foot slipped off the brake pedal and crunched the car appx 45° angle on front... View More

Tim Akpinar
Tim Akpinar
answered on Dec 16, 2023

A North Carolina attorney could advise best, but your question remains open for a week. One would need to see the terms of your policy. Carriers do impose certain coverage exclusions for claims arising within a household. But that's only a generality that can apply in some places nationwide.... View More

1 Answer | Asked in Car Accidents and Insurance Bad Faith for North Carolina on
Q: Is it legal for insurance company to total your wrecked car, pay you a low price fix it theh sell it for more money

2000 Dodge Neon partially restored classic, regular title rushed to take settlement by insurance company

Tim Akpinar
Tim Akpinar
answered on Dec 18, 2023

A North Carolina attorney could advise best, but your question remains open for two weeks. Nationwide in many places, the carrier will present the policyholder with the option to receive a salvage amount if giving up the car. But a local attorney could advise more definitively, as you say that your... View More

2 Answers | Asked in Criminal Law, Products Liability and Car Accidents for North Carolina on
Q: Am I liable for the incident explained below?

Hello,

I live in Clyde, North Carolina and this is where the incident occurred. I was parked at a dollar general in a designated parking space and when I came back out after purchasing products, there was a Dollar General Semi Truck parked right behind me. I went to pull out slowly and was... View More

Joel Gary Selik
Joel Gary Selik
answered on Dec 1, 2023

Yes you would be liable. Though it sounds they like they will not pursue this.

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1 Answer | Asked in Car Accidents and Personal Injury for North Carolina on
Q: I was t boned in a car wreck. l I have personal injuries including a broken sternum . Totaled car. Can you help me?
Joel Gary Selik
Joel Gary Selik
answered on Nov 7, 2023

Use the search for an attorney section on this webpage to find an experienced personal injury attorney in your state.

2 Answers | Asked in Car Accidents for North Carolina on
Q: iIm trying to find out what is a insurance letter to the court? Ater an accident.

It was a minor fender bender The other guy involved wasnt going to turn it in on his insurance and im not either but the cop told me to get an insurance letter to court. What is it?

Randy Bryan Ligh
Randy Bryan Ligh
answered on Sep 5, 2023

Not enough information is provided here however based on the limited information provided by you it sounds like you were issued a traffic citation for your involvement in the accident. The officer assumes you are reporting this accident to your insurance company and if you do, then you can ask for... View More

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1 Answer | Asked in Car Accidents and Personal Injury for North Carolina on
Q: In NC is there a limit on amount of suit for car hit pedestrian accident in Henderson County?

Pedestrian on sidewalk was hit by a car that jumped the curb. Her lawyer said in NC (Henderson County) one could only sue up to the limit of one's home insurance if one owns a home. Is this true?

Tim Akpinar
Tim Akpinar
answered on Aug 13, 2023

A North Carolina attorney could advise best, but your question remains open for two weeks. It's generally governed by the limits on the auto policy. I think that what the attorney is talking about is larger umbrella policies with excess policy limits. Good luck

2 Answers | Asked in Car Accidents, Personal Injury and Workers' Compensation for North Carolina on
Q: My husband was in a car accident in 2018 while at work and did have major back surgery, why does he have to pay bk wc

he settled with WC and now has just won his first part of the lawsuit and now has the 2nd part going. Lawyer is holding first check because they said that NC law says they can't pay him out until 2nd part is settled, we were not aware of this upfront, and we were not aware that he would be... View More

Joel Gary Selik
Joel Gary Selik
answered on Jul 19, 2023

The reason is that in the lawsuit you are obtaining compensation for the same things that are being paid by work-comp so that work-comp should be repaid. It is possible there may be exceptions and potential to negotiate how much they need to pay based on strength of liability, limitation of... View More

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1 Answer | Asked in Car Accidents and Tax Law for North Carolina on
Q: My vehicle was damaged at work by another employee. My employer wants me to sign a W9 to receive payment. Is this right

I was not on the clock but the other employee was. The company is telling me I must sign a W9 because it is income since I didn't get my car fixed before receiving payment. I am not receiving any gains so I do not feel like I should have to pay taxes on being remedied for a loss. Thanks for... View More

Tim Akpinar
Tim Akpinar
answered on Feb 21, 2023

A North Carolina attorney could advise best, but your question remains open for two weeks. Ordinary compensatory damages for bodily injury or property damage are not usually taxable, as a general rule. Double check with a tax attorney or accountant in your state, since this is something they would... View More

1 Answer | Asked in Car Accidents for North Carolina on
Q: Who is at fault when backing out of parking space. Is it the car in motion first.
Tim Akpinar
Tim Akpinar
answered on Jan 20, 2023

A North Carolina attorney could advise best, but your question remains open for two weeks. Until you're able to consult with a local attorney for state-specific vehicle and traffic law, the convention followed in most places is that a vehicle backing out must usually yield to vehicles already... View More

1 Answer | Asked in Car Accidents for North Carolina on
Q: I was involved in an auto accident I was going through an intersection on a green light when a car on the right side of

The intersection pulled out in front of me l hit his rear door driver side I was under speed limit no witness no cameras what are my options police were called

Tim Akpinar
Tim Akpinar
answered on Jan 1, 2023

A North Carolina attorney could advise best, but your question remains open for several weeks. Unfortunately, these situations are common, and it could be a matter of one person's word against another's without video footage or eyewitness testimony. You describe property damages. I hope... View More

1 Answer | Asked in Car Accidents for North Carolina on
Q: If I was just in an accident and only lost my driver side mirror but my passenger mirror and inside rear view mirror

Work and are not blocked by anything is it still road legal until I get it fixed?

Tim Akpinar
Tim Akpinar
answered on Dec 16, 2022

A North Carolina attorney could advise best, but your question remains open for two weeks. It would be difficult for anyone here to give reliable guidance on this. You may want to take the car to a shop that runs safety inspections for the Department of Motor Vehicles. This is something an auto... View More

1 Answer | Asked in Car Accidents for North Carolina on
Q: Can I keep the insurance money and not have the repairs down to my car, legally?

I was rear ended and filed a claim with my insurance company because I didn’t have police report yet. I requested the repair shop be paid directly however they issued a check to me. They waived my deductible and are supposed to send me an app so I can receive an electronic transfer in the amount... View More

Tim Akpinar
Tim Akpinar
answered on Nov 9, 2022

A North Carolina attorney could advise best, but your question remains open for three weeks. Until you're able to have a meaningful consult with a local attorney, insurance companies nationwide are not overly concerned whether or not you straighten out minor dents or paint of a purely cosmetic... View More

1 Answer | Asked in Personal Injury and Car Accidents for North Carolina on
Q: I was involved in a car accident in 2020, where the driver hit me from behind and pushed my car under a truck ahead of

me. My husband and I required extensive hospital and PT. We met with mediation with our attorney. Now our attorney is saying the driver only had $50.00 accidental per person which does not cover our bills. What can we do

Tim Akpinar
Tim Akpinar
answered on Oct 17, 2022

A North Carolina attorney could advise best, but your question remains open for two weeks. Nationwide, auto policies often have provisions for uninsured motorist and underinsured motorist protection. Such coverages are governed by state law, in terms of their statutory requirements. Therefore, only... View More

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