If heir lives in home and lender in mortgage refuses to except mortgage payments from heir what rights or entitlements does heir have that he keep lender from taking property to sell to highest bidder to recoup full remainder of loan , when the heir's payments are refused yet does not... Read more »
I would like to see if mortgage company would modify original loan. Do I have a redemption time period to file any paperwork to contest sale of home.
answered on Feb 12, 2021
Your ownership has been terminated. Your only hope would be to purchase the home on the open market.THIS IS NOT LEGAL ADVICE! YOU NEED TO SPEAK TO AN ATTORNEY WHO IS LICENSED IN YOUR STATE FOR LEGAL ADVICE. This is merely suggestions for you to think about in discussing your situation with the... Read more »
answered on May 12, 2020
Written off does not mean "not owed". The closing company will likely contact the mortgage company and withhold the sums owed from disbursements.
Two hotels on George Nigh expressway in McAlester. One is called Hi-way Inn Express, 1217 S George Nigh and the other is Super 8 motel, 1204 S George Nigh. Google maps indicates that the Super 8 is "permanently closed", but it is obviously not closed.
answered on Jun 21, 2019
You can go the County Clerks office and look up the owner of the land that the motel is situated upon. If it is a corporation, then you would check with the Secretary of State of Oklahoma under that corporations name to see who the registered service agent of the corporation is and contact them.
I didn't know the property statue until I purchase my current property in Dec 2016. It was up for tax sale and the bank bail it out (May 2018) I try to sell it and the bank quoted $170,000 over the original loan of $125,000. So I went out in July 2018, fixed up the property and now rented it... Read more »
answered on Jun 6, 2019
You have a mess. You need to contact a bankruptcy attorney who can assess your financial situation and determine what I Teresa, if any, you have in the property.
I am boxing stuff and stacking it in the yard with nowhere to go.
Does the Protecting Tenats Against Forcloser Act not apply to me because it's a mobile home?
answered on Apr 8, 2019
Was there actually a foreclosure lawsuit filed?
A foreclosure lawsuit is when there is a mortgage on a home, and the creditor files a suit against the homeowner, arguing that the homeowner has not paid the mortgage, and the creditor seeks to repossess the home.
You are talking about... Read more »
The mortgage company didn't give them my address and all notices got returned to the courts.
answered on Feb 2, 2019
I’m not sure what you’re asking bc if you filed the petition, it was incumbent upon you to provide your correct address in the petition. You should not rely on a creditor to provide anything on your behalf.
I have not been served a summons, although I have reason to believe that such may be forthcoming. I have offered settlement and have made previous payment and have sent a recent check to the merchant, which cumulatively amount to 75% of all claimed charges but have been stonewalled. The most... Read more »
answered on Sep 27, 2018
You can search to see if a mechanic's lien has been filed on your property by searching in the land records division of the Court house where the property is located. There is a fee for copies. If the creditor makes an attempt to foreclose on the mechanics lien you should be notified by a summons.
I understand that in Oklahoma we would have to file a lawsuit to foreclose. If a judgment is granted in our favor as sellers, does the property have to be sold at auction or does that give us the right to retake possession?
answered on Mar 26, 2018
You are correct. A Contract for Deed is actually treated as a deed to the purchaser and a mortgage back to the seller. Because it gives the purchaser an interest in land the mortgage (contract for deed balance) would have to be foreclosed and sold at sheriff's sale. If it sells for more... Read more »
answered on Feb 17, 2018
Not if you didn't sign the note and mortgage. If suit is filed, or they harass you, You should consult an experienced Family Law Attorney, in your area, for help with this problem. Good luck.
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My parents owned a home in Oklahoma and abandoned it to live in Texas with my sister. They died in Texas without a will.
answered on Feb 6, 2018
Sorry for your loss.
You are not responsible for your parent's debts unless you cosigned. If there is a probate and there are assets, the creditors can only share in the proceeds from those assets. If there was a foreclosure in Oklahoma, in order for the creditor to have any claim... Read more »
I have paid the mortgage payments, but cannot get monies to satisfy creditors? I have an attorney, but the updates are not affordable. He passed in Oklahoma with no will. What happens now if we go to foreclosure? Or what can I do to stay out of foreclosure? I do not know why my attorney did not pay... Read more »
answered on Dec 31, 2017
I'm not sure that I understand your question. It sounds like the amount owed on the mortgage exceeds the value of the home. If this is the case there would be no proceeds from the sale to distribute to creditors or heirs. However, if you have made mortgage payments from your own funds and... Read more »
I moved into the property without the knowledge of it being deemed vacant and in foreclosure for 3 years. I also was under the impression that I was buying the house from the owner. Come to find out he cannot profit legally from this property without notifying the secondary debt collection company... Read more »
answered on Mar 23, 2017
If you intend to break your lease, you must normally do so in writing and allow the landlord the opportunity to correct the problem. If it appears you may be losing your residence and have already paid the rent for that month, you may consider filing a claim in small claims court for the money... Read more »
answered on Oct 12, 2016
It is best to be out of the home by the date of the Sheriff's sale. However, in Oklahoma you technically have until the date the Sheriff's sale is confirmed to be out of the house. The Confirmation of the Sale hearing is approximately 30 days from the sale date.
answered on Dec 23, 2013
Foreclosure can be a complicated area of the law, depending on your circumstances. You should use an attorney unless you (1) have a good understanding of the relevant statutes and regulations, and (2) have good legal research skills to find relevant case law. Unfortunately, this is not an area of... Read more »
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