The proceeds of insurance get prorated among all the people with claims, based on the amounts of the damages to each car. In all likelihood, there would not be enough funds for you to fully cover your claim, and you would then have to resort to your own collision coverage, if available.

Yes. He can testify to his opinion how the crash occurred at it is up to the judge to determine if he has proven the case against you beyond a reasonable doubt. You should get a lawyer because chances are you are looking at some points. Another option is to negotiate the ticket with the cop and try... View More

Not unusual for a summons to be served later.

If you saw another driver IN YOUR LANE then you took appropriate action in an emergency situation. If you have collision, it should cover your car damage and any damage to the house's yard. You have a duty to avoid an iminent crash, and can plead not guilty if they were in your lane.

Hit and run is when you are involved in a collision and there is damage to property or person. Sounds like you have no duty to report it. If you wish you can call up the police for the area where it happened. Make note of when you call. If they say no problem, then just say "thank you."

The insurance company is not generally sued. The defendant, upon being sued, presents papers to their insurance company. This is not an uncommon situation, where the total loss declaration could overrule the possibility of repair (this is governed by state law - a Pennsylvania attorney could advise... View More

No, it should not. The issue of overdue inspection does not absolve the other driver of blame for hitting your husband's car. Good luck

Tim Akpinar

Your attorney is correct that you are responsible for the bill.

There is no law requiring that. However if you want to help you can notify the officer handling it see if they need your input. At least you cared to consider this and that's good.

Litigation means just that. If you have been sued you need to turn it over to your insurance. If you have a suit, you have a lawyer --or should have--and should ask them.

There is no wage garnishment in Pennsylvania for this type of thing. Your insurance company should try to settle the entire case for the limits of your coverage in order to protect you. If they can't, they owe you a duty of defense and would have to hire a lawyer to defend you. The lawyer... View More

No--the responsibility is on the driver. However, if you were injured in the crash you would want to report the incident, and would have a claim for your injuries and medical bills in excess of your other coverage. For medical bills resulting from the crash, you have to first initiate a claim with... View More

If your doctor recommends PTS therapy, the doctor visit and therapy would be covered under 1st party benefits.

if you had any physical injuries--stiffness, pain, etc--tell your doctor so it's on the record.

You have a claim you can make but first get the medical rolling.... View More

Plead not guilty. You were faced with a sudden emergency, had no choice.

You wren't really choosing to drive over the divided--you were forced to.

It very well could be. However, you would need an independent expert to offer an opinion that these conditions existed at the time of the inspection, were within the scope of work undertaken by the initial inspector, and ought to have been discovered.

Any vehicle insurance--school bus or otherwise--has the obligation to pay for the market value of your car. If that is less than the loan balance, that is not their issue. So yes, through no fault of your own you can end up owning money on a set of wheels you no longer own!

You can check... View More

It is their option. If you were hurt in the wreck you have a claim. Feel free to call me. Problem is they don't have to fix it. You can't go by Kelly Blue book but ask for the "valuation sheet." That says how they got to the price.

You didn't say why he has the plate. Did you make a copy of everything? Contact PennDot and see what they say. You need to ask them to cancel the registration.

He doesn't have to notarize himself if you give him the car and sign it over and he accepts. However you need to... View More

This is a major problem. Contact your legislator, AAA, others --the law has to be changed. The question is what the towing company is charging. I don't have a clear, clean answer for this. However, if the person was found and is charged with the crime you may have access via the crime... View More

It's called a learners permit not a license and that means that you must have someone over 21 who has a current license sit in the front passenger seat at all times while you are driving (over 18 if they are a spouse or--makes no sense--a parent.)