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South Carolina Insurance Bad Faith Questions & Answers
1 Answer | Asked in Insurance Bad Faith and Insurance Defense for South Carolina on
Q: Overview. We use State Farm for auto insurance. Got into car accident. State Farm determined car to be a total loss.

State Farm determined value of car. A State Farm claim rep called me and send they are emailing documents that need signatures (limited POA). I have not signed any documents yet. Despite this, the State Farm claim rep has already paid the financier (lien holder) without our knowledge. Irregardless... View More

Roy Willey
Roy Willey
answered on Sep 7, 2024

She should not take any actions on your behalf without your consent. It is not clear to me if this was a single car accident or if someone else was involved? But that can also have implications.

1 Answer | Asked in Consumer Law, Small Claims, Insurance Bad Faith and Insurance Defense for South Carolina on
Q: Roof co DENY busting pipe that flooded house AFTER incident was witnessed, acknowledged &flood repairs complete by insur

Roof company manager onsite when incident occurred. Told homeowner not to worry bcuz His roof company has insurance for incidents like this. Roofer threw shingle down into backyard that hit pipe attached to back of kitchen wall. Pipe bust from shingle resultin to house floodin. Roofer called... View More

Tim Akpinar
Tim Akpinar
answered on Jul 10, 2024

A South Carolina attorney could advise best, but your question remains open for two weeks. Final check should identify the claimant it is payable to - it sounds like you have more than one claim going on here, between water damage from pipe and roof damage from hail. Ask the carrier. In terms of a... View More

1 Answer | Asked in Insurance Bad Faith, Insurance Defense and Traffic Tickets for South Carolina on
Q: Can an insurance company deny my wife insurance because of my driving record?

My license is suspended, Nobody wants to insure my wife

Tim Akpinar
Tim Akpinar
answered on Feb 25, 2024

A South Carolina attorney could advise best, but your question is remains open for four weeks. One option might be to check with the South Carolina Dept of Insurance, as well as entities that oversee consumer rights. Good luck

1 Answer | Asked in Insurance Bad Faith and Insurance Defense for South Carolina on
Q: I am looking for an attorney that handles insurance non payment from my employer and my employer not handling my case

My employer has not handled my paper work in a timely manor which is causing me issues with pay and insurance for short term and medical payments. Going to lose all of my benefits due to neglance on my employer! Life ins included! Can never get them to talk to me always answering machine ! I... View More

Tim Akpinar
Tim Akpinar
answered on May 30, 2023

A South Carolina attorney could advise best, but your question remains open for two weeks. You can find attorneys who handle such insurance matters. But if it's a large reputable insurance company with a customer service department, you could first reach out to them. Good luck

1 Answer | Asked in Insurance Bad Faith for South Carolina on
Q: I had a insurance policy on my ex husband for 50,000 it was a family policy thou . he was n car accident n passed away

Liberty life was ins company the ins man was out at my house 4 days later with a check. For. 50,000For me .n had me sign a paper. it was suppose to double cause of a accident. He aurged with me. That it wasnt a family policy. It was thou . i wrote letters to main office to the chief supervisor n... View More

Roy Willey
Roy Willey
answered on Dec 27, 2022

If your coverage applied for the underlying policy, it is likely that it applied for all provisions not just some. However, you need to have an attorney review the full policy, and any correspondence from the insurance company.

1 Answer | Asked in Insurance Bad Faith and Insurance Defense for South Carolina on
Q: Should I reach out to a lawyer? Mother had life insurance but she unalived herself. They are requesting police report.
Roy Willey
Roy Willey
answered on Dec 20, 2022

So sorry to hear about your mother. Yes, you should reach out to a lawyer to review the life insurance contract.

2 Answers | Asked in Car Accidents and Insurance Bad Faith for South Carolina on
Q: I’m being sued because of a traffic accident (7/27/21). My insurance company said that my insurance isn’t sufficient.

What can I do? I just received the notice a few days ago

Carole Jean Hayes
Carole Jean Hayes
answered on Aug 16, 2022

Ask your insurance agent, or if there has been a defense attorney assigned to you by your insurance company, ask that attorney what that means. Your insurance company is going to provide an attorney for you at no extra charge to frfff we no a possible lawsuit. It sounds like you may not have enough... View More

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1 Answer | Asked in Car Accidents and Insurance Bad Faith for South Carolina on
Q: I got into a accident in my boss vehicle, it was a two way and I yielded improperly which resulted in a accident?

When the accident happen, my boss and I check to make sure nobody was hurt. We waited until firefighters arrived and we proceeded to give my licenses and his insurance cards. According to the state trooper my boss didn’t have insurance. Which my boss gasped and didn’t know why. He immediately... View More

Tim Akpinar
Tim Akpinar
answered on Apr 10, 2022

A South Carolina attorney could advise best, but your question remains open for three weeks. I'm sorry about your accident; I hope you are okay. In terms of liability, the other vehicle could choose to pursue recovery through their uninsured motorist protection - but that could be up to them.... View More

1 Answer | Asked in Car Accidents and Insurance Bad Faith for South Carolina on
Q: If two people own a car does it matter who files the sr22 insurance

Me and my wife was in an car accident uninsured she was driving we both on title and registration the DMV won't accept our sr22 cause it's not in my name

Jeffrey David Morris
Jeffrey David Morris
answered on May 20, 2021

The answer depends. In South Carolina, an insured is any named insured and in home resident relative unless that relative is a named excluded driver on the policy, but of course other rules apply at that time. You should consult an attorney who handles auto accident litigation.... View More

1 Answer | Asked in Car Accidents, Insurance Bad Faith and Personal Injury for South Carolina on
Q: In an accident, tboned a lady who pulled out. Her company accepted 100%> liable. Broken ribs, neck back tissue damage an

A sprained right arm. 25/50/25 in south Carolina car was totaled out . Any settlement suggestions haven't even had PT yet and they accept liability

Taylor Silver
Taylor Silver
answered on Jun 14, 2020

Before you settle your claim, I highly suggest you at least have a brief consultation with a local attorney. Most should be willing to give you advice on an hourly basis if you want to try and handle settlement negotiations on your own (although, I don't recommend that generally).... View More

1 Answer | Asked in Car Accidents and Insurance Bad Faith for South Carolina on
Q: When I file a complaint in the court of common pleas in SC, how long after do I have to wait to send my interrogatories?

I had to file a lawsuit against two drivers that collided with eachother. I was at the red light when they hit each other and ended up hitting my car. Both of their insurance companies are disagreeing on the liability so my car is a total loss and has not been replaced and my medical bills are... View More

Carole Jean Hayes
Carole Jean Hayes
answered on Apr 27, 2020

Some people actually send the discovery requests with the complaint when it gets served. I would suggest waiting until they file an answer, wherein they will probably deny everything, and then send the interrogatories, request for production of documents and anything else you might want to send... View More

1 Answer | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for South Carolina on
Q: What to do after insurance canceled policy after accident?

After my brother was killed in a motorcycle accident, his insurance notified me that his policy had been canceled. They told me there was insufficient funds in his bank account to make the initial payment and I would not be able to reinstate the policy. When I called the bank, there was no evidence... View More

Peter N. Munsing
Peter N. Munsing
answered on Jul 16, 2016

It's not clear--if it's cancelled after that doesn't matter--it sticks as of the time of the crash. They can cancel the minute later and there is still coverage.If someone else was involved or it was a bike issue, then you need to speak with a member of the South Carolina Trial... View More

1 Answer | Asked in Insurance Bad Faith for South Carolina on
Q: Insurance company is denying testing and pharmacy benefits for invalid reasons. Bad faith case?

They are denying an MRI and stating the reason as being that I've already had one (I haven't). This has been going on for 3 months. For the last month they have denied me my pharmacy benefits for no reason, and after 26 calls and TEN HOURS on the phone with them, they still haven't... View More

Adam Studnicki
Adam Studnicki
answered on Jul 18, 2015

It could be bad faith. Contact a local insurance bad faith lawyer for a free consultation.

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