I had on time payments on all of my accounts even when i filed bankruptcy. Once it was officially filed all 14 accounts were reported as negative marks as being banktruptcy.
When i have previously filed bankruptcy this never happened. One of the accounts is my car loan that I still make... View More 
answered on May 5, 2022
Generally, the credit bureaus just publish comments about your accounts submitted by those creditors who subscribe to any of the credit bureau's service. The credit bureau itself doesn't generate comments about particular accounts, although the bureaus may have picked up your bankruptcy... View More
My partner has a SBA loan from 2019. Will it become my debt after we get married?
answered on Jan 24, 2022
On those simple facts, no. You marry the partner, not his/her premarital debts. You would only become liable for the debt if you consented, e.g., by assuming the obligation with a writing signed by you for some new consideration.
But, if, for instance, you somehow participated in your... View More
answered on Jan 14, 2022
This is not a bankruptcy question. This is a State Court matter, unless Federal Court, and you need to speak to someone in your State. This is because they (Plaintiff) may need to do an Alias Summons.
I was supposed to pay 2 payments and haven't been able to. I am filling bankruptcy and included the seller. Can he come and get her like he is threatening to do?
answered on Sep 25, 2021
No. Not if you’ve actually filed bankruptcy. Until you file, yes.
Ditech bought my loan. They were given all of my escrow in early September that was due in November. I didn’t know Ditech never paid my taxes or insurance until I received a notic that my house was going to be auctioned off. I had to prove to Ditech that it was their responsibility to pay it.... View More
This is a question for a family memwber not myself. Bankruptcy is due to a debt from a failed sole proprietor business, they no longer have a bank account into heir name due to business and those accounts being closed, due to debts they are unsure if they will be able to get an account at Bank or... View More
answered on Jun 30, 2021
That can cause a lot of mess and confusion for your spouse in her bankruptcy.
Do you want to do this? I suggest that you do the responsible adult thing and GET YOUR OWN BANK ACCOUNT!
Mortgage was refinanced over two years ago, petitioner was not on the refinanced loan, but was never taken off deed to house. A quitclaim deed was filed in February 2021. Due to it not being done when the refinance took place. Will that cause potential problems when filing a Chapter 7,... View More
answered on Jun 29, 2021
Yes. You need to contact your bankruptcy attorney immediately!
I was paid unemployment (California) based on $3,000 out of $38,000 in wages, against CARES Act calculation of unemployment for pandemic effected workers, and received only $87/week instead of $369, which disqualified me for extra $300/week in federal assistance.
As of Jan 31, 2020, I was... View More
answered on Feb 15, 2021
Give the reporting agency copies of your extensions and challenge the late reports on your credit report. That should be sufficient to correct it.
I have a question about liens. My ex-wife has a lien on my home for half of the equity of the home. My current spouse and I are on the current mortgage. I was hospitalized and accumulated a lot of debt from that hospitalization and there are two other leins on my home from a credit card judgement,... View More
answered on Jan 20, 2021
Yes. The liens can also be avoided under certain circumstances. Discuss with your bankruptcy Atty as to the best course of action.
I am not on the mortgage but I am on the deed for the house. will that effect my spouse at all?
answered on Jan 1, 2021
No, not unless you have a lot of equity or she stops paying the mortgage.
answered on Dec 1, 2020
I don't know! You live in Utah and things are done differently there! LOL
Please go see a divorce lawyer ASAP. Most good family lawyers will hear you out in the first sitting. Here in Florida (and in Texas and Oklahoma) the court can award temporary alimony, child support and... View More
My ex husband has never paid the marital equalization payment that became a judgement. I have a lien on the home but now he has filed a chapter 13, in it he claims that he owes me roughly 13,000 less than he owes me. should i file a claim in the bankruptcy court? the trustee warned me about going... View More
answered on Apr 28, 2020
The amounts he owes you, whatever they are, is a domestic support obligation and not dischargeable in bankruptcy. However, you should hire an attorney and file a proof of claim for the actual amount he owes, not the amount he claims he owes. That will help you get your money faster.
Got a letter from IRS they want to give us the $7500 back because of the current situation will we have to give it to the trustee
answered on Apr 17, 2020
Yes, unless you have sufficient exemptions left to protect it.
Haven't had the creditors meeting yet
answered on Apr 7, 2020
Most likely, yes, unless there was some sort of fraud or dishonesty involved.
If so am I able to touch it while doing bankrupty ( for car, house downpayment and to PAY for bankrupt)
I was in a slip and fall incident. I am getting a Pain and Suffering lawsuit settlement of 21000. Will this be exempt from being touched in a chapter 7 bankrupty in utah
answered on Feb 27, 2020
Consult a local attorney regarding the possible state or federal exemptions for your lawsuit.
If it was discharged how do I make sure that debt is paid back to me?
answered on Sep 25, 2019
Not if it is in the nature of support and maintenance. If I’d is discharged go back into your divorce case and make a motion to hold him in contempt.
I did not know about a medical bill until today. My chapter 7 bankruptcy was discharged about 5 years ago. I listed all known bills when I filed. Do I have to pay the bill?
answered on Aug 29, 2019
If it was not listed in the bankruptcy, you will either have to pay it or reopen your bankruptcy and add it as a debt that should have been discharged.
Has no savings and most of his SS is going to rent, insurance, food, and medicine. He's 70 years old. We are worried he's going to get sued and he won't be able to pay.
answered on May 29, 2019
Consult a local bankruptcy attorney to see if he qualifies for Chapter7. That could solve all of his problems.
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