Defaulted on a bank line of credit. They won a judgement. They are trying to collect in court but they sold the debt to a collection company. Is it legal to double dip?
answered on Aug 10, 2021
Selling a judgment is not double dipping. During a post judgment proceeding you will be entitled to a credit for payments you made toward the judgment. From your question it does not appear that you have made any such payments. By selling the judgment the judgment creditor has simply transferred... View More 
I won my case for selling a car with a vehicle sales agreement. The other party did not show. I see lots of things on the docket that I am not sure about. Due Date , satisfied, 851- Judgement, what do these headings mean?
answered on Jun 30, 2021
You should reference 735 ILCS 5/2-1401 for post judgment proceedings. Make sure that your order is final and appealable, meaning that it resolves all claims brought against all parties in the action. Assuming that to be the case, you will likely want to file a citation to discover assets, a... View More
I am trying to trade in a vehicle that is completely paid off. There is a memorandum of judgement for old credit card debt against me. This debt is only in my name, but the car is owned by both my wife and I. If I apply for a duplicate title, will the state stop the issuance of the title to me? Can... View More
answered on Dec 9, 2020
Unless there is a judgment lien against the vehicle, it should not affect your transfer snd sale of the vehicle.
They have never before this point tried to collect on it they have even sent me letters over the years trying to get me to come get another car thru them I dont have the money to pay them me and my husband dont make that much and we have three kids
answered on Nov 5, 2020
State statutes have provisions by which judgments can be revived. You do not identify if the action is pending in Wisconsin or Illinois. Regardless, I would strongly recommend that you have a consultation with an attorney whose practice is concentrated in consumer law, to review whether the... View More
If I can sue for the back child support what information do I need to do so?
answered on Sep 30, 2020
No. That money was for your mother to help her financially. It was not and never will be your money. But if there is a back child support order, your mother can sue him for it.
I was recently hired by Illinois State University as a parking officer. I received a letter saying I have 30 days from date of hire to join or opt out. However the University contract with the union states they will withhold “fair share” payments from wages regardless of membership. The issue... View More
answered on Jul 31, 2020
Yes. If your salary was negotiated by a union, you have to pay "shop dues" or some other such fee as if you were in the union. So, since you have to pay dues anyway, you should probably join, then you get the benefit of having someone in your corner if there is a problem, such as you... View More
They sent me mail June of 2019 saying I should pay where I said what are the next steps, then I did not hear from them again till 2 months ago where the officer said he put my papers in the wrong file. I honestly forgot about it and would have paid if they contacted me again but I didn't hear... View More
answered on Apr 21, 2020
Possessing a fake ID is a felony offense in Illinois. They do not have to prove that you bought it, just that it is fake and you possessed it. I suggest calling them and explaining to them, that you would have paid it if you heard back and that you are willing to pay the original fine amount.
A collection group had a officer come to my door and serve me a alias summons (did not sign for it though) for a charged off credit card debt. I've been out of work for a long time and have simply run out of money (getting help from family and friends). Since I can't afford to pay the... View More
answered on Mar 16, 2020
You should not ignore the summons, because if you do not appear, a judgment can be entered against you. If you are unemployed you may qualify for free legal services. You should contact Legal Aid Chicago, (312) 341-1070 or Chicago Volunteer Legal Services, 312-332-1624. Both are located in downtown... View More
I have a judgement against me in a civil suit for credit card debt. They just filed for a Memorandum of Judgement. What does this do for the case going forward?
answered on Mar 9, 2020
They’re asking to court to grant the judgment because there are no material facts in dispute.
Married, Live in IL, self employed for apx $35k/yr. Part time about $150/wk. Main income comes via 1099 contract work. Part time is a traditional paycheck. Business is service based with no assets and is handled as a disregarded entity for taxes. All debts are in my name only. We own a house that... View More
answered on Feb 24, 2020
Check the Illinois exemptions and you can determine how much allowance you have for each category. After your exemptions are used, whatever is left over is non-exempt and can be taken.
answered on Sep 2, 2019
You're correct; they should be able to handle it. If there are unresolved and disputed issues as to the merits of the collection claim, a landlord-tenant attorney would have more insight than other types of attorneys who handle solely general collection matters. Good luck
Tim Akpinar
We live in Illinois, and my question is how do we begin the process of obtaining a work permit and a green card.
Also I have an account in collection will that affect anything?
Thank you so much in advance!
answered on Aug 30, 2019
A J1 visa holder can get married to a US citizen, but there are special rules attached to the J visa, as to whether you can adjust status to get your green card, after marrying your girlfriend. It is best to discuss your options with counsel in a phone consultation.
ok i have old balance since 2012 debt with protofollio recovery,i got garnished where lawyer fees and 75$ garnishment fee included so its exceded 15% of my pay check,yet after 7 month of garnishment i got fired,then after a year this protofolio recovery wants to start again with the same balance... View More
answered on May 9, 2019
This question (or rather, these questions) are to complex and convoluted for anyone to make sense out of. I suggest you get someone to help you compose a legible explanation in chronological order, eliminating unnecessary commentary and then post it as a new question(s).
I have sent my own legal letter and disputed claim. The municipal has a law firm after me. I don't work. I am disabled.
answered on Nov 5, 2018
Law Firm after you? I think you mean the matter has been sent to collections, which means you likely missed your opportunity to dispute the ticket. I suggest contacting the Law Firm and seeing what can be done.
Will I be able to collect or sue for unpaid child support?
answered on Sep 10, 2018
Regardless of whether your ex buys or sells property, you state you have "unpaid child support." You are entitled to this unpaid child support now.
Let me suggest you contact, the Illinois' Division of Child Support Services, they will pursue several remedies on your behalf.... View More
My husband has a lot of medical debt and when we divorced I was going to file bankruptcy to avoid being held liable for his medical debt, but did not. He has since gotten remarried. By Illinois law, since I was married to him when the debt occurred, can the collectors still come after me? Or has it... View More
answered on Jul 18, 2018
A collector of medical bills incurred during a marriage can typically go after the people who were married to each other when the bills were incurred, not a later spouse. You should be able to discharge them in bankruptcy. On the other hand, which of you is supposed to pay those debts should have... View More
I received 14 red light violations between 2014-2015; however I never received notice of the tickets via mail or phone. Last year (Feb 2017), I received a call from a collection agency stating that my license are suspended and that I would have to pay $2800 dollars to clear the debt. I called the... View More
answered on Jan 23, 2018
First, call the cities that issued the citations and ask what they can do. Let them know you are sorry and want to see what you can do to waive some of the late fees. It's a stretch but worth asking. Next, try getting on a payment plan with the collection agency. MAKE SURE YOU VERIFY THAT... View More
Taking money out my check and i paid of my debt already they did not notify and my son's mother told them not to do it because its. Paid for. And i take care of my son need help they even put this on my credit report
answered on Dec 3, 2017
Usually child support is based on court orders.
If the child is of age and there is no current support and all prior amounts have been paid there should be nothing further to do.
Obviously, this needs to be checked to make sure everything is correct.
do I just write them a letter? is there a timetable/should i set a deadline?
answered on Oct 25, 2017
If you are engaging, or have engaged in a real estate transaction, you should be represented by an attorney. The fees are minimal and the benefits can be immense. All of your questions regarding the transaction should be directed to your attorney who will calculate the proration and resolve this... View More
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