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Arizona Insurance Bad Faith Questions & Answers
1 Answer | Asked in Insurance Bad Faith for Arizona on
Q: Can I get help dealing with State Farm Auto Insurance over an inflated accident apprasal by Kaizen?

I scratched my car in a "my fault" parking accident. No injury only minor damage to both cars. Other car was fixed. State farm said my car was total loss. Then not totaled, then it was totaled again, Finally not totaled. I have my car. State Farm agreed to fix my car per an... View More

Tim Akpinar
Tim Akpinar
answered on Apr 27, 2024

An Arizona attorney could advise best, but your question remains open for a week. Attorneys may want to know what happened to make State Farm vacillate back and forth in its total loss declaration. Attorneys may also have questions about how scratching a car resulted in a total loss declaration. If... View More

1 Answer | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Arizona on
Q: how and or when are the revised statues to be implemented in a situation?

i was recently in a car accident in az . ended up running through a red light and the other guy was making a left hand turn at the same time. although i believe if i didnt have to slam on the breaks i would have made the light even though i should have probably slowed down and stopped i am not... View More

Tim Akpinar
Tim Akpinar
answered on May 26, 2024

An Arizona attorney could advise best, but your question remains open for two weeks. Until you are able to consult with a local attorney on V&TLs, the statute should be continuously enforced if it became law. Good luck

1 Answer | Asked in Insurance Bad Faith for Arizona on
Q: My car insurance rate went up almost 70% at the policy renewal. Was that legal? No new claims or violations on record.

I had the insurance for a year, without any traffic violations or accidents to claim. No changes were made to the policy coverage either.

Tim Akpinar
Tim Akpinar
answered on Dec 17, 2023

An Arizona attorney could advise best, but your question remains open for a week. First you could ask the carrier what the reason for the drastic hike is. You could also check with your state's departments of insurance, consumer affairs, or other applicable public agencies that oversee... View More

1 Answer | Asked in Insurance Bad Faith and Workers' Compensation for Arizona on
Q: I have a wc claim in process but the insurance offered me $3,000 dollars but I refuse.i need an attorney to represent me
Joel Friedman
Joel Friedman
answered on Nov 6, 2023

Your question does not have enough information for an attorney to decide if they can help you with your workers' compensation case. I suggest you contact a lawyer directly so you can explain what your claim is about and why you think $3000 is not enough for your case.

1 Answer | Asked in Contracts and Insurance Bad Faith for Arizona on
Q: does current Arizona law require uninsured-insurance cover: no physical contact, unidentifed motorist, vehicle damage

as in Lowing v. Allstate Ins. Co. AND covering lost wages

T. Augustus Claus
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answered on Aug 7, 2023

Arizona requires drivers to have minimum liability insurance coverage but does not require uninsured motorist coverage for property damage. However, requirements and regulations can change, and insurance policies can vary.

1 Answer | Asked in Business Formation, Business Law, Contracts and Insurance Bad Faith for Arizona on
Q: Do I have a good small claims court case?

I took over a business in Sept 2022, 6/7 mos later I gave the business back to the OG owner as it wasn’t a fit. Oct 22 I did work for a customer, charged him appropriately. In feb 23 I receive a chargeback for “unaware of pmt” to my business act for those services. This causes a whole lot of... View More

Tim Akpinar
Tim Akpinar
answered on Jul 28, 2023

An Arizona attorney could advise best, but your question remains open for two weeks. Before taking action, it could be advisable to first check with the card, financial institution, etc. to see what their policy and your options are in terms of recourses with chargebacks. Good luck

1 Answer | Asked in Insurance Bad Faith, Insurance Defense and Traffic Tickets for Arizona on
Q: Sold my vehicle last year(I have bill of sale)& buyer never registered it & acrewed 3 no insurance tickets in the it.

I since have had my license suspended and an sr-22 put on me because of the buyers failure to transfer the title in their name or register it. Why do I have to pay for their mistakes.

Maurice Mandel II
Maurice Mandel II
answered on Jul 8, 2023

Not 100% sure of AZ law, but in CA, on sale, the seller sends a notice of transfer to the DMV in order to give notice of the sale of the vehicle. I recommend you contact several attorneys in your area that practice this type of law, as soon as possible. Thank you for using Justia ask a lawyer.

1 Answer | Asked in Insurance Bad Faith for Arizona on
Q: Can someone with power of attorney change a beneficiary for their own personal gain. Annuity on a life insurance policy
Tim Akpinar
Tim Akpinar
answered on Jun 2, 2023

An Arizona attorney could advise best, but your question remains open for four weeks. It's possible such conduct could amount to a conflict, but an attorney would likely want to review the matter in detail to offer definitive input. Good luck

1 Answer | Asked in Insurance Bad Faith and Consumer Law for Arizona on
Q: Auto Insurance is cancelling policy for a rate increase due to accounting error and failed to notify customer

My automobile insurance company randomly increased my rates mid-contract when I paid in full at the beginning of the policy. The cause of rate increase was an accounting error on one of my discounts and they discontinued the discount 2023. This happened in Jan 2023. They sent me an email notice of... View More

Tim Akpinar
Tim Akpinar
answered on Apr 23, 2023

An Arizona attorney could advise best, but your question remains open for three weeks. Nationwide, consumer rights matters involving insurance are usually overseen by state departments of insurance. Most states have such agencies. In your state, it looks like there is the Arizona Department of... View More

1 Answer | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Arizona on
Q: what should i do if i havent made a payment towards my car insurance and my car caught fire

my card on file was on auto pay, i received a new card and didnt notice the insurance hadnt been paid. i never received any form of notice informing me the payment was declined. resulting in the cancellation of my insurance.

John Michael Frick
John Michael Frick
answered on Jan 22, 2023

If your insurance was canceled due to nonpayment of the premium, you’re going to have to pay for the repairs or buy a new car out of pocket. I wouldn’t expect insurance to cover it.

2 Answers | Asked in Car Accidents, Insurance Bad Faith and Personal Injury for Arizona on
Q: I was in a motorvehicular accident in January and my claim is still open with no settlement offer/no end what can I do?

No updates in a timely manner. No one seems to care. My adjuster has changed 4 times. The vehicle still in shop with no contact from the shop. It’s been 10 months. I’m at a loss…

Randy Bryan Ligh
Randy Bryan Ligh
answered on Oct 5, 2022

If you have not hired an attorney, then that is the next step. Please do so immediately.

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1 Answer | Asked in Insurance Bad Faith, Divorce, Estate Planning and Probate for Arizona on
Q: My dad was staying in a hotel that his insurance company paid for while his house was being repaired but he just died.

Me and my sister are his heirs but my mom(divorced) is telling me that since the insurance company is rebuilding part of the house to keep it up to code, that they're actually going to charge for the repairs. Is that really true and what are mine and my sisters options? And does my mom have... View More

Tim Akpinar
Tim Akpinar
answered on Jul 18, 2022

An Arizona attorney could advise best, but your question remains open for two weeks. I'm very sorry about the loss of your father. Your question is a little bit complex and straddles a number of categories; I can only address the insurance-related ones. The insurance company's decision... View More

1 Answer | Asked in Health Care Law and Insurance Bad Faith for Arizona on
Q: What are our options if our health insurance denied a $28,000 air ambulance claim stating it was medically unnecessary?

In August 2021, my spouse was evaluated in our rural/local emergency room. It was determined he had Covid pneumonia and needed to be admitted but the hospital was full. A bed was found in a location 3 hours away. We have emergency helicopter insurance, so they were arranged for the transport.... View More

Tim Akpinar
Tim Akpinar
answered on Apr 25, 2022

An Arizona attorney could advise best, but your post remains open for three weeks. Given the $28,000 at stake, this is probably something on which you may want to consider seeking the guidance of an Arizona attorney. Health care claims can involve state-specific health, insurance, and consumer... View More

1 Answer | Asked in Car Accidents and Insurance Bad Faith for Arizona on
Q: What if I hit someone with my car and didn’t have insurance but they want me to pay way to much money

I don’t have insurance, they want me to pay 23,000 but they don’t know where to find me could I just not pay

Tim Akpinar
Tim Akpinar
answered on Mar 10, 2022

An Arizona attorney could advise best, but your question remains open for two weeks. Investigators can often find people nowadays through different sets of public and commercial records. It may be worth considering seeking some guidance on what your options are. It appears the matter is not in suit... View More

1 Answer | Asked in Car Accidents and Insurance Bad Faith for Arizona on
Q: How do I go about dealing with a car insurance company who closed my claim within first week after I showed them video

I showed them video footage proving other driver at fault. They have acted in bad faith and also conflict of interest

Tim Akpinar
Tim Akpinar
answered on Feb 20, 2022

An Arizona attorney could answer best, but your question remains open for two weeks. You could file suit, or you could retain an Arizona attorney to do so. Those are two primary options if you believe the matter won't be resolved by offering additional evidence. Your post does not mention... View More

Q: an accident that wasn't my fault my car was a total loss who gets position of the vehicle me or the insurance company.

I was involved in a car accident the car was a total loss and I was wondering if I got position in the car or does the insurance company get possession of the car also does the insurance company have the right to pay the finance company while at the time of the accident the car was not registered... View More

Tim Akpinar
Tim Akpinar
answered on Jan 22, 2022

An Arizona attorney could advise best, but your question remains open for two weeks, and you may be in a position where you need to remove the vehicle from storage. This appears to be something you might need to coordinate with the finance company if they hold a lien and possessory interest in the... View More

1 Answer | Asked in Consumer Law, Contracts and Insurance Bad Faith for Arizona on
Q: Does Arizona require dealers to have full insurance coverage on financed vehicles?

I know they will probably demand it but say they didn’t and the vehicle was totaled the first week and had no collision insurance. Is there a gap time or would the dealer be responsible for some of it

Nadine Sameer Deeb
Nadine Sameer Deeb
answered on Nov 15, 2021

A customer is required to have full coverage insurance on financed vehicles prior to departing the dealership with the vehicle on the day of purchase.

1 Answer | Asked in Insurance Bad Faith for Arizona on
Q: If ins. co. provides trans. to and from Dr. appts but they are a no show or are to late which require a rescheduling

sometimes the same day and still a no show. Then when they do provide trip to appt. they are 2hrs late on return pickup. Is this consider Insurance Bad Faith? Especially since my son has high function Asperger's but was unable to do these appt. alone because transportation was completely... View More

Tim Akpinar
Tim Akpinar
answered on May 7, 2021

An Arizona attorney could advise best, but your post remains open for four weeks. No, as a general matter, something like that is not generally considered bad faith, unless it was done with some kind of deliberate harmful motive. It could simply be difficult transportation arrangements. Bad faith... View More

1 Answer | Asked in Insurance Bad Faith, Insurance Defense and Products Liability for Arizona on
Q: What are my rights as a renter of a vehicle when i notice the companies self insurance is expired?
Peter N. Munsing
Peter N. Munsing
answered on Mar 6, 2021

you can turn in the rental--and may want to. If you have your own coverage, ask about it from your insurer. However, the big issue is property damage and if you paid for that you want to know you are covered.

1 Answer | Asked in Real Estate Law, Civil Litigation, Insurance Bad Faith and Insurance Defense for Arizona on
Q: I need help finding a lawyer to help me file a insurance claim for a apartment fire.
Tim Akpinar
Tim Akpinar
answered on Feb 5, 2021

An Arizona attorney could advise best, but your post remains open for two weeks. I'm sorry that happened to you. You could use the resources of this site (the Find-a-Lawyer tab above), you could run independent searches on your own, or you could look into whether the State Bar of Arizona has... View More

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