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Colorado Insurance Bad Faith Questions & Answers
2 Answers | Asked in Insurance Bad Faith for Colorado on
Q: Does a hospital have a legitimate lien if their claim was rejected by my health insurance because they waited too long?

I was treated in an emergency room for injuries from an accident that was the fault of the other driver. I provided my health insurance card at the time of my treatment. 3 months after treatment, the hospital made a claim against my auto insurance medpay, but after ~$2K of payment to the hospital... Read more »

Doug Allen
Doug Allen answered on Dec 17, 2019

Most likely the hospital will have a Lien on your settlement monies. It really depends on the specific laws of your state. Hospital lien laws are very powerful here in my state of Colorado. You would have to look at the hospital lien statute and laws governing that statute in your state.

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1 Answer | Asked in Civil Litigation and Insurance Bad Faith for Colorado on
Q: Can a structural engineer force their claims based policy to cover a claim retro, if they have stopped doing business?

Structural engineer who no longer is in business had a claims based policy which supposedly ends when they stop paying the policy premiums. Other contractors the insurance company will cover if they had insurance at the time of work. Is an insurer required to defend a suit after the policy... Read more »

Donald C Eby
Donald C Eby answered on Jul 22, 2019

The answer to your question will depend upon the language contained in your policy. It could be either.

1 Answer | Asked in Real Estate Law, Insurance Bad Faith and Insurance Defense for Colorado on
Q: Recourse for roof damage repair/replacement on a "duplex", where the other owner apparently has no damage?

My dad lives in Longmont. "Duplex" is probably not the correct term: it is a single building that contains two residences, each owned by a separate person. The area has an HOA. There was a hail storm a few months ago. A roofer and my dad's insurance (State Farm) adjuster confirmed he has roof... Read more »

John Kenneth Joyner
John Kenneth Joyner answered on Nov 2, 2018

You may be better off just having your dad's neighbor go straight to an attorney who specializes in first-party property insurance bad faith claims. That lawyer can get a better idea of the facts of the case and point them in the right direction. Often bad faith insurance litigation firms will... Read more »

1 Answer | Asked in Insurance Bad Faith and Real Estate Law for Colorado on
Q: What type of lawyer is needed to help fight a mechanics lien placed on your property
James Alan Greer
James Alan Greer answered on Jun 29, 2018

Dear Mechanic’s Lien Defendant: in reply to inquiring about the type of attorney, you should employ an attorney whom has experience in your local jurisdiction in construction litigation, more specifically one whom understands the nuances of filing a “Petition For Release Of Mechanic’s... Read more »

1 Answer | Asked in Insurance Bad Faith for Colorado on
Q: Fiance and I had insurance together and was told only 1 of us needed to carry uninsured motor insurance pER house hold.?

My fiance was killed. Uninsured claim paid out but went to his son, why didn't that come to me since we shared that Uninsured policy? And is it true in CO both people have to sign the rejection letter or just one?

Tristan Kenyon Schultz
Tristan Kenyon Schultz answered on Mar 22, 2017

Sharing a policy is not the same thing as listed beneficiaries. If the pay-out whet to the deceased's son, you likely were not listed as a beneficiary on the insurance.

If by rejection you mean a modification of beneficiaries, then only the deceased (when living) could modify...
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