Get free answers to your Insurance Bad Faith legal questions from lawyers in your area.
So I live with my grandmother. I’m 19 years old and moving out in august. She loves having control of everything! The thing is she has my insurance cards and refuses to give them to me. I’m going to need them when I move out. My college requires me to have my own insurance and I would like to... View More 
answered on Jul 7, 2021
One option might be to contact the insurance carrier to request duplicate cards. Good luck
Tim Akpinar
year 1968 participating $5,000 whole life policy. no dividends for last 15 years. Prior to that, div increased each year (to $96) then decreased in the next 4 yrs to zero; for 12 yrs $0 , however cash value increased each yr ($3,900 currently and increases a small amount each yr), no loans ,... View More
answered on May 31, 2021
I'd recommend looking into New York's State's Unclaimed Funds registry, which can be found by clicking on this link:
https://www.osc.state.ny.us/unclaimed-funds
If you're entitled to funds that are unclaimed, they might be held by the State in escrow.
Good luck with your case!
My father's bank refuses to pay me by telling me that my father did not contributed the last months before his death without giving me any official paper or proof. My father contributed to this insurance for more than 30 years and it's a shame not to get any penny..
answered on May 9, 2021
I'm sorry for your ordeal that makes a difficult situation even more painful. It appears you've already requested records. It's difficult to offer step-by-step instructions here, as the next step could possibly require litigating the claim, depending on the situation. Reach out to... View More
answered on Nov 12, 2020
There is a resource on the case here on the Justia site. Enter the following page link in your browser:
https://law.justia.com/cases/north-carolina/court-of-appeals/1987/8715sc224-1.html
Good luck
Tim Akpinar
We Filed a couple of homeowners claims several years back and they kept exorbitantly upping our premiums year after year Annually I would call them and ask what could be done to better our rates. They offered nothing. our Renewal policies came in through the roof For oct 2020 so we decided to... View More
answered on Sep 29, 2020
Multiple claims could cause a significant rise in premiums. In terms of the other matter, you may need to review the file with an attorney in terms of the basis for the retroactive assessment - whether stemming from representations upon which their underwriters assessed the risk. Based on the... View More
They declined covering me each and every time i need medical service claiming all are preexisting conditions without adequate proof?
answered on Jul 2, 2020
I'm sorry that your procedures were denied. There wasn't a question, but a starting point for your situation could be to start contacting attorneys who handle health insurance claim disputes. Depending on the policy, there could be provisions for appeals. Good luck
Tim Akpinar
My bathroom ceiling is dripping meriatic acid due to an upstairs neighbor pouring it down the drains. The entire apartment filled with smoke due to the chemical reaction when in contact with metal. What is the protocol for a situation like this? Is it the landlords responsibility to provide us with... View More
answered on May 13, 2020
Your landlord should fix the issue. Your first step should be to let your landlord know so they can fix it.
My wife's condition is dire. She is in near constant pain and takes a lot of morphine. Novavirus restrictions have added to the anxiety. The insurance company has to make an exception in her case. Can you help?
answered on Apr 20, 2020
If you qualify for Medicaid, you can apply for that. You can also sign up for Obamacare exchange coverage at New York State of Health. But you are going to have to pay.
answered on Dec 7, 2018
Bad faith law is governed by state law. Depending on your jurisdiction there may be avenues to pursue through the state or ultimately through litigation. Many insurance lawyers will speak with you at no cost to give you some idea of your options and avenues to pursue.
answered on Oct 29, 2018
Third-party bad faith consists of actions on the part of someone else’s insurance carrier. It is distinguished from first-party bad faith, where the conduct involves someone’s own insurance carrier.
Tim Akpinar
can I do?
answered on Sep 15, 2018
It isn’t stated what type of loss the non-reimbursement involves, or if non-payment involves a deductible. In some cases, when an insurance carrier issues a denial, it lists available options. These include litigation, arbitration, or complaint with the Department of Insurance. In other cases, a... View More
answered on Sep 4, 2018
If by approved you mean that there is a court order by a judge, the order could stipulate a time period for payment. If you mean settled, then it could depend on how quickly third-party liens (if applicable) are identified and lienholders (medical providers, government agencies that paid health... View More
My agent has now retired since. Now the agent assigned to me gives me a call and says the cost of insurance has gone up and there is going to be a change in my premium. I thought you paid 1 amount for whole life and that never changes. Why now after my first agent retires I get a call asking for... View More
answered on Aug 20, 2018
Your policy governs. Call the actual insurance company. Ask for the legal counsel's office.
me ...I have been paying homeowners on all and it has come to my attention that the agent did not put my name on the policies ...is she liable for not correcting this and can I get the money I paid in premiums on policies that she still kept in my fathers name for some reason reimbursed to me..I... View More
answered on Jul 24, 2018
I don't fully understand your situation, but if there was an underwriting mistake or omission, whether because of the agent or otherwise, as a result of which you are not an insured when you ought to have been an insured, you might have avenues to pursue.
Car insurance rep collecting the money but Insurance company says i have no insurance and owed money.
answered on Apr 27, 2018
Report it to the New York State Attorney General ASAP.
I already went under a procedure and I received no written notification of this nor was their any paperwork describing benefits or what happens after you leave the job. I had a verbal agreement (and some texts) with the manager saying I at least had a month but now I have a bill over $2,000. I... View More
answered on Feb 17, 2018
You have a claim against your employer. For $2000 it is small claims. You can bring it yourself.
Hubby says this rate will lock in forever.
He's 65 now
answered on Jul 18, 2017
Talk to a financial advisor. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney such as myself. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on... View More
answered on Jul 8, 2017
You can report insurance violations to the NY Dept of Insurance. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney such as myself. You can read more about me, my credentials, awards, honors, testimonials, and... View More
Geico informed my husband that once he submits his son paycheck with a new address, they will remove him. Now they are saying he resides to close to our address, what legal language is needed to have Geico car insurance remove him. He doesn't live with us since August 2016, he has NC drive... View More
answered on Mar 27, 2017
Review your situation and insurance contract with a lawyer. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/... View More
Ive called gieco to find out why this is and how i could have gotten car out of dealer if it wasnt full coverage,they havent got back to me
answered on Feb 4, 2017
Review your insurance documents and agreements, especially your declarations page and related payment receipts. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my law... View More
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