Letters were sent to both Insurance co. and mitagation co. about appliances (outside) being ruined and asked for replacement payment. Both denied responsibility. The mitagation co. wrote back stating that they are not responsible and turned it back to insurance co. The reason why I decided to take... Read more »
answered on Apr 22, 2022
I would have sued both of them in the same case, and if they wanted to blame each other -- let them. They are both responsible for what happened. As far as you're concerned, it does not matter how you allocate the loss.
Insurance company or water mitigation company who I hired? Water mitigation company wrapped up appliances and set them outside in backyard. However, insurance company never told me that I could have asked the mitagation company to put them into a storage locker while the repairs were done.... Read more »
answered on Apr 14, 2022
Both the mitigation company and the insurance company are responsible. The mitigation company because they should have known not to leave appliances wrapped in plastic in your backyard. Thus, they negligently caused the property damage. The insurance company has a duty under the insurance... Read more »
My business has gone down hill because I DO NOT HAVE TRANSPORTATION. I paid for the highest package and never received one ounce of what their contract stated. This is fraud and I need an attorney asap. I am in San Diego but my insurance agent is in Beverly Hills.
answered on Feb 2, 2022
I suspect there is more to the story, but basically you have probably have an insurance bad faith claim against the insurance company, not the agent. I would contact the adjuster and/or the adjuster's supervisor and find out why they have not settled your claim. Sometimes, the resolution of... Read more »
My Insurance Company breach our policy by refusing to thoroughly investigate Claims
answered on Jan 21, 2022
What is your question? If you are asking if you have a case, I would need the entire story. Failure to investigate, by itself does not make for a bad faith case. There has to be damages caused by the insurance company's unreasonable claims handling.
answered on Jan 11, 2022
There are way too many variables to be able to answer that question. However, if you are talking about an insurance claim, the insurance company has a duty to conduct a reasonable investigation and pay the undisputed amount. Therefore, settlement offers should be reasonably close to what the... Read more »
Can someone be convicted of rental insurance claim fraud (investigated and convicted) if the crime occured more than three years back? (Less than 10 years ago)
answered on Dec 20, 2021
The statute of limitation is actually four years. However, unless you have solid evidence, its unlikely that the authorities are going to take an interest in the case or investigate it.
Policy holder = Door Dash (door dasher was in route with food)
The question of who was at fault is not an issue. due to limited character space available, the following is not exhaustive.
(I believe) I have documented no less than 3 instances of bad faith practices, and potentially... Read more »
answered on Dec 17, 2021
There is no such thing as third party bad faith in California. The concept of bad faith only applies in first party situations in which your own insurance company unreasonably delayed, denied, or underpaid your claim. You would lose your small claims actions, and you would be forced to pay the... Read more »
So how do I fix this problem
answered on Nov 24, 2021
I'm going to need a lot more information to answer your question. Is it an auto claim? Whose policy are you on? Why are you on the wrong policy? Did the insurance company deny your claim? If so, what reason did the insurance company provide?
Formost insurance failed to provide assistance to me , an individual with disability, because I didn't have enough money to cover the towing, they first said $2000 out of pocket and then kept chang the number. In 4 instance. I was driving my RV from LA to san Francisco. I blow 3 tires, then... Read more »
answered on Nov 15, 2021
Its impossible to answer that question without looking at the insurance policy. However, if you are correct that the insurance company breached the insurance contract by not providing roadside assistance, they owe you the cost of the service (whatever you paid the other provider to fix your tires... Read more »
Anderson California our insurance denied the claim to .
answered on Oct 25, 2021
I would need more information to determine whether your insurer was justified in denying your claim. For starters, the insurer usually sends you a letter stating all of the reasons for its denial, and citing the applicable policy provisions. If there is some kind of exclusion that fits the facts... Read more »
my car was taken from home 60 days ago. august 15th. they have had my vehicle in their custody for 60 days while im paying cash daily for a car rental and they will not/have not returned my calls or emails since on or about 9/14. my insurance which is full coverage (making payments) is paid through... Read more »
answered on Oct 14, 2021
It depends. If the insurance company accepts the claim, and there is no dispute about the value of the vehicle, a few weeks at most.
If the insurance company suspects fraud and asks for your examination under oath, it could take several months, and the insurance company might eventually... Read more »
answered on Oct 13, 2021
Its impossible to answer that question without knowing more about what happened. Is it a settlement with your own insurer or a third party? Is there any way you can claim that you were fraudulently induced to sign the agreement? Was there a mutual mistake of fact that caused you to sign the... Read more »
period of an home insurance company ?
answered on Oct 12, 2021
Filing a complaint with the California Department of Insurance does not toll the contractual statute of limitations. However, the contractual statute of limitations is tolled during the time the claim is open. Therefore, the statute begins to run when the event triggering the claim occurs. It is... Read more »
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