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California Foreclosure Questions & Answers
1 Answer | Asked in Foreclosure and Real Estate Law for California on
Q: Can a HOA file foreclosure without notifying the homeowner?

I have not received any emails or mail notifying me of a notice. No one from the HOA office has called me back in over a week, and they have locked me out of my profile online and disabling me from making an online payment.

Ali Shahrestani,
Ali Shahrestani,
answered on Jul 25, 2017

What is their basis for doing so? More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney such as myself. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/... View More

1 Answer | Asked in Foreclosure, Real Estate Law and Probate for California on
Q: Complicated pobate situation.

Hi, I am buying a house that is in probate. Owner of house is passed away and wife is selling house as administrator of the estate. She is not on the title because they were married only a year before his passing. We of course have a time sensitive escrow and must close by July 26th or it will go... View More

Gerald Barry Dorfman
Gerald Barry Dorfman
answered on Jul 10, 2017

Your question may be confusing differing probate procedures for sales. If the administrator has the right authority, and the sale does not go through, you may be able to recover damages from the estate. You need a consultation with a probate/real estate attorney.

1 Answer | Asked in Estate Planning, Foreclosure and Probate for California on
Q: San Diego, CA, HUD Reverse Mortgage foreclosed at auction.

Military Lawyer confirmed estate under 100K didn't need probate. I'm the sole heir, 3 siblings, will distribute when process complete. Trustee says after the auction, their might be excess money available for the heirs. Trustee says "since there was no probate please submit the... View More

Bruce Adrian Last
Bruce Adrian Last
answered on Jun 23, 2017

San Antonio, TX:

I am a bit confused about the status of the heirs. You state that you are the sole heir, but have three siblings.

The form you want is called an "affidavit for collection of personal property." There are many examples online if you search for the form...
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1 Answer | Asked in Foreclosure, Real Estate Law, Banking and Landlord - Tenant for California on
Q: i'm a renter in Los Angeles the property is going into foreclosure but the owner is doing a short sale what r my rights

I'm a tenant in California the owner is trying to do a short sale before the property goes into foreclosure,I have been living here for over 6 years with my disabled father. The owners real estate agent advised me that they will make a offer to the bank for relocation assistance but advised me... View More

Ali Shahrestani,
Ali Shahrestani,
answered on Jun 10, 2017

Here are some useful links for you:

CA Tenant Rights: http://www.dca.ca.gov/publications/landlordbook/catenant.pdf

CA Evictions: http://www.dca.ca.gov/publications/landlordbook/evictions.shtml

Security Deposit issues: http://www.courts.ca.gov/1049.htm

Repairs and...
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1 Answer | Asked in Foreclosure, Collections, Landlord - Tenant and Probate for California on
Q: My Grandparents died. Their house sold and there's money to be dispersed but my mother died. How do I claim that?
Manuel Alzamora Juarez
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answered on May 22, 2017

YOU NEED TO FIND OUT IF YOU MOTHER HAD A WILL. IF SHE DID NOT AND YOU ARE THE ONLY SON, THEN YOU HAVE TO GET HER DEATH CERTIFICATE AND ASK THE PROBATE COURT TO APPOINT YOU HER ADMINISTRATOR. THEN, WITH THE COURT LETTERS YOU CONTACT THE BANK OR TITLE HOUSE THAT HAS YOUR MOTHER'S MONEY AND ASK... View More

1 Answer | Asked in Foreclosure and Real Estate Law for California on
Q: i bought half sharing from house owner which i'm renting it.

He filed foreclosure, and refused to sell it to me as a short sale. i had a paper indicated purchasing half share.what should i do to? how can i convince the bank to sell it to me as short sale? what are my rights in that case?

Ali Shahrestani,
Ali Shahrestani,
answered on May 22, 2017

Banks typically must approve short sales. It depends on the terms of your agreement with the owner, and whether you recorded any sale of the home in your name. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an... View More

1 Answer | Asked in Foreclosure for California on
Q: I've tried over a year to re-negotiate my mortgage - I give up, should I sue the bank before they foreclose on me?
Ali Shahrestani,
Ali Shahrestani,
answered on May 12, 2017

Sue them for what? Have a lawyer determine whether you have any basis for a lawsuit. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors,... View More

1 Answer | Asked in Foreclosure and Landlord - Tenant for California on
Q: I am renting a condo and the owner passed away. His mother is the executrix and did not pay the HOA dues.

The condo has a Non judicial foreclosure date of tomorrow but I have already paid Mays rent. What rights do I have as a tenant? How long will I be given to move out? I have been here 23 years.

Ali Shahrestani,
Ali Shahrestani,
answered on May 5, 2017

The new owner would be responsible to uphold any lease you signed.

See: http://www.aeesq.com/2011/02/18/renter-beware-northern-california-renters-rights-in-the-face-of-real-estate-fraud-and-investment-fraud/

By the way, the term executor is gender neutral. More details are...
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2 Answers | Asked in Foreclosure and Civil Litigation for California on
Q: I have a couple questions drafting a FAC.

I am a plaintiff pro per who filed a complaint and a preliminary injunction. There has been no answer filed yet. The court instructed me to amend my complaint. My question is when I amend do I have to underline/highlight the changes in the FAC? The changes are extensive. I also understand that I... View More

Ali Shahrestani,
Ali Shahrestani,
answered on May 4, 2017

You may be best off hiring an attorney to do this properly for you, as it sounds like you might be in over your head. If you can't afford a lawyer, spend time at your local law library. More details are necessary to provide a professional analysis of your issue. The best first step is an... View More

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1 Answer | Asked in Foreclosure, Real Estate Law, Civil Litigation and Probate for California on
Q: I need to stop or pauseSurplusFunds disbursement.What can i file at dwntwn LAcourt.Im heir too but Trustee didnt notify

To make things worse title to this house change illegally.Now my uncle open probate case for my grandma and he claiming the surplus funds.But grandmaNOT OWNER of this house.Im owner and I never gifted or transfer my house to my grandma.Thats a lie. So i dont know but i need to show judge theres... View More

Richard Samuel Price
Richard Samuel Price
answered on Apr 30, 2017

To challenge the ownership of the property, you'll have to file an 850 petition with the probate court for a determination of who is entitled to the proceeds from the sale of the property. Then you can make a claim for the proceeds. Contact an attorney for a full consultation.

1 Answer | Asked in Real Estate Law, Criminal Law, Foreclosure and Probate for California on
Q: How do i stop court from giving away Surplus Funds? I want court to know title change illegal. Its my house.

I never gave the house to my grandma. But i see a doc filed saying i transfer to her. I need help. Theres a deadline. What do i do first to stop or hold disbursement of funds. Court has surplus funds right now Looks like my uncle filed grandmas probate saying hes next of kin He also filed claim to... View More

Richard Samuel Price
Richard Samuel Price
answered on May 30, 2017

You can file an objection with the court to challenge the probate proceeding. Contact an attorney for a full consultation.

1 Answer | Asked in Real Estate Law, Bankruptcy and Foreclosure for California on
Q: my ex husband defaulted on a heloc loan on my property, nod issued, he is not returning phone calls, I need options plse

divorce court issued the heloc his responsibility, and primary residence mine. I do not want to lose my home.

Ali Shahrestani,
Ali Shahrestani,
answered on Mar 22, 2017

Did you two refinance the home so that only his name would be on the loan? If not, then you may have to file a cross-claim against him seeking indemnification if a lender sues you for a deficiency claim, see:... View More

1 Answer | Asked in Foreclosure for California on
Q: Right of previous foreclosed home owner to claim sale money above loan value that was due.

I went to foreclosure in California and my lender used his Power of Sale clause to auction off the house. The sell price went higher than the amount I did owe on the house and I am wondering if I have a right to the money above and beyond what was due on the house as previous owner before... View More

Ali Shahrestani,
Ali Shahrestani,
answered on Mar 6, 2017

Once the mortgage is foreclosed and the creditor take ownership of the property, that property belongs to them, and so does the money they make in selling it. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an... View More

1 Answer | Asked in Foreclosure for California on
Q: How to get an extension of time in District Court Southern California

I filed a lawsuit in United States District Court Southern California, defendants have responded with request for judicial notice in support of motion to dismiss. My suit is an unlawful foreclosure. Hearing date is March 17, 2017 Is there a form?

Ali Shahrestani,
Ali Shahrestani,
answered on Mar 3, 2017

It sounds like you want to file and serve a continuance. You would have to draft such a request yourself. Head to your local law library for resources. You have to inform the other party and properly serve them. If they stipulate to the continuance, make sure it's in writing, and then attach... View More

1 Answer | Asked in Criminal Law, Estate Planning, Foreclosure and Probate for California on
Q: Grandma passed 2yrs ago.Now im out of jail.House has new owner All is gone.Dont think she left a Will.Caretaker gone too

I cant really think.Im devastated but i cant just sit.I need answers.Who do i direct myself to?Grandma did have live-in caretaker,this woman is gone wont answer my calls.I feel aimless.Dont know where to begin.I never got notified about sale of house or where cars were going or our furniture or my... View More

Bruce Adrian Last
Bruce Adrian Last
answered on Feb 15, 2017

I am sorry to here of your troubles. You case is complex enough that you need to talk with a lawyer to see where you stand, but here is some information that may help you along.

Where to find probate information: If you grandmother had no will and no trust, and assuming the house was not...
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1 Answer | Asked in Foreclosure, Personal Injury, Real Estate Law and Elder Law for California on
Q: Violation Fannie Mae's Mandatory Lending Guide Policies...

If a mortgage and title company violate Fannie Mae's Mandatory Selling Guide and allow a person not allowed to act as an attorney in fact to sign closing loan documents under a power of attorney, is the loan and Deed valid and if it is can it be voided in court?

Peter N. Munsing
Peter N. Munsing
answered on Feb 12, 2017

Might be voidable but you need to talk to a consumer law specialist who is a member of CAOC or www.naca.net

1 Answer | Asked in Foreclosure for California on
Q: State of California. Can this home be foreclosed? Was told that Trust from estate had to be completed to foreclose on.

Home with mortgage owing left to children in parents estate. Estate settled but trust from that estate has not disperesed funds to complete and settle trust. Home is underwater. Appraisal does not cover loan due.

Ali Shahrestani,
Ali Shahrestani,
answered on Jan 31, 2017

Foreclosure is typically appropriate when the mortgage is in default for multiple months and all due notices have been recorded. Have a lawyer review the facts. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials,... View More

1 Answer | Asked in Foreclosure and Landlord - Tenant for California on
Q: what are my rights when the owner that i am renting is in foreclosure and already had two auction dates

landlord did not tell us about foreclosure issue. she stated she didn't have to. and to pay rent still . when we got notice in default in dec stated auction date is 12/07/16 mention it to her and said still pay rent she didn't have to explain to me about the issue still. she then... View More

Ali Shahrestani,
Ali Shahrestani,
answered on Jan 4, 2017

See: http://www.prometheuslaw.com/2011/02/18/renter-beware-northern-california-renters-rights-in-the-face-of-real-estate-fraud-and-investment-fraud/

The best first step is an Initial Consultation with an Attorney. You can read more about me on my law practice website. This answer does not...
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1 Answer | Asked in Foreclosure and Probate for California on
Q: How can I save my house from being auctioned?

My mom passed away, missed a couple of payments, mortgage company wouldn't accept payments, finally got the money for probate, house is to be auctioned, out of time, doesn't seem fair, need immediate help.

Richard Samuel Price
Richard Samuel Price
answered on Dec 3, 2016

You can file a petition for special administration in probate court to be appointed as the special administrator of your mother's estate. Then the mortgage company will deal with you as if you were her. Maybe then you can negotiate a delay in the foreclosure. Hire a probate attorney.

1 Answer | Asked in Real Estate Law and Foreclosure for California on
Q: What can I do to save my house?

I was divorced about 8 years ago. While married we had a 1st and 2nd mortgage. The 1st is with Bank of America and the 2nd is with bank of the west. After the divorce I took his name off title and my name is the only one on title. In order to save the house, I had to file chapter 13 to get rid of... View More

Ali Shahrestani,
Ali Shahrestani,
answered on Feb 7, 2017

Did you refinance the mortgage when you changed the title to your sole name? If not, that may be the problem if your husband's name is still on the mortgage with the 2nd bank. They might be trying to collect the loan from him and using the house as collateral. More details are necessary to... View More

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