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Kentucky Car Accidents Questions & Answers
1 Answer | Asked in Car Accidents, DUI / DWI, Consumer Law and Personal Injury for Kentucky on
Q: Can I receive compensation from a drunk driver for replacing my vehicle or other losses in Kentucky?

I was involved in a car accident with a drunk driver. Although I wasn't injured, my vehicle was totaled, and the insurance paid off my car loan after some dispute. There is a police report filed for the accident, but I am still dealing with the insurance company for correct information. Can I... View More

James L. Arrasmith
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James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 10, 2025

What you went through is painful, even if you weren’t physically hurt. Losing your vehicle and getting caught in back-and-forth with insurance can leave you feeling stuck and powerless. When someone chooses to drive drunk and causes an accident, it’s not just careless—it’s harmful, and you... View More

3 Answers | Asked in Car Accidents, Consumer Law and Personal Injury for Kentucky on
Q: How to deal with a cab company not providing information after an accident?

I was involved in a motor vehicle accident on April 30, 2024, with a non-emergency medical transport taxi. While one person at the cab company seemed willing to help and said they would look into the matter, another representative was rude and uncooperative, stating they couldn't assist me... View More

Timothy Denison
Timothy Denison
answered on May 9, 2025

If you file suit against the cab company for injuries, you can compel them to produce the information you seek through discovery.

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2 Answers | Asked in Divorce, Car Accidents, Personal Injury and Family Law for Kentucky on
Q: How to protect my claim to my husband's insurance settlement during separation in Kentucky.

I am separated from my husband, and we haven't involved any lawyers yet. My husband is waiting on an insurance settlement due to being side-swiped by another car, where the other driver was seeing him secretly. I've been told not to sign any divorce papers yet because Kentucky is a 50/50... View More

Timothy Denison
Timothy Denison
answered on May 7, 2025

You can contact the insurance company directly but the settlement is going to be marital property regardless ( with possible exception of pain and suffering)., so you don’t have to wait to file for divorce or anything like that. Your claim is preserved and will be adjudicated in your divorce... View More

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Q: How can I recover towing costs for my stolen car involved in a shooting, given the lack of communication from law enforcement?

I'm dealing with a situation where my car was stolen and subsequently involved in a shooting. I had to pay $300 in towing fees, as it was held under investigation. Two of the three individuals involved in the incident are juveniles, and I have received restitution letters for them. The... View More

Timothy Denison
Timothy Denison
answered on Apr 30, 2025

You can ask the court to make it part of their restitution.

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2 Answers | Asked in Bankruptcy, Car Accidents and Personal Injury for Kentucky on
Q: Will my personal injury settlement be taken in Chapter 7 bankruptcy in Kentucky?

I'm considering filing for Chapter 7 bankruptcy in Kentucky, but I'm concerned because I'm expecting a settlement payment from a personal injury lawsuit related to a car wreck. I haven't started the bankruptcy filing process yet, and I'm supposed to receive the settlement... View More

Nick Curtis Thompson
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Nick Curtis Thompson
answered on Apr 30, 2025

The personal injurdy lawsuit exemption allows you to keep a small settlement of up to about $31,575.00. However, if the settlement is large, 100,0000, and you get it after filing, it is subject to the Trustee taking the settlement and paying off the creditors with it. If you wait to file bankruptcy... View More

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1 Answer | Asked in Car Accidents, Consumer Law, Contracts and Insurance Defense for Kentucky on
Q: Insurance paid first lienholder, not second; what should I do?

My car was totaled in an accident caused by another driver, and it had two lienholders on the title. The first lienholder was paid by the other driver's insurance company, but instead of paying the secondary lienholder, the insurance company sent the money directly to me. I used the funds to... View More

Timothy Denison
Timothy Denison
answered on Feb 17, 2025

Contact the second lienholder and see if continued payments are acceptable. In any event, you are solely liable to the second lienholder as you used their secured funds to purchase the new automobile.

1 Answer | Asked in Car Accidents for Kentucky on
Q: If your car insurance lapsed yesterday and you have an accident today is there any lead way for coverage?

Also if you make your payment today does that matter?

Timothy Denison
Timothy Denison
answered on Jan 2, 2025

No. Not unless you had gap coverage on your policy which might provide coverage for the lapse.

1 Answer | Asked in Car Accidents for Kentucky on
Q: If I get sued for damages to a car but I can find the same quality fix cheaper can I use the mechanic I find?
Timothy Denison
Timothy Denison
answered on Dec 12, 2024

Generally, no, but you can provide a cheaper estimate.

1 Answer | Asked in Criminal Law, Personal Injury and Car Accidents for Kentucky on
Q: I need help/advice/information on how to report an uninsured driver that hit our vehicle and drove off.

In April this year I was a passenger in a taxi.Another driver was tailgating us, we slowed down to let them pass,then they sideswiped us and drove off.We chased them and I got pictures of the car and plate.We called the police but they never came on site.At this point I'm on my third law... View More

Timothy Denison
Timothy Denison
answered on Dec 11, 2024

Use the information you obtained on the hit and run driver to obtain ownership information on the car that hit you, then take that information to your local county attorney’s office and file a criminal complaint for leaving the scene of an accident.

1 Answer | Asked in Car Accidents, Personal Injury and Criminal Law for Kentucky on
Q: I need advice/information on where I can report an uninsured driver that hit and ran and caused injuries.

First, I will say that I am on my third law group for this accident and I know that the driver that hit and ran had no car insurance. Next, when I was in a cab in April this year a different driver side swiped us and drove off.I got pictures of the car and plate and the cab driver did call 911 but... View More

Anna Aleksander
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Anna Aleksander
answered on Dec 4, 2024

Persistence sometimes works. You may be able to research the driver by license plate number. If you have uninsured coverage you can let them handle that issue, as they will seek to recover what they paid from the driver at fault.

1 Answer | Asked in Car Accidents and Personal Injury for Kentucky on
Q: My roommate took off in his car while I was still petting his bird on the floorboard of his car. My arm shoulder and off

My upper body shoulder and arm were still in his car!

He jolted me, spin me around twisting my spine and crashed me to the ground. It injured my already damaged spine (from his previous criminal attack). I met with an orthopedic surgeon Monda. They told me I need a spine specialist.... View More

Timothy Denison
Timothy Denison
answered on Nov 22, 2024

Wanton Endangerment; Assault 4

2 Answers | Asked in Personal Injury and Car Accidents for Kentucky on
Q: I need advice on how to take action against an uninsured driver.

In April this year I was a passenger in a taxi and another driver side swiped us. At this point I'm on my third law group and know that the driver that side swiped us had no car insurance. So far I've only been told that I can prosecute them for hitting us and not having any car... View More

John Amos Whatley
John Amos Whatley
answered on Nov 11, 2024

There are two avenues in which a person that is driving while uninsured is held accountable for their actions. The first is the criminal track. Criminal actions are prosecuted by the state. The ultimate decision to pursue a criminal action lies with the state.

The second track is by way of...
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2 Answers | Asked in Car Accidents and Wrongful Death for Kentucky on
Q: If an at fault person is hit by oncoming car who could have missed him is there wrongful death?

The deceased lost control ended up in opposite lane oncoming car could have missed him but smashed him into ditch and tree and killed him

John Amos Whatley
John Amos Whatley
answered on Nov 8, 2024

Maybe. It depends on the state in which the wrongful death accident occurred. Kentucky uses a "pure comparative fault" system for automobile accidents and wrongful death cases, where each party involved is assigned a percentage of fault based on their contribution to the accident. In this... View More

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1 Answer | Asked in Personal Injury and Car Accidents for Kentucky on
Q: I need help, direction, and advice on what kind of a lawyer to contact.

Aside from me calling around and talking to different lawyers I want to say that aside from being a very messy and complicated case I would like to know what kind of a lawyer could help me if I don't want a financial recovery and I just want to use my personal Medicaid health insurance for all... View More

Tim Akpinar
Tim Akpinar
answered on Nov 3, 2024

A Kentucky attorney could advise best, but your question remains open for almost a month. Sorry about your accident. It sounds like the law firms with whom you consulted are reluctant to place the matter into suit. One option is to continue to reach out to attorneys. If a number of law firms... View More

2 Answers | Asked in Personal Injury and Car Accidents for Kentucky on
Q: I need help, direction, and advice from anyone that can point me in the right direction.

I want to say that I've been represented by 2 different law groups and both have gotten "stuck" in an area and dropped me. My case is a personal injury hit and run case with lots of pre-existing conditions and limited sources of insurance for a financial recovery. I've called... View More

Timothy Denison
Timothy Denison
answered on Oct 26, 2024

Try Chris Meinhart, Mark Smith or Robert Mattingly. They may be able to help you.

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2 Answers | Asked in Car Accidents and Insurance Defense for Kentucky on
Q: I was in a car accident last week and I was at fault. Insurance cancelled before accident.

I honestly didnt know. I am disabled, have a heart condition, and low income. I had a ticket 2 years ago for driving without insurance. My mom offered to take over my insurance and payments. . My mom is 73 and has never let me down in my 47 years. She received the notice and just assumed it was the... View More

Timothy Denison
Timothy Denison
answered on Oct 3, 2024

You may want to consult a competent bankruptcy practitioner about filing a chaper c7 bankruptcy which could discharge the debt.

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1 Answer | Asked in Car Accidents and Personal Injury for Kentucky on
Q: I need help/advice for a personal injury lawyer for a very complex personal injury case.

I would like to say that I am doing my own research and am asking for others' help right now. In April this year I was a passenger in a taxi and another driver side swiped us going maybe 20-30 miles per hour. I have lots of other pre-existing lower back problems and neck problems from... View More

Tim Akpinar
Tim Akpinar
answered on Oct 1, 2024

I'm sorry about your accident and the ordeal it has caused you. A Kentucky attorney could advise best, but your question remains open for a week. You're right - it is a complex case, between the pre-existing conditions and the involvement of multiple vehicles - but it isn't something... View More

1 Answer | Asked in Car Accidents and Insurance Bad Faith for Kentucky on
Q: I purchased a brand new car in February 2024 and reached out to my insurance broker to add it to my existing policy.

My broker did not offer me new car replacement on my policy. My car is now totaled. Can I sue my broker for not offering this on my policy?

Timothy Denison
Timothy Denison
answered on Sep 5, 2024

No. But you likely need to find a new insurance agent.

2 Answers | Asked in Car Accidents for Kentucky on
Q: how can you lose your license in no fault car wreack
Timothy Denison
Timothy Denison
answered on May 6, 2024

There are many ways….you didn’t have insurance, you didn’t file an answer to a lawsuit…..

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