Get free answers to your Bankruptcy legal questions from lawyers in your area.
My grandson cosigned a car loan, and his girlfriend left him with the car. The car loan is overpriced, and the credit company insurance is too high for his income. The lender will not negotiate the terms, and the car needs repairs before it can be sold. It likely wouldn't sell for as much as... View More 
answered on Mar 11, 2025
Bankruptcy may be his best option but he should consult a bankruptcy lawyer who can assess his complete financial situation and determine his best option.
I was involved in a car wreck that was my fault, and I did not have insurance at the time. As a result, the state revoked my driver's license and plates. I agreed to pay for the damages to the other vehicle. Can I file for bankruptcy regarding the wreck, and will I still need to pay for the... View More
answered on Mar 2, 2025
Filing for bankruptcy is going to have zero effect on the status of your driver's license. You will need to check with DVS (Driver and Vehicle Services to see what you need to do to get your DL back.
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answered on Oct 8, 2024
When someone redeems their property after a sheriff's sale, the successful bidder may claim certain costs for reimbursement. These typically include the purchase price paid at the sale, any interest that accrues from the time of the sale until redemption, and allowable expenses related to... View More
However, my brother just mentioned to me that in 2018, i was made a 1/6 co owner with my other siblings of some property (after probate cleared from my dad dieing). My brother has a house with a mortgage on that property and has the whole time since 2015.
I don't do anything with this... View More
answered on Mar 24, 2023
When you file a bankruptcy case, you also must file Schedules of ALL your assets and debts, among other things.
And you sign those disclosures under penalty of perjury (the penalty for which, a felony, is huge).
Never exchange a mere debt problem for a criminal liability.... View More
Bankruptcy was filed in Nov 2022 and is still being reviewed. Both parents have significant health issues that will require them to seek alternative living situations in the near future but they are finding there is a shortage of appropriate housing options coupled with long waiting lists for... View More
answered on Feb 20, 2023
You don't disclose a critical fact- are your parents in a Chapter 7 or Ch. 13 bankruptcy?
If it's a Chapter 7, the "curtain" dropped on the date the case was filed, so sure, your parents can do whatever they want/can at this point.
If it's a Chapter 13, and... View More
I have an overpayment for Medical Assistance from 2006. I'm getting notcied from the County for demand of payment. I filed chapter 7 bankruptcy in 2015 but did not list the agency. Per Department of Human Services website. The agency cannot require me to amend my bankruptcy and list them as a... View More
answered on Dec 15, 2021
As a matter of practice, I advise every client desiring to file for bankruptcy relief to provide me with the names and addresses of anyone and everyone who has ever asserted a claim against my debtor, even a guy who cut across the yard and sprained his ankle in a hole in that yard. The reason is... View More
a levy was filed on my husband by a CC company in Dakota county. There was $2880.00 frozen in our account because of it. My husband is currently in the Feds at FCI Gilmer in WV. He has been there for over 1 year. The judgement is for debt that was incurred before we were married or even knew each... View More
answered on May 29, 2021
Open a. Ew account only in your name to protect yourself. If you can show that the money in this account that was seized came from your earnings, you should be able to recover it. You need to move fast as there are time limitations on filing such objections. I recommend you hire a lawyer to help... View More
The bank wants 3 payments of 54000 with in 13 months of each other. That means I have to use 1 crop year to make 2 of those payments but it's not possible. What can I do about this? I have a lawyer hes been doing this since the 80s. This is what he told me and I'm just getting a second... View More
answered on Oct 17, 2020
Where's your lawyer?
He is the one who should be doing battle with the bank. Bank's don't cotton to customers, but they are somewhat fearful of good bankruptcy lawyers who will take them to the lick log.
No lawyer?
Find one!
Good Luck
d
She has filed bankruptcy and listed me as a creditor. Can that obligation be eliminated by the bankruptcy court?
answered on May 27, 2020
It cannot be eliminated or discharged. You will still get your money.
Lawyers are Messerli & Kramer PA i have to respond in 21 days I cant afford this and i am in debt for 20,000 i am in college and trying to change my life can you help me. What do i do now.
answered on Feb 7, 2020
I would strongly recommend meeting with me or another bankruptcy attorney asap to figure out whether filing for bankruptcy relief would be a good fit for you. Bring the complaint with you to discuss it.
and want to give it to the bank for paydown, will it count when figuring the total debt if we sign them over to the bank. The landlord would still need to sign off. Let them fight it out.
answered on Feb 3, 2020
Chapter 12 is farmer reorganization. If filing a Chapter 12, they are very complicated. Consult a competent Chapter 12 attorney immediately.
answered on Oct 20, 2019
Depends on what you spent it on but a year is a good rule of thumb.
And if it does have an effect, will it harm my significant others credit or will my future spouses assets (car, home, etc) be brought into play?
He filed ch.7 and had the MN State Attorney file a judgement on him and his company. He filed for bk and now a year later is trying to dismiss it. Does that mean I'll get my money back or what can/should do?
answered on Sep 4, 2019
You should hire a bankruptcy attorney to file a proof of claim and possibly a nondischargeability complaint in the bankruptcy. If the bankruptcy is dismissed, then you can proceed against him for your money. If it is discharged, you cannot proceed against him. Hire a local bankruptcy attorney... View More
recent repair bills ...we now owe.more than the value..we have lived full time in this since 2012
answered on Jul 6, 2019
They will sue you, get a judgment, and then pursue you til it is paid if you do nothing.
Live in MN after the bankruptcy my house note was sold to another bank, I'm current with payments but is not being reported to the credit bureau beside not getting a home equity loan what else can I expect?
answered on May 24, 2019
You need to send them a copy of the reaffirmation agreement so you can establish ownership and then get an equity loan.
If it comes after filing, is it asset after the fact? How is it treated?
answered on May 2, 2019
Income from social security disability is exempt from creditors and wouldn't be included. You should speak to an attorney to determine whether a chapter 7 case would be more appropriate for you.
Last year I got I'll and had to spend from June until September in a nursing home. I am on disability but my insurance didn't cover the whole time I was there. I receive $750.00 a month and I had to pay them everything except $99.00 a month. I couldn't pay my credit card bills. I... View More
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