Get free answers to your Banking legal questions from lawyers in your area.
I had a car loan and made many payments on this before bank changed its policy and thin refused two of my payments due to me not being present at payment. I had my assistant make payment using account number and access code as I was out of town. bank notifify me two months later stating my loan was... View More 
I allege that i was never contacted in any capacity.
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Oct 2, 2024
I'm sorry to hear about the difficulties you're experiencing with your bank stock and Computershare. It's frustrating to feel like your ownership hasn't been properly acknowledged.
First, gather all relevant documentation, including any records of your stock purchases... View More
-I bought a car from a private seller through the facebook marketplace.
-I purchased the car with an auto loan through Navy Federal Credit Union.
-When I went to register the car, the DMV stated that the VIN number on the title did not have any records (the car had been VIN... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 25, 2024
I'm sorry to hear about your difficult situation with the car. Unfortunately, under California law (and the laws of most states), you would not have a legal right to keep the car even after possessing it for two months.
There is no time period after which you can claim legal ownership... View More
He was a resident of South Carolina but his bank accounts were at a large National Bank office in California. My wife in South Carolina was the sole heir with ownership of the accounts and in July 2022 she received a call from an individual in New York purporting to be with the National Bank... View More
answered on Aug 16, 2023
You say that your wife spoke to a National Bank in New York. Then you say that the fraud was perpetrated by someone in Louisiana. I think that you need an attorney to handle this in New York. I don't know the amount of the fraud, but if it is over $25,000 then the case would be brought in the... View More
The bank (Family Trust Federal Credit Union) said only the executor of the estate can get bank statements. Aren’t beneficiary accounts outside the realm of the estate and the executor? My sister lived in Arizona when she passed. I live in NY. The bank account is in South Carolina, where she used... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Mar 2, 2023
As a beneficiary of a POD bank account, you may have the right to receive bank statements related to the account. However, this can vary depending on the laws of the state where the account was held and the specific terms of the account agreement. Generally, if you can provide proof of your... View More
The bank said only the executor of the estate can get it. Aren’t beneficiary accounts outside the realm of the estate and the executor? My sister lived in Arizona when she passed. I live in NY. The bank account is in South Carolina (Family Trust Federal Credit Union),where she used to live. I... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Mar 2, 2023
As the beneficiary of your sister's POD bank account, you may have the right to obtain copies of the bank statements. However, the bank may have policies in place that require the executor of the estate to request the statements on behalf of the beneficiaries. You should contact the bank... View More
I applied for a credit card with a company that had closed my account previously during COVID 19. One of the reasons for denial on the denial letter stated I was denied because I did not meet that company expectations for account usage on a previous account. I requested they explain what activity... View More
answered on Oct 17, 2022
No, it does not have to provide you detailed reasoning in writing.
Does it have something to do with the mortgage crash in 2008 through 2010?
answered on Aug 14, 2020
A South Carolina attorney could best advise, but your post remains open for five weeks. It's possible something inadvertently got left off in uploading your post - a case is not mentioned. Not every question is picked up, but you could try reposting, including the name of the case. Good luck... View More
My friend told me that she did not have any identification that's why she couldn't cash the check I walked into the bank and I signed my name in front of the tailor that's all I did was sign my name to get the check cashed but I did not forward no name and I did not write the check... View More
answered on Dec 3, 2019
If you have been charged you need to contact an attorney ASAP so that they can intercede on your behalf with law enforcement. The sooner the better.
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Sep 14, 2019
Sounds like a scam to me. Take the proposal to a attorney for review before paying anything.
I work in the accounting departing. My duties include payroll, accounts payable, paying taxes. The corporation I work for is not in any tax debt right now. Due to some changes with the bank I may need to be added as an authorized signer to move money around the company accounts, Payroll, payable... View More
answered on Apr 4, 2019
Although it is impossible to predict what your future has in store for you, it is safe to say that merely being the bookkeeper and having signing authority on the company account--in and of itself--is not enough to tag you for some possible taxes due in the future. However, it is just as safe to... View More
I’m financed through ally bank and they are giving me a hard time with making an extra payment just toward my principal. They are tacking in interest for the month again. By law am I able to make just a principal payment without interest? And why is my payout higher than what is left on the car?... View More
answered on Feb 13, 2018
You need to review the note and related documents. Under a standard amortization, you can make payments to principal.
If your loan was financed using the rule of 78's, then, you cannot pay principal as you are asking.
If the loan is a simple interest loan, you are charged... View More
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
