The car needs $8000+ in repairs mechanically and the car is not worth that so it is pointless to dump money into it. I’m wondering if I can just surrender the car and continue to make payments on the loan or will there be serious issues with that. Can they take it and sell it and allow me to make... View More
Once a bankruptcy case is filed, the Code provides that you can tender the collateral to the secured lender in full satisfaction of the secured portion of its claim (there may be disputes about the value of the collateral).
Short of a bankruptcy filing, you can certainly offer the car to...View More
Can I go to court and request my information and home title be private due to fraud since it is so easy for someone to steal a home due to public record and all information available to criminals, because there is no protection for an innocent person by the law? Thank you and think for your help.
The deed to your house is not kept at a court, but is publicly recorded and maintained at the Office of the Recorder of Deeds for the county in which your house is located. I don’t know of any way a court could do anything to prevent beforehand anyone from preparing, selling, or recording a fake...View More
I had a car loan through Wells Fargo. I traded in that car to Carvana who agreed to pay off the loan. I have documentation from Wells Fargo that the loan was payed off in full 4/19/21. However, I was still charged my monthly payment of 408 on 4/25/21 through auto pay. This caused my wife’s and my... View More
My boyfreind is in cape town. His UK bank account was locked so he had me send him my own funds through bitcoin. Now he had a "client" send me a check to deposit in my account so he could pull it through Krakken. The bank closed my account and said the check is fraudulant. I called... View More
Ask the bank to verify it. But it sounds fishy. You should be able to get your funds out of the bank. You sent your money to someone in S.Africa whose UK bank account was locked? That does look like more than a few red flags. Your boyfriend didn't even pay but had a "client" pay?...View More
In 2012 I was sent a letter from a lawyer about joining a class action lawsuit against Woodforest bank. I never heard back and until recently hadn't though about it . But when I did I learned that lawsuits against woodforest bank have been settled . I dont remember the lawyer or the case I... View More
Accidental credit card fraud. I used someone else's credit card to make a purchase. I then tried to make another purchase with card and it didn't work. I tried to use the card again. The screen then said something about card being offline. I used a different card the for the purchase and... View More
Do NOT speak to the police without a warrant. More information is needed to give you advice. Did you know the person whose credit card it was? If not, you could be charged with felonies, including access device fraud, theft, identity theft. If you knew the person, if they say you did not nave...View More
I have no idea on the balance or what she has charged on it, and she refuses to show me. She's using our Money Market to make payments, which have ranged from $700 - $1200 / month. How can I legally obtain access to review that account, so I can properly proceed with budgeting and/or further... View More
In Pennsylvania a judgment lasts forever until it is paid. However, it constitutes a lien only for five years, unless it is renewed. Thus, if this judgment was not renewed, the judgment remains, but it does not constitute a lien unless and until it were to be renewed.
There are dozens of forms on that website and each one has detailed instructions. Without knowing what form you are referring to or what the purpose is of the form, it’s not possible to say which box should be checked.
My husband (soon ex) and I built a house together 3 years ago. Due to criminal charges and domestic he was evicted from the home and I live here with our children. We are both on the deed as well as his father (who helped us) but I am not on the home loan, just my husband and his father. I just got... View More
Whoever's name is on the title legally owns the car; it does not matter who pays the payments. And the owner's insurance company will probably not allow him to buy insurance for a car that is not kept at his address.
I am 18 about to go to college and my father accidentally ended up with my 529 plan in his name (as opposed to my mother owning it) during their divorce. The amount in the 529 would cover my cost of attendance for 4 years at my university, but he is planning on only using half of it and forcing my... View More
If your father and mother are divorced, and if there is a written agreement (or court order) detailing the division of marital assets, it is highly unlikely that your father "accidentally ended up with your 529 plan in his name."
Indeed, it is much more likely that the two...View More
FYI: All banks in Pennsylvania--and all other states--are very highly regulated; banks do not just keep someone's SSI deposit without very good reason--like to cover an overdraft. If you are still unhappy, contact the appropriate state or federal regulator supervising your bank.
Other than complain to the local police about this theft, there is little else your friend can do--except stop giving out her banking information to anyone--including her friends of friends of friends...
Im in the middle of a divorce, both names on the house and car. Ex got the car, and I got the house. He let the car get repossessed and I was not notified that it was until the day of by the ex. Now bank is trying to sue us both. Also I cant afford the house, its one whole paycheck of mine and Ive... View More
If you have an attorney for your divorce, discuss this with her/him. When a bankruptcy action is filed, it places an automatic stay on all state court actions. That means that the PA court cannot proceed in your divorce action until either the bankruptcy has been completed or dismissed, or the...View More
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