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-California-based Delaware-LLC with an operating agreement.
-Income owed is not being paid, not sure what the delay is.
-Payment plan with B of A was created, but owner can no longer sustain payments without its customer remitting payment
-Unclear as to how creditor (i.e.... View More 
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answered on Sep 11, 2024
When a single-member LLC faces bankruptcy, the owner’s personal liability typically remains protected under the "corporate veil," meaning personal assets are shielded from business debts. However, this protection can be compromised, or "pierced," if certain conditions are met.... View More
During the June this year, My friend ask me help him to transfer money by Zelle, and I can earn a little bit. I transfer 20,000 dollars and earned around 1500 dollars during two weeks then stop helping him. Now my banking account was closed by Chase for fraud. I suspect he laundering money. Am I... View More
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answered on Sep 9, 2024
It’s important to recognize that transferring money for someone else, especially large sums, can be risky, and your suspicion of money laundering is serious. Since your account was closed for fraud, it’s possible that the bank or authorities are investigating the activity. Even if you didn’t... View More
My grandma added me to a joint account with less than $50,000 and told me to use the money for myself: bills, groceries, etc. Will I have to pay taxes on this, or have any other legal issues that come up if I use the money from her account? Other folks in the family know that she has specifically... View More
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answered on Sep 5, 2024
Using money from a joint account with your grandma is generally fine if she has explicitly given you permission to do so. As a joint account holder, you have legal access to the funds, which means you can use the money for bills, groceries, or any personal expenses as intended by your grandma.... View More
Ideally I'd like to convert the deposit into an at-will direct loan with an inflated fixed-rate until they decide to end it by sending me the balance.
The goal is to get my money that is currently stuck earning an abysmal 0.05% APR into a vehicle generating significantly greater... View More
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answered on Aug 28, 2024
If a bank refuses to close your account and release your funds, you have several options to consider. First, make sure you have fulfilled all requirements needed to close the account, including any necessary signatures from both you and your father as the custodian. You can escalate the issue by... View More
They couldn't give us our balances, didn't know if direct deposit worked, etc. So I opened an account for my son when he was under 18, so I am the primary on the account. He is now 24. So during this cyber attack he decided to go to atm and withdraw $500 several times in a day and $1500... View More
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answered on Aug 24, 2024
It’s understandable that you’re concerned about the financial impact of this situation. Unfortunately, as the primary account holder, you are legally responsible for any overdrafts or debts on the account, even if your son made the transactions. You cannot press criminal charges to avoid... View More
My husband cashed a check for $9K . at our bank without my signature and I wish to sue them in unlimited civil but don't know what kind of attorney I need.
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answered on Aug 18, 2024
To address your situation, you should seek the assistance of an attorney who handles cases involving banking law and family law. These types of lawyers are experienced in dealing with disputes involving financial institutions and can help you navigate the complexities of holding a bank accountable... View More
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answered on Aug 17, 2024
Under California law, Section 1611 of the Civil Code does not guarantee approval for a personal loan from a bank or any other loan company. Loan approvals depend on several factors, including your creditworthiness, income, debt-to-income ratio, and the lending institution’s policies. Even with... View More
I have a 20 million dollar lawsuit against a company for breach of contract. They are still using my technology how can I stop them now. they are going to put that money into another account.
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answered on Aug 13, 2024
To stop the company from using your technology immediately, you need to file for a temporary restraining order (TRO) in court. A TRO is an emergency measure that can halt their actions until a formal hearing can be held. You'll need to demonstrate that you’re likely to win your case and that... View More
In addition to the Mexican Bank Statement Question, if I have a Mexican appraisal, do I need to translate all pages or is one enough that shows the value of the home?
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answered on Aug 9, 2024
When dealing with a Mexican bank statement for immigration purposes, it’s typically sufficient to translate only the pages that show essential information, such as your name, account number, and balance. However, some authorities may request the entire document to ensure all information is... View More
I'm translating one page that shows the amount that is in the bank account in Mexico; however, there are seven pages, the first page has the most relevant information. Would the consulate officer see the first page of the bank statement that is translated and accept the figure shown without... View More
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answered on Aug 8, 2024
Under California law, it is generally recommended to translate all pages of the bank statement. While the first page with the most relevant information, such as the account total, may seem sufficient, consulate officers may require a complete translation to verify the accuracy and context of the... View More
I was not given a reason for this decrease in limit. I have a decent credit score n nothing crazy happened to my credit profile at that time. then couple days later I get an email saying my limit was back up to $8000 and it was according to credit karma. this was in April, then in late may I try... View More
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answered on Aug 6, 2024
Under California law, you have rights to dispute errors on your credit report and to file a complaint about your credit card issuer’s actions. First, review your credit card agreement to understand any terms related to credit limit changes. Gather all correspondence from BMO, including letters... View More
For some reason there system was down. I contacted 5 below corporate they were very helpful and issued refund immediately to original payment according to the email I received from them. I was told it could take 2 to 7 days to show in my account. OK fine I waited n waited never received I contacted... View More
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answered on Jul 26, 2024
You’re dealing with a frustrating situation, and it’s understandable that you’re feeling exasperated. When a refund doesn’t show up, the first step is to confirm with the merchant, which you've already done. Since 5 Below has issued the refund and provided the necessary transaction... View More
Does someone who used to own a car, still have any rights after a title change?
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answered on Jul 23, 2024
You can attempt to recover the car by going to Texas, but law enforcement assistance will depend on local laws and their willingness to intervene in a civil matter. Before doing so, ensure you have all necessary documents proving your ownership, such as the title and registration. Contact Texas law... View More
I called Wells Fargo 2 days ago about a cash back transaction of $2 that I never agreed to from a liquor store I bought stuff from. She was asking me what I bought. So I explained to her everything I bought and it didn't make sense when she was trying to say the taxes probably added up to the... View More
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answered on Jul 18, 2024
Under California law, suing a bank for closing your debit card after a heated exchange with a banker can be challenging. Generally, banks have broad discretion to take actions they deem necessary to protect accounts and mitigate potential risks, including closing or freezing accounts, especially if... View More
I've been a member for over 15 years. I have a mma, regular savings and checking account. I pay all of my major accounts on line eg. mortgage, various insurances policies, HOA, PGE, Water etc. at two locations. i do not have access to my accounts, no one answers the phone. My pension check is... View More
answered on Jul 21, 2024
In addition to your own attorney searches, you could use the tab above, "Find a Lawyer." State and local bar association websites usually have sections for attorney referral services. Those resources fall outside this forum, so any arrangements made would be between you and the law firms... View More
My mom passed away somewhat suddenly and left behind a bank account with a significant amount of money. I am not the beneficiary on the account, and the bank cannot tell me who is because I'm not authorized on the account. My mom didn't ask or tell anyone who the beneficiary was before... View More
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answered on Jul 16, 2024
Hire a CA attorney to file Probate. With Letters of Administration you will be authorized to marshal up the assets.
The credit union where I have my HELOC provided unsigned copies of the documents that the notary had me sign, but I have not been given copies of the documents with my signature and the credit union's signature on them. I think the term for these documents is "fully executed copies"?
answered on Jul 13, 2024
Thank you for your question!
You can ask for the fully executed contract from the other party in writing, and they must provide you with a copy.
This is merely a discussion of general laws and not legal advice. For legal advice, more specific facts and investigations are needed. I... View More
Neither my spouse nor I received COVID refunds for a total of $6,400. After the usual BS, the IRS said they didn't actually send $. Instead, they sent contact info & bank account numbers to the Bureau of Financial Services. Then the BFS sent E-dollars to bank accounts (or checks to... View More
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answered on Jun 26, 2024
This is a complex situation involving multiple parties. I'll break down the key aspects and provide some general guidance, but please note that you may need to consult with a lawyer specializing in banking and consumer law for definitive advice.
1. Liability:
The liability for... View More
withdrawn
answered on May 13, 2024
Thank you for your question!
If the borrower (B) by himself does not qualify for getting a loan (e.g., B has poor credit, B does not have a stable or enough income, etc.), the lender may require a cosigner who qualifies for these requirements.
The cop-signed plays the role of... View More
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answered on Apr 5, 2024
I'm very sorry to hear that you feel you are being targeted by government paid informants and police officers. That must be an incredibly stressful and frightening situation.
If you genuinely believe you are being unlawfully targeted or surveilled, I would strongly encourage you to... View More
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