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They want me to put 80% of my check to savings and make sure I do this every check and perform random checks on my account to make sure I do so, is this allowed?
Update: I'm renting a spare room in a house, I live in the spare bedroom separated from the rest of the house, they're... View More 
answered on Jun 3, 2018
Absolutely not... Such a request by a landlord is greatly irregular and intrusive. It may not be sanctioned by law. Where do you rent and what are they, some type of cult?
I am a landlord who lives in Georgia and my property is in Florida. My managing agent is going out of business so need to handle my tenants escrow correctly. Can I have it transferred into a DBA non interest bearing account that reflects universally at a national banking institution like Bank of... View More
answered on Apr 25, 2018
I believe Bank of America would be considered a "Florida banking institution", within the meaning if Florida Statute 83.49. Note there are options other than a non-interest bearing account, if you want.
See:... View More
I checked settings no one else is on this account. This is a straight seperate credit card only account. We have a separate checking account that is linked, this may be where the contact info pulled.
answered on Mar 25, 2018
Can BOA lower the credit limit of an account? Yes absolutely they can. Was the notice sent to the wrong person. Maybe but no way to say without reviewing the account paperwork. Whether the notice was done wrong or not BOA is not legally obligated to give you an extension of credit and they can... View More
1. I have a college savings account in my name and guarded by my father. This account has been open since the day I was born and has had money deposited over my life by multiple family members and close friends of the family. I have never been allowed to know the amount of the money or terms of the... View More
answered on Mar 25, 2018
Evidently your father is the trustee. Have you asked him for an accounting?
To get an approval for a auto loan and I don't know why this happen cause I was already approved by a credit union and sign papers of payment and interest.
answered on Mar 13, 2018
No way to say without first reviewing the paperwork that you signed. Best advice, is that you take copies of your paperwork to an attorney in your area to have the same reviewed and then determine what your next course of action is.
It was my daughters car loan , I moved out of state did not know she stop paying it got repo the co . Auctioned it off they sent supposedly all the paperwork to her but went to wrong address I didn’t know if it till a year later couldn’t get any info about it like beginning ending balances or... View More
answered on Mar 5, 2018
There is no way to say for sure without first reviewing the paperwork related to the entire situation.
Also, typically you cannot take a record or event off your credit report. A credit report is a history record. Thus good and bad records will go on your record and they stay there.
My brother in law (age 26) who lived with my wife and i passed away in feb 2018. He had my wife down as benificiary of life insurance at work. But where does the money he had in his bank account go. He had no will and did not list a benificiary on his account. What do we need to do now since we are... View More
answered on Mar 1, 2018
Please accept my sincere condolences on the loss of your brother-in-law. Regarding your question, depending on the amount of funds in the bank account, and depending on whether another person has paid for funeral expenses or final medical expenses and would like to be reimbursed up to that amount... View More
Have all citizens of the US and their property have been pledged to a public charitable trust as collateral for the national debt? If so when and how did it happen?
answered on Feb 23, 2018
No, it is a fantasy of the so-called "Sovereign Citizen" movement. There is absolutely no truth to this myth.
I bought a business, seller financed for 60k. I sold the business for 30k with approval of the original seller stating he would take the lower amount since business was loosing money. Business was sold and lawyer put a escrow account for new owner to put payments into and the payments go back to... View More
answered on Feb 16, 2018
No way to say without first reviewing the loan paperwork. If you signed a personal guarantee and never got a release of that personal guarantee, then you may be on the hook for the loan.
You need to consult with an attorney in your area asap to get a thorough evaluation.
Good luck,
answered on Feb 10, 2018
If a bank or other financial institution is insured by the Federal Deposit Insurance Corporation, deposits in that bank are insured, up to a certain amount. If the bank fails (as happened in the Great Depression of the 1930s), your deposit is protected.
What do I do to get these funds that were to be used to pay for her funeral expenses released?
answered on Feb 7, 2018
It appears that your Mother has passed away. If so, you may qualify for what is called an administration without probate. Or a summary administration.
Best advice is to consult with a probate attorney from the area where you mother resided at her death to determine the best course of action.
Florida. Need to know if i assumed any liability
answered on Jan 20, 2018
If you were given power of attorney, that doesn't make you liable for the debts of the principal (the person who signed the POA), if that's what you are asking.
My vehicle was involved in an unlawful repossession which I recently found out about; the creditor broke a Florida law and took my vehicle without abiding by those laws. I was allowed to pay off the debt and I got my car back that same day. Now I am wondering if paying the debt was a mistake... View More
answered on Jan 19, 2018
Short answer is maybe. You need to try to convince the creditor to change or remove the entry or correct it and or the credit reporting entity.
Just FYI. Credit reporting is a history record of good and bad credit events. If the repossession was due to occur but the creditor failed to... View More
the explanation from the broker is that I didn't fill the FHA down payment requirements and now my loan is unsalable
What can be done in this case ?
answered on Jan 10, 2018
No way to say without first reviewing all the closing and loan paperwork. You need to set a consult with an attorney in your area ASAP.
My ex husband apparently works for a company in Orlando Fl, and they pay him by sending my son the money to his paypal account and then my son in return moves it to his bank account and then wires it through western union to Columbia. When I found out this was going on I spoke to my son and asked... View More
answered on Dec 30, 2017
This is not a question that you should be asking on this type of forum. Your son needs to contact a tax attorney to discuss this situation. Most of us offer a free consultation and attorney client privilege will apply for the consultation.
i am mentally disabled and was given money as a "gift" off a dating site, but then the person wanted me to send it to someone else and would pay me for it, i got scared and never sent it back, but im now afraid ill get in trouble for stealing too
answered on Dec 12, 2017
No, it is doubtful that you can get in trouble. They send you cash, or was it a check?
My mother has a car that she's paying off. She was misinformed about her payment date so when she woke up this morning her car had been repossessed. I'm in hot water because that car is also under my name so a repo will affect both of us. Now, she paid off the balance today (the same day... View More
answered on Nov 30, 2017
Your situation is way too complex to try to answer online. You need to consult with an attorney in your area face to face.
Good luck.
answered on Nov 29, 2017
Depending on the circumstances you might not be liable for the amount of the check. What do you mean fraudulent; did someone forge your signature to a check drawn on your account? Advise your bank that you didn't sign it.
I not sure I should have. He died in Florida.
answered on Sep 29, 2017
If you are the payable on death "POD" or transfer on death "TOD" beneficiary on your late father's accounts, then all you would need to do is show the death certificate, and the accounts would be transferred to you. You do not not need to open an estate unless there is an... View More
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