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Georgia Real Estate Law Questions & Answers
1 Answer | Asked in Contracts, Real Estate Law, Civil Rights and Federal Crimes for Georgia on
Q: My boyfriend and i signed rent to own papers and paid the house off. Owner forged his name left mine off the deed. Legal

They quick claimed it without my knowledge and without my name being added.

Anthony M. Avery
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answered on Jul 14, 2023

If you were a signature party to the land contract, then you sue the seller/grantor for breach of contract. Hire a GA attorney that does real property litigation. A Notice Lis Pendens will need to be filed. All interested parties must be defendants (besides you) for setting aside the Deed or... View More

1 Answer | Asked in Real Estate Law for Georgia on
Q: Would it be possible to sue an ex bf if they moved out of home ,,and name is on title deed but not of mortgage .

This is an ex boyfriend, when we bought home he was on mortgage .in 2018.He left in 2020 . Leaving me with payments . Then in 2021 I refinanced, and his name came off mortgage . He doesn’t want to make any payments , or made any payments since he decided to leave .

James Clifton
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James Clifton
answered on Jul 12, 2023

As joint owners of the property, you are both responsible for the payment of debts. If he is not paying his share, you can force him to pay through a judgment obtained against him for contribution, or you can buy him out of his portion discounted for payments he has failed to contribute to the... View More

1 Answer | Asked in Real Estate Law for Georgia on
Q: I bought property in NC in 2005. I financed the property with Carolina First Bank. This bank was sold several times.

The mortgage bank changed hands several times and I think my loan file was lost. I haven't made any payments on the mortgage since 2010. I havent received any communication from the last bank that took over in 2010. I havent received any foreclosure notice. I'm still listed as the... View More

James Clifton
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James Clifton
answered on Jul 9, 2023

If the statute of limitations has not run on the mortgage, you cannot pass clear title to a purchaser. No attorney or title company can issue title insurance on the purchase to the new owner with the mortgage still in place. We have recently seen an increase in zombie mortgage foreclosures. Zombie... View More

1 Answer | Asked in Real Estate Law, Elder Law, Probate and Social Security for Georgia on
Q: How much time do we have in Georgia to challenge a quit claim deed made because of constant duress?

Elderly mother signed quit claim deed of 5 acres of land and small 30 year old mobile home, to adult and oldest of 3 total siblings, to protect it from pending lawsuit. The property was all she had in the world & wanted to make sure she could keep,being her only place to live. One sibling... View More

Anthony M. Avery
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answered on Jun 29, 2023

If that Daughter also got a power of attorney from the Mother, then she was and is a fiduciary. If so, any and all transfers of principal's property to the attorney in fact are presumptively fraudulent. If no poa, then you will need good evidence of fraud with witnesses, and you probably... View More

1 Answer | Asked in Real Estate Law for Georgia on
Q: How do I go about removing some Fi-FA Liens (judgements) from a house I own but may want to sell?

I am considering selling my house that has 4 Fi-Fa Liens (judgements) attached. How do I go about clearing up the liens so a clean title can be transferred? Is there any room for negotiation of amount paid to clear each lien. (Liens are related to credit card debt incurred by ex around time of... View More

James Clifton
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James Clifton
answered on Jun 14, 2023

Everything is negotiable. You can definitely negotiate the amounts owed or hire an attorney to handle it for you. Liens also expire. Having an attorney review the liens and help you negotiate them could save you a lot of money. Once the lien is paid, the lien holder is required to file a... View More

1 Answer | Asked in Real Estate Law for Georgia on
Q: Can NSA's work in GA without an attorney present? Notary Signing Agents (NSA)
James Clifton
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James Clifton
answered on Jun 8, 2023

No, a notary cannot conduct a real estate closing in the State of Georgia if that is what you mean by notary signing agent. The Georgia Supreme Court has stated that real estate closings, including refinances, and deed signings constitute the practice of law in Georgia. An attorney must be... View More

2 Answers | Asked in Land Use & Zoning and Real Estate Law for Georgia on
Q: My neighbor is wanting to move their fence in my backyard. They say they own part of my backyard.

I have lived here for 42 years and have maintained the yard. Neighbor says they surveyed, and part of my yard is their property. Is there anything I can do?

Anthony M. Avery
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answered on Jun 8, 2023

Start putting your witnesses together: attorney to search both titles; surveyor to survey only the common boundary; and persons with personal knowledge that you have mowed, cut timber, farmed, hunted, parked vehicles, etc. this part of your property for many years. If he puts fence on your... View More

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2 Answers | Asked in Land Use & Zoning and Real Estate Law for Georgia on
Q: My neighbor is wanting to move their fence in my backyard. They say they own part of my backyard.

I have lived here for 42 years and have maintained the yard. Neighbor says they surveyed, and part of my yard is their property. Is there anything I can do?

James Clifton
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James Clifton
answered on Jun 8, 2023

In order to prevail, you would need to assert a claim for adverse possession. Adverse possession requires a lawsuit showing that your possession of your neighbors property was adverse, notorious, open, continuous, hostile, and exclusive and has occurred for the last 20 years. Many of those... View More

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2 Answers | Asked in Real Estate Law for Georgia on
Q: Does adding someone to a deed with no financial investment or obligation give rights to the equity at the time of sell?

We were never married and broke 2 years ago.

Anthony M. Avery
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answered on Jun 1, 2023

If someone owns some type of estate such as a tenant in common, joint tenant with right of survivorship, etc, then they are an owner of the real property entitled to payment for their conveyance of the same. If one party has paid for everything, then he can claim reimbursement of his investment... View More

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1 Answer | Asked in Foreclosure, Land Use & Zoning and Real Estate Law for Georgia on
Q: I have a property in Georgia that went into bank foreclosure, it sold for significantly more than was owed.

I understand that the surplus is to go to the title holder but I don't understand how to start that process or how to make the motion to have the trustee send the funds to me.

James Clifton
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James Clifton
answered on Jun 1, 2023

The attorney who handled the foreclosure for the bank receives the money on behalf of the bank at the foreclosure sale. Based on the condition of the title, the foreclosure attorney will either release the funds to the former titleholder if there are no other claimants or turn the funds over to the... View More

1 Answer | Asked in Civil Litigation, Real Estate Law and Contracts for Georgia on
Q: Is whether a business carries insurance public knowledge? Could I look this information up online?

I am looking for information on a home inspector / LLC owner.

Peter J. Weinman
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answered on May 25, 2023

A home inspector's insurance is not public information. Although you did not say why you're asking, if it's because you want to sue an inspector for failing to spot a problem (the typical reason), you should look to your agreement with the inspector and you'll probably notice... View More

1 Answer | Asked in Real Estate Law for Georgia on
Q: I had a lien on my house for $92000. Now the lien holder lost the paper work and want release the hold
James Clifton
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James Clifton
answered on May 16, 2023

Even if the paperwork is lost, if the lien has been paid, it can be released by an affidavit prepared in compliance with OCGA 9-13-80. If the lien holder does not release the lien within 60 days, you may be entitled to damages up to $500 and attorney's fees. If you still owe money on the lien,... View More

1 Answer | Asked in Estate Planning, Real Estate Law and Tax Law for Georgia on
Q: Giving half ownership to in-law. They are living in half of house we are in the other half. We want some additional term

We want additional terms for inheritance for kids. Also how to make everything legal and pay any taxes.

Anthony M. Avery
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answered on May 9, 2023

That will be a Future Interests Deed, which requires a very competent GA attorney to draft an enforceable conveyance. It could also be accomplished through a Trust with Future Interest terms. It will be important to declare who will take the property if the conditions are breached. You will... View More

1 Answer | Asked in Foreclosure, Real Estate Law, Tax Law and Land Use & Zoning for Georgia on
Q: Do you have a certain amount of time to buy back or reimburse someone after they bought property

At auction due to a death and the property to be considered unclaimed

Jennifer Pierce
Jennifer Pierce
answered on May 9, 2023

Your question is not clear as to the type of auction involved. There is no right of redemption after a foreclosure sale in Georgia. If this was a tax sale, redemption can occur until such time as the tax sale purchaser forecloses the right to redeem, which cannot occur until one year after the... View More

1 Answer | Asked in Real Estate Law for Georgia on
Q: Does ga have a homestead law.

Can I sell a home without my wife’s consent. We both are on the deed .

James Clifton
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James Clifton
answered on May 8, 2023

If you are both on the deed, then you each own a one-half undivided interest in the whole property. You could only sell your one-half interest, which very few people would want to buy. If your wife doesn't agree to sell, you could force the sale through a partition action. To answer the first... View More

2 Answers | Asked in Real Estate Law, Banking and Probate for Georgia on
Q: What legal obligation would a widow have when mortgage was aquirred before marriage?

Legal way to transfer land ownership after husband dies without a will in GA.

Mortgage before marriage. Land aquirred during the marriage.

James Clifton
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James Clifton
answered on Apr 29, 2023

If the husband died without a will, the wife would need to file for administration of the deceased husband's estate. If there are children from the marriage or if the husband had children from a previous marriage, the wife would share in the inheritance of the land with the children. Any... View More

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1 Answer | Asked in Real Estate Law for Georgia on
Q: In GA, does an Attorney need to be present in the signing of a HELOC that is produced by an online lender?
James Clifton
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James Clifton
answered on Apr 24, 2023

Yes. The only exception is if an employee of the bank, not an independent contractor who is a notary that comes to your house, explains the documents and notarizes them in your presence. Closings in Georgia can no longer be closed by Zoom, Skype, etc. either. You can contact the Georgia Attorney... View More

1 Answer | Asked in Real Estate Law for Georgia on
Q: In GA Real Estate law, how long does the Seller have to answer after receiving Amendment to Address Concerns
James Clifton
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James Clifton
answered on Apr 19, 2023

The amendment to address concerns is open to acceptance by the seller unless the buyer withdraws/revokes the proposed amendment prior to the seller signing and accepting the amendment. There is no set time for acceptance of the amendment unless a specific time is listed in the body of the amendment... View More

1 Answer | Asked in Contracts and Real Estate Law for Georgia on
Q: Earnest Money returned. My investor purchased a property and signed an Assignment Agreement

Thank you for any help. This contract was an assignment. Wholesaler 1 gave to Wholesaler 2. My understanding now, this contract was assigned to an Real estate agent, Agent Wholesaled to 1. Wholesaler 1 to 2. Investor purchased a property and signed a non refundable agreement sold as is.... View More

James Clifton
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James Clifton
answered on Apr 19, 2023

The simple answer is you file a lawsuit naming all of the parties - the original seller, wholesaler 1, wholesaler 2, and the real estate agent. One of the biggest issues with wholesaling is that it has severe issues with fraud. Oftentimes, there is a failure to disclose the property condition,... View More

1 Answer | Asked in Construction Law and Real Estate Law for Georgia on
Q: Im a sub contractor that furnished pricing per each line item in my estimate. Im owed $13000.00. Is a lien all i can do?

We dont have a signed agreement, just text messages to support my claims with photos, and my original estimate. Is this ok for a lien?

James Clifton
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James Clifton
answered on Apr 18, 2023

You can file a materialman's lien to secure your $13,000.00 against the property. If this is a new construction, the property cannot be sold from the builder to the new homeowner without paying you off. If the property has already been sold or this was an existing building, you can still... View More

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