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My mom created a revocable trust before she died, then amended it to specify, "Upon settlor's death, the following described real estate shall be transferred to [me]." Does that arrangement allow me to assume the current mortgage?
The Garn-St. Germain Act seems relevant here.
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answered on Jan 8, 2025
You do not have to assume the mortgage. Just notify the lender that you are the new owner, with documentation, and keep making the payments.
I did the ptax forms seller signed..now their atty who has the deed wants me to pay him 300 for the paperwork I already did to get the deed
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answered on Oct 4, 2024
What is your problem? Most contract for deed buyers get evicted and all monies forfeited. Either ay the lawyer or hire yours to enforce the contract.
I have contacted bank and they don't have copy of documents either. when I signed the contract, my signature was the only one on the forms. I have sent numerous certified letters and have been ignored.
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answered on Oct 2, 2024
Yes, you may have the right to take legal action against the dealership. When a business refuses to provide copies of signed documents, it can violate consumer protection laws. Start by gathering all the evidence you have, including the original signed documents, any correspondence with the... View More 
Emotional Distress, and for Actual and Consequential damages resulting from their refusal to allow me access to my accounts transferred to their organization, when they acquired tdameritrade, because I wont sign a paperless agreement.
answered on Sep 12, 2024
An Illinois attorney could advise best, but your question remains open for three weeks. It's difficult for attorneys here to offer their services through this forum - you'd need to reach out to attorneys on your own. In addition to your own searches, there is a "Find a Lawyer"... View More
Would like to know if this is a scam or a legitimate offer
answered on Sep 11, 2024
THIS IS NOT LEGAL ADVICE.
To determine whether the contract offer for distribution rights is legitimate or a potential scam, it’s crucial to have a thorough review of the offer by a lawyer, especially one with experience in intellectual property and publishing contracts. Here are some... View More
IE. a retailer of electronics and an electronics manufacturer
consider*
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answered on Aug 10, 2024
When considering whether businesses are "related" under the Illinois Employee Patent Act, Section 2(1)(a)(i), the focus is on whether the employee’s invention relates to the employer’s current or anticipated business activities. The threshold involves analyzing the nature of the... View More
answered on Jun 30, 2024
Something like that might require indexing those terms on your part - many law firms do not usually make such distinctions in their practices. You could check with local and state bar associations if they might be able to offer any guidance. Good luck
I have a loan contract that the borrowee passed away 3 months ago. The person handling the estate just informed me that they are having issues cashing checks. Now they want me to write the check to them. Up until today (the request) I have not seen any paperwork but was told there was an estate... View More
answered on Mar 22, 2024
If the borrower passed away, then the estate should be paying you. Why are you paying to the borrower or to the borrower's estate? Your question seems confused.
The pastor has experienced financial difficulty. They have not filed for bankruptcy, however they have received funding from an investment group. The promissory note reads,This Promissory Note shall become due and payable prior to maturity without presentation, demand, protest or notice of any... View More
answered on Jan 7, 2024
If a written promissory note, signed by the parties, is not paid when due, then the holder of the note may make demand or commence suit. In your case, if the borrower is not offering some other or new solution, it sounds like it is time to commence suit.
I was selling a product on Facebook Marketplace. I agreed through Facebooks platform to meet this buyer at a local restaurant and sell them my product. The buyer and I meet on this restaurants property in the parking lot. I never get out of my vehicle. The buyer walks up to my car window and argues... View More
answered on Oct 15, 2023
Stop losing sleep over this incident. You were assaulted by the Buyer. I believe the District Attorney and police have more important matters to pursue. As far as selling the product, this appears to be a civil event not a criminal event. Again, stop losing sleep.
A previous company that I drove with, after requesting that I drive a vehicle without ensuring safety sent another driver to pick up truck and I was forced to drive with this unknown man or clear out my truck in under an hour (cancelling my contract). Due to previous trauma in my life I felt... View More
answered on Oct 1, 2023
An Illinois attorney could advise best, but your question remains open for a week. It could depend on the nature of the safety issue and the reasonableness of your reluctance to drive, among other factors. You would need to reach out to local attorneys to try to set up a free initial consult for a... View More
I bought the property from a very wealthy developer for 200k it is 2 acres, We had it surveyed and asked the owners for topography maps. All looked good. Then I went to sell itlast week after owning for 15 years the buyers tell me the county wetland maps show 90 percent is in wetland map. We were... View More
answered on Sep 17, 2023
It may not have been a wetland when you bought it. The EPA changed the definition of wetland in the past few years to greatly expand it.
We hire a contractor to remodel our house before listing for sell. After he finished the work on the contract, our broker suggested us to replace some light fixtures. We agreed to do that. However, the contractor never give us a quote on this. A few days later, our house was under contract and we... View More
answered on Sep 13, 2023
Worker's Compensation is a highly specialized area of law that concerns itself with work-related injuries. This is not that. Here, your broker requested that certain light fixtures be replaced. You contacted the contractor (who had already remodeled your house and whose work you were... View More
I was told that I was a partner and would start seeing a return on the investment and was manipulated into giving money. I need to know my options as far as if I can recover some of my money back or if there's any alternatives that would allow me to get out of this business venture.
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answered on Aug 3, 2023
The facts you stated may give rise to a cause of action for common law fraud and statutory fraud, pursuant to the Illinois Fraud and Deceptive Practices Act. You may be entitled to obtain an award of your actual damages and for the attorney's fees and costs you incur.
You may also... View More
My son is renting an apartment with one roommate. The lease they both signed includes a $995 deposit which they each paid half $477.50. The lease ends May 31, 2023. My son is going to move out May 31. His roommate has decided to stay in the apartment and resign the lease with my sons name deleted... View More
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answered on May 31, 2023
Sorry to hear about your son's situation. Consulting an attorney on this may not be worth the money unless your son wants to prove a point or he can find a low flat rate for the legal work.
Your son should consider the following:
(1) Review the lease and document: Carefully... View More
Purchased a vehicle in IL over the wknd. I and they forgot about the $$ down payment. I signed the contracts. They called me up to request I pay it. Can I legally return the vehicle or do I have to pay the $$? I have it, just having buyers remorse and thought this might be a legal opportunity to... View More
answered on May 2, 2023
Thank you for the questions. I can't be certain unless I have read the contract. Did you read it in detail? Are there parts that you do not understand?
When you look closely at what they did charge you sure that the downpayment was not included?
People will ask me "How... View More
My daughter is currently renting an apartment with my niece and my brother(my niece's dad) is a cosigner.
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answered on Apr 20, 2023
My firm has helped individuals and businesses get out of leases by corresponding with landlords to make this request. However, the possibility of breaking a lease depends on where you live and the landlord you are dealing with. For example, City of Chicago is a lot more difficult than the suburbs... View More
In my parents divorce decree they entered me into obligation to pay 1/3 of my college. The other third being paid by my dad and the other my mother. Is this obligation legally binding if I never signed anything agreeing to this obligation and that they agreed to it on my behalf even though I was... View More
answered on Apr 19, 2023
It doesn't mean that you must pay one-third. It only requires your parents to pay one-third each. Their respective obligations are capped at one-third each. The court had no jurisdiction over you and could not order you to do anything.
Back in 2002, I signed a "Employee Non-Competition and Confidential Information Agreement" with my employer, which is a tire dealer. In 2004 I resigned from this company and worked for a another company about 25 miles away from my previous employer that I resigned from. It was also a tire... View More
answered on Apr 16, 2023
Short answer: No. An employer cannot unreasonably stop you from making a living. Generally, if you sign a Employee Non-Competition and Confidential Information Agreement, it is valid for no more than two years. I have yet to hear of any Court enforcing such a document if it states in the... View More
Currently in the middle of contract for a home addition that was signed December 2021. The project officially began 2/9/22, blueprints were finalized 6/24/22, and permit were pulled 7/29/22. At this point I would say the project is about 40% done. We have paid 90% of the contract. After the... View More
answered on Apr 14, 2023
Under Section 5 of the Mechanics Lien Act, the contractor is required to provide you with a sworn statement listing all the subcontractors, their trades and contract amounts before any money is due if you request the information. The statute provides:
"It shall be the duty of the... View More
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