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The mortgage is in my wife's name, but I am listed as a "tenant by entirety."
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answered on Sep 10, 2020
Absolutely... The Judgment Lien encumbers any and all interests you have in real property in the County in which the Judgment is recorded in. And you own the same estate your Wife does. Contact a competent Illinois attorney to get the specifics about how long the Lien attaches, and whether... View More 
does this mean 3 days or 3 work days and til midnight or jus a 8 hour work day
answered on Aug 25, 2020
It is three full business days on certain consumer sales in Illinois. It does not apply to commercial contracts between two businesses. It does not apply to every transaction. Generally it applies to door-to-door sales, buyers clubs and a few other things. You may also have a three day cancellation... View More
There is a Motion due tomorrow for which the attorney has already had one extension. I don't think he can get another. The work product was supposed to be sent to me last week but I have only received a lot of excuses. He promised today and now has missed that promise. If he, in fact, does... View More
answered on Aug 11, 2020
As the client, you have the absolute right to discharge your current attorney and retain new counsel. Based on the concerns you describe, it would be best for you to immediately start searching for a new attorney while advising your current attorney you no longer want them to represent your... View More
Because of the virus,we want to close our business after the personal guarantees go away. They go away in jan 2021...but our lease doesnt end until Jan 2023....can the land lord take us to court and demand we pay for the remainder of the lease? How lenient are the courts in these kinds of... View More
answered on Jul 28, 2020
The lease will have to be reviewed to determine what liability there may be beyond the personal guaranty as well as the potential for an early termination. There are many options to discuss with the landlord including temporary rent abatement or modification, early buyout, allowing the landlord to... View More
I was quoted a price on a used vehicle from a dealership in Centralia, MO. The dealer quoted the vehicle at $21,905. I agreed to purchase the vehicle and the dealer sent over buyers order to my bank to secure funds. After funds were secured and the morning I was supposed to pick up the vehicle,... View More
answered on Jul 28, 2020
Based upon your description the sales/transaction documents will need to be reviewed. Since the dealership is in Missouri, you should contact an attorney licensed in Missouri whose practice is concentrated in consumer law.
If a tenant who has a lease with the property owner is given full control to choose roommates and determine all terms of the roommate agreements, who can sue the roommate for unpaid rent?
The lease-holding tenant has the right to sue based on terms of the roommate agreement, I would... View More
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answered on Jul 23, 2020
Depending on the terms of your "roommate agreement," which I assume would be similar to a sublease form, you should be able to sue the roommate for unpaid rent owed to you.
The landlord/owner may not be able to sue the roommate for his portion of the unpaid rent, but if you have... View More
I'm in the US and want to know if I'd have to pay the legal fees and expense tally of someone in Canada suing me.
answered on Jul 17, 2020
An Illinois attorney could advise best, but your post remains open for three weeks. Check the terms of the contract. If it has a forum selection clause, there's a possibility it could designate the courts or arbitration forums of a particular state, province, or city. Good luck
Tim Akpinar
I had an engine rebuilt 5 months ago and the engine just went bad. The repair had a 1 year/10,000 mile warranty. I contacted the company, but was told they are permanently closed. Do I have any options? The company is an LLC, and is located in Illinois.
answered on Jun 29, 2020
You may still have a claim against the company. You will need to find out if they filed their dissolution paperwork with the IL Secretary of State. You can search the cyberdriveillinois.com website for their status. You can also check to see if there is a bankruptcy filing. If there is, you can be... View More
In 2013, my mother passed away leaving me as the sole heir to her estate in her will. My father has encountered mortgage trouble, and I have occupied the home alone for one year now. The current mortgage was taken out in 2005 in both of their names, and statements come addressed to her estate.... View More
answered on Jun 11, 2020
Based upon your question, although your mother left you her entire estate, it does not appear that estate included an interest in the home. From your description your father is in sole title to the home and therefore the sole owner. If there are issues regarding the mortgage, those must be... View More
in an attempt to get away from the drugs and get a job that would allow me to keep the car i moved to a different state and while in the other state the cars ecu blew up while i was driving and i didnt have insurance on the car yet then the bank had it repoed and told me it was a blown up motor... View More
answered on Jun 10, 2020
You can negotiate with the creditor to resolve it. Offering a lump sum payment as resolution might go a long way to settling it. If not, your only other option is bankruptcy.
MY CAR IS BEING WORKED ON GETTING A NEW ENGINE IT WAS IN A FLOOD THE SHOP SAID IT WOULD RUN WHEN THEY FINISHED INSTALLING THE ENGINE NOW THEY SAID I NEED NEW WIRING AT AN ADDITIONAL COST WHEN WE HAD ALREADY AGREED ON A PRICE AND I PUT A DOWN PAYMENT ON THE WORK .
answered on May 29, 2020
Based upon your description, I am not clear if you had an estimate for the proposed work which you approved or if there was a formal written agreement was signed which described the scope of work for the agreed price. Most repair shops provide estimates for the proposed work, asking the customer... View More
I live in Illinois and own a condo. I have a mortgage on the condo. The HOA is requiring I provide them with mortgage provider, loan number and mortgage provider phone number. Is this legal? I understand proof of insurance, but mortgage information seem like an invasion of privacy.
answered on May 2, 2020
765 ILCS 605/22.1(c) of the Illinois Condominium Property Act requires:
c) Within 15 days of the recording of a mortgage or trust deed against a unit ownership given by the owner of that unit to secure a debt, the owner shall inform the Board of Managers of the unit owner's association... View More
lock down period since i have an underlying conditions
answered on Apr 23, 2020
You do not describe if commercial or residential, but I am assuming residential based on your description. I would recommend that you review the lease and examine if there are any clauses or provisions regarding an extension of the term of the lease. Even if there are no specific provisions... View More
Can I request a copy of a finance application submitted by a dealership if I believe fraud has been committed. Can this be obtained from the company i.e. Credit Acceptance?
answered on Apr 23, 2020
Based upon the question I assume you are referring to an application you submitted. I would first recommend you review the documents you were provided by the dealership which should have information regarding how to contact Credit Acceptance. You have the right to review the information submitted... View More
Our guests have come back to us and said they do not want to travel and we don't feel comfortable putting others in harm. We have 200 guests that were ready to come from Chicago with us but circumstances have changed since the COVID-19 pandemic. I talked to the banquet hall about cancelling... View More
answered on Apr 16, 2020
The Answer to your question is dependent upon a review of the contract, focusing on the cancellation provisions relating to Acts of God, diseases, epidemics or pandemic (although not likely to be described), emergencies, unforseen circumstances. The language of each contract is different, some... View More
Nothing is stated about a pandemic or rescheduling. We have reached out to the venue and they are pushing to postpone our wedding, we don’t think that’s fair to push it back or have it on a Sunday for the amount we are paying for. What are our rights?
answered on Apr 13, 2020
You may not want to hear this advice but I believe that the venue you selected is being very understanding and very reasonable here.
That does not mean you cannot cancel your October 23, 2020 wedding; but if you do cancel now--six months early--you should not expect the venue to give the... View More
I was negligent with the payments towards the storage facility and they told me they couldn't give me access to whom they sold my belongings to.
answered on Apr 11, 2020
You could check with an Illinois attorney as to what the best way to proceed might be. Based on Illinois law, or the provisions of the storage contract, the facility could have legitimate reasons for not divulging the identity of the person. It's possible they have genuine concerns about being... View More
answered on Mar 30, 2020
Take a look at my article on ten essential business contracts. This is a good starting point. Best of luck. - Bryan.
http://celsinfo.com/essential-business-agreements/
answered on Feb 5, 2020
It's difficult to understand what exactly happened from your post. Please post again with additional facts.
His name is on nothing he work for cash only I have W-2s he left me got incarcerated for a year and he still is not living in the home he has many vehicles on property and I don't see him and vehicles are open titles can I get rid of them? &
my home is paid off and we're... View More
answered on Jan 12, 2020
The only grounds that you can use for a divorce in Illinois are irreconcilable differences. You should not dispose of any property. Wait until you have a court order regarding the property. If the house is titled in only your name and you acquired it prior to your marriage, it should be considered... View More
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