Get free answers to your Consumer Law legal questions from lawyers in your area.
answered on Jan 27, 2020
Generally no, but you can try. Part of it depends on the type of case, and part of it depends on how far along the case is. Sometimes, you will get a second opportunity to opt-out later on.
If you still want to opt-out, you need to follow the directions in the class action notice.... View More 
I order a dinner advertised for one price but am charged a higher price each time. I have brought this to the attention of several restaurant managers but they ignore my concerns and willfully continue to charge a higher price than what is advertised.
answered on Jan 27, 2020
Based on these limited facts, I have a guess as to what is going on.
The advertisement you saw was probably a national ad for the fast food chain, or even a regional ad. At the bottom of the print ad, or at the end of the commercial, words along the lines of "at participating locations... View More
When I was admitted for treatment at the ER, I indicated that I had no insurance and wanted the minimum of care necessary to resolve the immediate issue. Instead it appears that they ordered a battery of very expensive tests that have no medical necessity. At the conclusion of my last conversation... View More
answered on Dec 22, 2019
No, you probably don't want to wait for collections because you could be one step closer to a default judgment if anything slips up. Additionally, based on how aggressive any collection efforts would be, attorney fees could be thrown into the mix. A North Carolina attorney could advise you... View More
Internet trying to charge full month bill when I only had service 4 days. No written contract.
answered on Dec 14, 2019
You'll find cases like that in a search, but before investing time doing so, it might be worthwhile to review the terms of the service agreement. It's possible that could be more applicable than general legal decisions. Good luck
Tim Akpinar
They acknowledged they dropped the ball with not locking my door, but only offered me $1000 when my losses were over $13000
answered on Dec 10, 2019
Ask for the 13,000. I assume you filed a police report and can document the value? Note that the value you'd get in court would be the value as they were. Tell them you expect the 13. Chances are they are trying to avoid an insurance claim.
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answered on Oct 22, 2019
Of course. You don't think you get to blow off a ticket without bad things happening - do you?
After a very lengthy unemployment following a layoff, I fell behind with a Bank of America credit card. They keep assigning it out to different collection agencies - it's on the third or fourth now. The debt is now two years old but they are still attempting to collect and being almost $29,000... View More
answered on Sep 24, 2019
Any property that is in your name can be seized by the sheriff and sold to satisfy the judgment. This is not a private sale, but an auction. There are many steps that have to be completed before the creditor gets to this point and you may have exemptions available to you that might protect the... View More
The friend has a 5013c nonprofit corporation. It appears to still be active when I searched on business entities on the sos but I'm not sure if the bankruptcy was personal or for the business. Are there implications if I cash the check?
It has been well over one month. They have not contacted me and I cannot reach them on the number they provided. They had originally planned to bring me a cashier's check and pick up the trailer and title that day but instead paid by personal check. They were supposed to come back on the... View More
answered on Aug 14, 2019
One month is NOT enough time. FYI: Most Americans have "put things on layaway" for more than a month. Whatever your obligations may be they do not include selling the camper again--at least not until you have truly exhausted all possible ways to locate the honest buyer. Go get a copy of... View More
Over my card and was charged another price which overdraft my account. I went back the next day and told them some of the employees through insults my way and the supervisor took my card to process the refund. 2 weeks passed no refund contacted them again and the manager states for me to bring my... View More
answered on Jul 28, 2019
Contact your card company and ask if they could assist in the matter so that you won't need to give your card out again. Good luck
Tim Akpinar
It's a 2002 Acrua RL with 129000 on it and in great shape. Their insurance wants to only give me Kelly Blue Book value for the car. The shop caused the fire inside of the car and admitted it. Now they want me to settle and I don't agree because I would have to purchase another car and... View More
answered on Jul 11, 2019
Generally, in most states they only have to give you the retail value of the vehicle---even if that won't buy you what you lost. Check if that is so by contacting a member of the NC Assn for Justice--they give free consults.
I went to a hotel, to get a room that costs $60 per night. The hotel has a policy that there is only 15 minutes within paying to either change rooms, or ask for a refund, and makes people sign a paper stating this, and does not let people look at the rooms first before deciding to pay. In my case,... View More
answered on Jun 21, 2019
Wow. It's too bad you did not anticipate any problem when this (very cheap) hotel made you sign an agreement not to complain about their cheap rooms unless you do it immediately. In any event, there is nothing you can do to force your bank to give you the $60 that the hotel kept. Why not... View More
Long story. I pay some Bill's and am working almost full time.
answered on Jun 17, 2019
Sorry, but no. The law does not require parents to give any notice to their adult children before they kick them out of the nest. You might understand why someday--when you have adult children.
I recieved a call from a person claiming to be a part of 'Larkin mediation'. He said that I owed wachovia bank 100$ back in 2009 and that If I do not settle for 400$, I will be served and brought to court for over 2000$. When I searched their phone # I get no results for a business. They... View More
Which state does the “usuary” law (s) apply? The resident’s state or the lending company ‘s state?
answered on May 6, 2019
Penalties for usury are applicable in the resident's state. However, if the loan is usurious in the lenders state it may apply to you as well. Hire a lawyer to research it.
Sold my loan, the new company is still affiliated with the old one, they stated that I have to start the process over, which will cause me to lose my buyer.
answered on May 6, 2019
This new trick is becoming all too common in the mortgage lending industry. Your best bet is to hire a good real estate lawyer and have them write a very strong letter to the original lender and the new lender warning both of them that you may take legal action against both lenders if necessary to... View More
Original note was 144 payments of 550 due on the 15th monthly. I'm threatened with foreclosure all the time. He's changed my due date with no new installment agreement. I only have 4 payments left, but his balance reflects a balance of more than 3 times the amount I truly owe. I have 3... View More
answered on Apr 30, 2019
It sounds like you may have uncovered a despicable collection tactic used by some individuals to steal property from borrowers who are not paying attention along the way. According to your facts, the total amount you agreed to pay (beginning nearly 12 years ago) is $79,200 ($550 times 144); and... View More
The only notice I ever received was how many days I have to get it back. It's been almost a year. No documentation. Nothing
answered on Jan 4, 2019
It was likely sold and you have a deficiency balance against you. Check with the court to determine the status.
Never got a notice from ga dot, what are my options
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answered on Sep 4, 2018
It is likely a scam. Verify that you owe the toll before you even consider paying - especially if they are asking you to pay by card over the phone.
I took a car driving perfect into Midas to have spark plugs changed they changed all 6 and 1 coil. Then I drove it from NC to FL and broke down on the side of the road. I had it towed to another Midas and they said the catalytic convertors had blown and needed replacing after further inspection... View More
answered on Jul 25, 2018
I'm not hearing why or how the catalytic converters "got blown" and why you need a new engine.
In order to make a claim you will need a mechanic to say what it is that caused the damage to your vehicle. To do that someone needs to say and explain how it happened. You change 6... View More
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