my name is on a joint loan with ex husband. how do i get my name off. he's ruining my credit by not paying. divorce decree stated he is solely responsible for repayment.
answered on Apr 29, 2020
You can talk to the lender, but lender likely will not agree to take you off. So the loan would have to be refinanced. If ex won't refinance or pay, then file with the court to have ex held in contempt. Talk to your divorce attorney, or use the Find a Lawyer tab to retain a local divorce... View More 
I signed and submitted the renewal contract. A week later they undid the signed renewal and increased the rent amount. They said the amount in the contract was not correct. This seems illegal. If I wanted to void the contract a week after signing, there would be a penalty. How can they modify it if... View More
answered on Apr 23, 2020
If you signed the renewal first, and landlord hadn't signed the renewal, then landlord could decide not to sign it, and instead, change the rent amount and send you a revised renewal to sign. But if you and landlord both signed the renewal, and then landlord came back and changed it, then... View More
Repurchase/replacement of lemon vehicle.
Would I be better off waiting to file for lemon replacement until AFTER the manufacturer declares BK and is out of it, or would a person be better off filing BEFORE the BK is announced, and try to race the manufacturer's potential BK?
I... View More
answered on Apr 20, 2020
Generally no. But it can be case specific so you should check with the trustee.
E commerce seller with business. Wants to sell dumbbells. does not want to be in trouble with patent law. Your help would be appreciated.
Thank you,
answered on Apr 19, 2020
Yes.
Unless there are other details beyond what you have posted, you should be able to buy from anybody a standard product and put your trademark there.
You need to file for a trademark of course.
always consult with an attorney.
Marcos
www.legalbizglobal.com
480 324 6378
I order a lot online from Nordstrom.com. Unfortunately, sizing is an art form, and I've had to return most of what of what I've ordered. They have FREE SHIPPING which is awesome since I love their clothes, shoes, etc.. Anyway, I received an email 4-16-20 stating Nordstrom will no... View More
answered on Apr 17, 2020
You would have to consult the terms of your cardholder agreement, but the answer is almost certainly yes they can do that. Most stores reserve the right to cancel accounts for a variety of reasons including excessive returns.
I have agreed to buy an item listed on Facebook Marketplace. I am in Ohio, as is the seller. We used facebook messenger to come to an agreement. The seller has since raised the price, and also listed it on ebay. Do I have a legally binding agreement?
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answered on Apr 16, 2020
Yes. However, a court is unlikely to enforce the agreement unless you have been harmed in some way or the item was a specialty item or otherwise difficult to procure.
Signed the Contract for a 2021, received a 2020
answered on Apr 12, 2020
If you were sold a trailer that the seller claimed was a 2021 model but was, in fact, a 2020 model, the seller has violated the Consumer Sales Practices Act, (CSPA) ORC 1345.02 (B) (2) among other sections of that act. You have a legal claim against the seller, especially if this representation is... View More
Vehicle on day one broke down ended up needing two batteries for 750 dollars, then immediately needed 3k repairs which didn’t resolve some issues. Bottom of car completely rusted and local mechanic said it has sustained water damage. Dealer sent me check for 1500.00 which is no where near... View More
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answered on Apr 11, 2020
Check your contract. If you purchased the car "as is" and no affirmative misrepresentations about the car were made, you are likely out of luck. If the dealer made affirmative misrepresentations about the quality of the car, you may have a cause of action under Ohio's Consumer Sales... View More
I got injured after choking on a bone found in my chicken burrito bowl while driving
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answered on Mar 5, 2020
You are likely barred from bringing a claim against the supplier because you did not include them in the first lawsuit. Ohio litigants are required to sue all necessary parties to a suit. If they don't, then future cases can be barred. This is to encourage efficient litigation and discourage... View More
I told them in a phone call to take it to court and stop contacting me. They still keep calling me and sending me emails. I tried to kill myself and was taken to the mental hospital because they won't leave me alone.
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answered on Mar 5, 2020
The car dealer is likely violating Ohio's Consumer Sales Practices Act (OCSPA) for calling you after you've asked them to stop. They would be liable for damages for this.
There are two main types of collection calls: 1. those from an original creditor, and 2. those from a third... View More
Alright so I have recently bought a car cash from a car lot with issues that are supposed to be fixed and now they won't. I asked for ALL disclosed problems and he said muffler and coil pack which he fixed, then he called me a day later saying the steering column is messed up and he said I can... View More
answered on Feb 24, 2020
If you can't work it out, you will have to sue in small claims court up to $6000, or in municipal court up to $15,000. Over that amount, sue in common pleas court. You would have to prove there was a warranty covering the problem or that the dealer failed to disclose known problems. Use the... View More
I gave birth to my son on 7/30/19 at 9:46pm. My husband and I have a high deductible insurance policy and expected to pay a large portion out of pocket, but we didn't expect to pay for stuff that never happened. The hospital strongly encourages NOT sending babies to the nursery. I kept my son... View More
answered on Feb 5, 2020
It is illegal for a hospital to charge for items that were not approved or authorized by you, to charge fees for services and rooms never provided, and some of the other conduct you described could also be illegal. You potentially have some claims under the Consumer Sales Practices Act in Ohio, if... View More
We are still paying on our car for 6 yrs and still owe over 15000.00We were given a bad loan
answered on Feb 3, 2020
It's unlikely that any attorney could offer meaningful input on a loan based on a few facts posted here. They would need to sit down with you and review the loan agreement. But it would be a consultation that you would probably need to pay a fee for, and it's likely that loan agreements... View More
They still haven't taken care of warranty work they promised to do as recent as 2 months ago up till this last conversation and now that I said we were done with the games he now has sent me a bill for money that was owed at one time but he waived as good will gesture because of how long it... View More
answered on Dec 16, 2019
Cannot imagine that the work taking 2 1/2 years did not breach at least a portion of the contract. Was it properly permitted and installed by a licensed installer? The emails may establish a waiver. Have you been able to stay in the house? I would imagine that an occupancy permit was not issued.
I have tried countless time to make payment arrangements on a local tax which I owe. The agency will not negotiate with me at all. The original debt was $1600. The agency tacked on any additional $1900 in fees and interest. They will only allow 18 months to pay off the debt. I have a small... View More
Will my credit be ruined if I give house back to lender or his credit??
I cant afford to live here with only $900 mo. income.Please help.
answered on Oct 30, 2019
No, if your name is not on the note then your credit shouldn't be affected. You might be able to sell the house and get out from under it with a profit though, depending on your circumstances.
Is my home, owned with my husband, a potential asset in a judgement? The agency is Midland Management and I reside in Ohio
answered on Oct 30, 2019
You might have an FDCPA claim against them, so don't be so quick to allow a judgment to happen. These things can often be fought, and fought effectively.
As for the judgment, yes. It is possible they could file a lien on your house.
I haven't taken possession of my house or even had my first walk through. we have not even made our last payment. I live next door so i watched all of this and informed them. They said they are not going to fix it. Are they responsible to give us what we paid for. we did not pay for a cracked... View More
answered on Oct 6, 2019
Some cracking in the driveway and sidewalks occur, but it seems odd that it would occur so soon in your concrete. If you still have funds left to pay, I would have the driveway and sidewalk inspected before making any further payment. Make sure you use a reputable expert in concrete issues, not... View More
They had bought the car from an auction and sold it to me for $3600 with no warranty with temporary tag. Then engine showed damage a week later. I thought my only option was to sell car as is to get something back. However dealer could not get me a title for the car! I called them and because of... View More
answered on Aug 23, 2019
You can file a small claims action against them n your local municipal court. Bring all your paperwork, proof of the check bouncing, and all communications from them.
He has been being garnished for about 5 months now and we just got a letter in the mail saying the court has granted the plaintiffs (ford) the motion to release funds.
answered on Aug 13, 2019
It means that Ford asked the court to release the money collected from your boyfriend's garnishment and that the request has been granted. Say goodbye to the money.
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