Can I refinance my 2nd car to another bank before they can do this? Even though I’m caught up to payments.
answered on Jun 13, 2023
My previous answer, of course, assumes that there is a valid agreement cross-collateralizing the loans. Your security agreement would have to include such a provision. Typically it would say something like "any collateral pledged to secure any obligation of Borrower shall also secure any... View More
I'm looking at divorcing my narcissistic husband. I need to know if his bad credit card habit is going to continue to drag down my credit rating and if I'm going to be stuck paying them. The cards were obtained without my knowledge, and he named me as an authorized user. Our finances are... View More
answered on Jun 1, 2023
There is a difference between having a joint credit card and being an authorized user on someone else's credit card.
With a joint credit card, two (or more) individuals agree with the company issuing the credit card to be jointly responsible for all charges made on the credit card.... View More
He is angry at me and has denied me funds. Also has been able to get information from my health insurance company, Aetna. Found out his address is listed on my bank and insurance information to be sent to him.
answered on Apr 18, 2023
You have two issues.
First, you say your brother is in control of “your” trusts. I assume you do not mean that you are the settlor of certain trusts, but rather that you are the beneficiary of certain trusts and your brother is the trustee.
You can have your brother removed as... View More
Halen is the wills name my grandmother left me this. In the will that was probated in 72 it says my estate will be left to (myname) as i was the only child when she died. in the estate it includes around 45k acres of land 5-15 million dollars and in 89 my father was my estate guardian and got... View More
answered on Apr 8, 2023
The settlor of the trust (in this case, your grandmother) chose the trustee and any substitute trustees in the event her first choice (presumably your father) does or is removed for cause. From your question, it sounds like your sister was the first substitute trustee selected by your grandmother.... View More
answered on Mar 2, 2023
Building a strong legal case against ADT/SunPro Solar and Good Leaf will depend on the specific facts of your case and the legal claims you are pursuing. However, here are some general steps that may be effective in building a strong case:
Gather evidence: Collect as much evidence as... View More
answered on Mar 2, 2023
Since Texas is a one-party consent state, record every conversation you have with every representative of each party. Keep the entirety of each recording and turn all of the entire recordings over to your attorney.
Do not sign anything unless it has been reviewed and approved by your... View More
I started receiving SSI survivor benefits last year when I was 17. So, every payment was put in my grandmother’s name and also given to her but she always let me spend it on what I needed so that’s not the problem. The problem is when I started receiving these benefits, I got a lump sum as well... View More
answered on Mar 2, 2023
You may be able to get your lump sum payment by contacting the Social Security Administration (SSA) and explaining the situation. It is possible that they can help you by transferring the money into an account in your name. However, the process may require some documentation to prove that you are... View More
I went to pay my auto loan off and get my title and they told me they won't give it to me because of a signature loan from 2015, it shows as a closed account on equifax and transunion
answered on Jan 24, 2023
You should probably bring proof that you fully paid off the signature loan to your bank. Credit bureau reports probably aren’t enough. You probably need to bring loan statements from the signature loan itself.
answered on Dec 27, 2022
A bank is not required to honor a check dated more than 180 days before it is presented. A bank may honor the check anyway if it confirms funds are available.
There are some exceptions to this general rule. For example, checks from the US Treasury like tax refund checks are valid for one... View More
Wells Fargo had a default judgment against me from the 67th District court in Fort Worth, Texas in 2019 for the credit card debt that I defaulted. I did not know about default judgment until they had a writ of garnishment/levy from the court dated 11/07/2022 and put the garnished amount($7,572.18... View More
answered on Dec 14, 2022
Your bank likely needs the Order of Nonsuit to release the garnished funds back to you.
Your HELOC lender likely needs a Release of Judgment concerning the default judgment to proceed with your loan.
I suggest you take the Order of Nonsuit to your bank and tell them you want your... View More
Happened November last year also no W2 just want to know why someone would do that
answered on May 3, 2024
Hi there! I can provide some general guidance on why there might be a discrepancy and what you can do about it.
Reasons for a payroll stub without receiving the funds:
1. Administrative error: It's possible that a clerical mistake resulted in the generation of the stub without... View More
What can be done, other than bankruptcy to immediately stop my home from going to auction? I only was made aware of my property going to auction by setting a reminder on the website for my property. The bank cancelled a Nov 23’ auction. I have not received tax forms from the lender since 2019 and... View More
answered on Apr 1, 2024
I'm so sorry to hear about the challenging situation you're facing with your home potentially being auctioned off, especially given the lack of proper notification and other issues you've described with your lender. This sounds very stressful and I can understand your urgency in... View More
answered on Nov 17, 2023
It is important to protect your personal assets from your business. Create a corporation or a limited liability company to use to operate your business. The tax consequences are different depending on which form of business you take. See a professional to get more particular guidance.
I... View More
off in 2021, they do have a security interest disclosure in the their 2017 Credit Card agreement, however there was a ruling in Maryland in 2009/2010 that a creditor's disclosure for a security interest was not valid because it was on the second page of their credit card disclosure agreement.... View More
answered on Jun 28, 2023
Texas doesn't care what Maryland says, and if this was a trial court, no other judge in Maryland would care, either.
answered on Jun 22, 2023
Yes, you can sue the person that you wrongly sent the Zelle payment to to get it back. At common law, this type of action was called "assumpsit." Now, it is clumsily called "money had and received."
answered on May 11, 2023
That sometimes happens, especially if you cant put a big enough down payment to cover the depreciation in value of the car over the term of the loan
The bank cancelled my card following a transaction dispute but did not issue a virtual card that can be linked to cash app or Google pay so I can't still have access to my money. They issue a virtual card that only be used online which also is declined every time I try to make a purchase. I... View More
answered on May 11, 2023
Go to the bank and withdraw the funds on deposit.
Then go to a different bank and open a new account
The teen works a job and receives income, and the parent is threatening that it is not their money, but is the parents.
answered on Apr 27, 2023
One parental right specifically stated in the Family Code is “the right to the services and earnings of the child.”
Ex lives on the opposite side of the country and is spiteful and won’t endorse a claims check made out in both our names cause they were on the car title as well unbeknownst to me. The check was sent to me but in both names and car insurance won’t change it. It’s my vehicle that I made all... View More
answered on Apr 3, 2023
Most divorce decrees contain a provision requiring each of the divorcing spouses to execute necessary instruments to effect the property division contained in the divorce decree.
You may be able to secure an order from your divorce court compelling your ex to endorse the check.
ive ran the ip info and it was pin pointed to what company and location
answered on Feb 1, 2023
Yes. If you’ve accurately traced the IP to a particular company, you can sue them for whatever funds they have removed from your account without your consent.
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